# Unicorn Money

> AI-powered budgeting companion for couples to plan and manage shared finances. (iPhone/iPad app by Unicorn Money LLC.)

- Source: https://appshunter.io/ios/app/unicorn-money/id6781453279 (this page in markdown: same URL + `.md`)
- Developer: [Unicorn Money LLC](https://appshunter.io/developer/6781453281)
- Category: Finance
- Price: Free with in-app purchases
- Rating: 5.00/5 from 1 App Store ratings
- Age rating: 4+
- Requires: iOS 18.6 · 14 MB
- Languages: English
- Released: 2026-06-25
- Data updated: 2026-10-25
- Monetization: free with in-app purchases

## What is Unicorn Money?

Finally on the same page as your money.

Unicorn Money is a budget app built for two. Instead of charts to reconcile and transactions to categorize, you get Una — a companion who helps you and your partner plan the month, talk through the hard calls, and stay ahead of your money instead of cleaning up after it.

Text her like you'd text a friend. "$25 at the grocery store." "Can we eat out tonight?" "Can we afford a trip in October?" Una understands plain English and writes back like she's sitting next to you. Hands full? Talk to her out loud — same Una, same memory, voice or text, no add-on.

BUILT AROUND YOUR REAL PAYCHECK
Most apps assume your money lands on the 1st. Yours might not. Una organizes your month around when you actually get paid — the 1st and 15th, every other Friday, however your household runs. Rent stops surprising you.

THE MONTHLY RITUAL
At the start of each month, Una walks you and your partner through the Three Pillars — Save, Give, and Spend. The numbers adjust as you talk. You commit together. Then you go live your life. No "fill in 40 categories" — just a conversation about the month ahead.

YOU'RE THE ONE LOGGING
You enter what you spend — that's the practice, and it's what keeps you ahead of your money. Nothing syncs behind your back. No background feed, no dashboard to reconcile. And if you ever fall behind, Una+ can pull your recent transactions so you check off what's real in a tap. Nothing lands on its own — the logging decision is always yours.

A COMPANION, NOT AN AUTOPILOT
Una helps you decide; she never moves your money for you. She remembers your goals, reads her own month-end notes before every conversation, and coaches with warmth. She'll explain why an emergency fund matters or help you think through paying down debt. She'll never scold you for last night's takeout.

DESIGNED FOR TWO
Real-time shared access between partners, individual chats with Una, and partner sign-off on the monthly plan. A shared household feed, so nothing's a surprise. You're a team; your budget should know it.

BRING ANY BUDGET
A spreadsheet, a PDF, even a photo of last month's plan on the back of an envelope — Una reads it and turns it into a working budget in minutes. Start where you are, not from scratch.

Try Unicorn Money free for 14 days — no card required.

Una's coaching is general guidance, not personalized financial advice. Unicorn Money is a budgeting tool, not a financial advisor. Consult a qualified professional for advice specific to your situation.

Terms of Use (EULA): https://unicornmoney.app/terms

## Key features

- Conversational AI for finance planning
- Budgeting around actual paydays
- Guided monthly financial ritual
- Real-time shared access for partners
- Import budgets from spreadsheets or photos
- Voice and text interaction with AI

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Unicorn Money with Una+ | $149.99 | per year |
| Unicorn Money with Una+ | $14.99 | per month |
| Unicorn Money | $119.99 | per year |
| Unicorn Money | $11.99 | per month |


## Is Unicorn Money safe?

Not enough ratings yet to assess Unicorn Money.

## Is Unicorn Money legit?

Unicorn Money has limited verification signals. The AppsHunter Legitimacy Score for Unicorn Money is 48 out of 100 points across 7 verification signals from App Store and developer data.


## Frequently asked questions about Unicorn Money

### What is Unicorn Money?

Unicorn Money is a budgeting app designed for couples, featuring a conversational AI assistant named Una to help you plan and manage your shared finances. It focuses on open communication and collaborative decision-making about saving, spending, and giving.

### How does Unicorn Money handle different pay schedules?

Una organizes your monthly budget around your actual paydays, whether it's the 1st and 15th, every other Friday, or another custom schedule. This ensures that upcoming bills like rent are accounted for when you actually get paid.

### Can I import my existing budget into Unicorn Money?

Yes, Unicorn Money can read and convert existing budgets from various formats, including spreadsheets, PDFs, or even a photo of a handwritten plan. This allows you to start budgeting without having to set everything up from scratch.

### Does Unicorn Money offer a free trial?

Yes, you can try Unicorn Money for free for 14 days without needing to provide a credit card. This allows you to explore its features and see if it fits your needs before committing to a subscription.

### What are the subscription options for Unicorn Money?

Unicorn Money offers both monthly and annual subscription plans. There are options for the standard app and for the premium version with Una+, which likely includes enhanced AI features. Prices range from $11.99/month to $149.99/year.

### Is Unicorn Money secure for my financial data?

Unicorn Money emphasizes user control, as nothing syncs behind your back and you decide what to log. While specific security protocols are not detailed, the app is designed to keep you ahead of your money by making logging an active decision.

### Does Unicorn Money provide financial advice?

Una offers general guidance and coaching on financial concepts like emergency funds and debt repayment. However, Unicorn Money is a budgeting tool, not a financial advisor, and users should consult a qualified professional for personalized financial advice.

### What devices does Unicorn Money support?

Unicorn Money is available on Apple Watch and iPhone. This allows for convenient access and management of your budget on the go.

## Version history (last 3 releases)

### 1.2 — 2026-06-27

This update makes your Home screen smarter and logging money faster.

• Log money in, not just out — a redesigned entry sheet handles income, money paid back to you, savings, and gifts, all in one place. A new "New transaction +" button on Home gets you there in a tap.

• Get reimbursed without the mess — mark something as owed-back, then settle it when the cash arrives, with a nudge to pay down the card you fronted it on.

• Ask Una anything — summon your money companion from Home, and share a clean snapshot of where you stand.

• Goals without a number — set an open-ended goal for a "someday" idea without having to commit to an amount yet.

• Smoother onboarding, plus a batch of reliability and accuracy fixes.

### 1.1 — 2026-06-25

• Updated Home & Lock Screen widgets — your safe-to-spend, always in view
• Redesigned home dashboard with the Spendable Ledger
• New Plan tab to see your net available and look ahead
• Ask Una anytime, and share a snapshot of your plan
• A faster, friendlier setup

### 1.0 — 2026-06-25

No release notes.

## Apps similar to Unicorn Money

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Money Tracker: My Financials](https://appshunter.io/ios/app/money-tracker-my-financials/id6757887140) | 5.0 (1) | Free | Finance |
| [Kova: Money Made Simple](https://appshunter.io/ios/app/kova-money-made-simple/id6797694473) | 5.0 (4) | Free | Finance |
| [Money Counter, Cash Calculator](https://appshunter.io/ios/app/money-counter-cash-calculator/id6776553279) | 5.0 (2) | Free | Finance |
| [Yes Money](https://appshunter.io/ios/app/yes-money/id6450957624) | 5.0 (1) | Free | Finance |
| [EFCU Financial Mobile Banking](https://appshunter.io/ios/app/efcu-financial-mobile-banking/id805062899) | 4.8 (4,688) | Free | Finance |
| [Guaranty Bank & Trust](https://appshunter.io/ios/app/guaranty-bank-and-trust/id6756935659) | 4.6 (2,859) | Free | Finance |

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-25.*