# Unico Bank Mobile Banking — user reviews

> 13 indexed App Store user reviews of Unico Bank Mobile Banking by Unico Bank, rated 4.74/5 from 564 ratings.

- Source: https://appshunter.io/ios/app/unico-bank-mobile-banking/id1021654957/reviews
- App overview in markdown: https://appshunter.io/ios/app/unico-bank-mobile-banking/id1021654957.md
- Rating breakdown: 5★ 482 · 4★ 25 · 3★ 9 · 2★ 8 · 1★ 19

## What do users think of Unico Bank Mobile Banking?

Overall sentiment: negative

**Pros**

- 👍 Bank itself is great
- 👍 Helpful and patient support
- 👍 Easy to use app
- 👍 Clean app design
- 👍 Instant balance feature
- 👍 Auto-focus for deposits

**Cons**

- 🐛 Constant login issues
- 🐛 App crashes when paying bills
- 🐛 App doesn't work for months
- 🐛 Unable to validate information
- 🐛 Password incorrect errors
- 🐛 Locked out frequently
- 🐛 Cannot reset password
- 🐛 Customer support unavailable

**Commonly reported bugs**

- App crashes during bill payment
- Incorrect password errors despite correct credentials
- Inability to reset password or username
- App locks users out frequently
- App fails to validate user information
- Login issues specific to iPad

**Most requested features**

- Fix app crashing on bill pay
- Improve login stability
- Ensure password recognition
- Provide accessible customer support

## Most critical reviews (10 lowest-rated)

### 1/5 — Just the app.

*2026-02-15, version 25.1.20*

The bank itself is great. I’m just reviewing the app. As far as bank apps go, this is the worst. When I need to check my funds, I NEED TO CHECK THEM. This app constantly says my password is incorrect, when it isn’t. I reset it just to be locked out. It’s constant and excessive.

### 1/5 — Constant login issues

*2024-02-07*

Worst banking app I’ve ever used. Password security is so good, even the app doesn’t know what my password is.

### 1/5 — Unico Bank

*2023-03-14, version 22.2.42*

App hasn’t worked in a month.

### 1/5 — Doesn’t work

*2021-08-09, version 20.2.80*

Just as other reviewers stated, this app doesn’t work how it’s supposed to. I’m able to login to my account for months and months and then all of a sudden one day is starts saying my password is wrong even though it’s not. Then when I try to change the password, it tells me that it doesn’t recognize my username, email, etc so I can’t even fix it. And it says contact customer support but there’s no customer support. I tried emailing someone months ago and never heard back. Ridiculous. I should’ve switched banks a long time ago. This bank has no clue.

### 1/5 — Problems

*2020-07-14, version 20.1.20*

Multiple occurrences of the app locking me out, saying my password was incorrect when it wasn’t. Never had this problem before when First Bank was our account holder before they sold their banks to Unico.

### 2/5 — App

*2025-03-05, version 23.2.30*

Can’t pay bills.  It crashes the app. Called support for help.  Was told to you chrome.    What’s the point of the app?  To be totally correct, the app works correctly until about a year ago.   Problem is only on my iPad.    Can pay bills on my iPhone.

### 2/5 — Major Issues

*2021-07-04, version 20.2.80*

For the past two weeks I have been having more issues than I have ever had with this app. First, it said my password was incorrect and made me reset it even though it was the right one. After that, it all went downhill from there. Since then, I have been able to login successfully to my account about 10 times to check my balance, however, now whenever I try to login in, it is now constantly saying that my credentials are possibly wrong and that I should contact Unico for support. However, they aren’t wrong, there are just some major bugs with logging in. Hopefully this will be fixed, if not then I will continue to be unable to login and check my balance.

### 2/5 — Issues

*2020-08-03, version 20.1.20*

I’m ALWAYS having issues looking at my
Balance. It’s always locking me out. Won’t let me
Use my password or facial recognition. Drives me
Insane. Husband has the app and never has issues

### 2/5 — Are you serious?!

*2018-12-28, version 18.2.70*

this is a great app when it actually WORKS. Half the time it says “we are unable to validate your information.” I know for a fact i’m using the RIGHT login credentials because I use it WHEN IT WORKS. Honestly it is supposed to be quick and easy. So many issues. Disappointed and not worth the time.

### 5/5 — Great place

*2023-12-18, version 23.1.72*

I been with this bank since 2009 and it’s the best place !!! Always helpful and patient with me even when I was hacked.  Kingshiway Unico is a great place to do business with

## Most praised reviews (3 highest-rated)

### 5/5 — Jessbell1977

*2022-11-19, version 22.1.105*

Lover the app

### 5/5 — Excellent

*2019-09-12, version 19.1.200*

Does exactly what I need it to do ....yee yee

### 5/5 — Easy to Use

*2019-02-27, version 18.3.80*

The app is easy to use and looks clean.  I love the new auto focus when making a deposit and the instant balance is pretty slick as well.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-02.*
