# UniCredit mBanking

> Mobile banking app for account management, payments, loans, and card services. (iPhone/iPad app by UniCredit Bank Hungary Zartkoruen Mukodo Reszvenytarsasag.)

- Source: https://appshunter.io/ios/app/unicredit-mbanking/id1009211053 (this page in markdown: same URL + `.md`)
- Developer: [UniCredit Bank Hungary Zartkoruen Mukodo Reszvenytarsasag](https://appshunter.io/developer/934859362)
- Category: Finance, Business
- Price: Free
- Rating: 4.76/5 from 274 App Store ratings · 72 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 489 MB
- Languages: English, Hungarian
- Released: 2015-07-23
- Data updated: 2026-08-18
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/unicredit-mbanking/id1009211053/reviews.md

## What is UniCredit mBanking?

Use mBanking, where Bank’s services and products are always at a hand, for all that matters to you, while you are on the go, at home, or while travelling, with no need to go to the Bank.

You will enjoy fast access to the app by using face ID or fingerprint, clear design and security.

UniCredit Bank’s mBanking app is available to all clients who have open current accounts in UniCredit Bank.



•  Do your everyday transactions and find out all details about your expenses
•  Favorable exchange rate for buying and selling Euro currency for users with Euro account
•  Check your account balance fast, without logging into application
•  Pay your bills, or shopping orders and have an overview of what are your biggest spending on a monthly basis, or make templates for most frequent payments
•  IPS QR code for point of sale payment
•  Foreign Payments on mBanking
•  Use scan and pay option to speed up inserting data from your bills
•  Prenesi - transfer money to another person using his/her phone number from your contact list
•  Create and modify Standing order
•  Have an overview of your accounts (current, savings), loans, payment cards and documents
•  Find out where are our nearest branch offices or ATMs
•  Use mCash option to withdraw money from ATMs, without using your payment card
•  Block and unblock your credit and debit cards, if needed
•  Change limit on your debit card
•  View PIN of your debit/credit cards
•  Splitting credit card transactions into installments
•  Apply for Bank’s products, for plans that matter to you
•  Activate your eBanking account, using mToken
•  Stay informed on all novelties, by receiving app’s notifications
•  Choose how you want to stay in touch with the Bank: via mBanking, eBanking, email or mail
•  Purchasing and activation of Travel insurance without going to the branch
•  Virtual debit and credit card with all details needed for successful payment
•  Add your Mastercard debit and credit card to Apple wallet from your mBanking app
•  Tutorials.

## Key features

- Open accounts and apply for loans
- Perform payments and transfers
- Manage debit and credit cards
- Biometric login and transaction signing
- Instant payment solutions
- Track account balances and spendings
- ATM & Branch finder

## Recent user reviews (10 of 72)

All indexed reviews: https://appshunter.io/ios/app/unicredit-mbanking/id1009211053/reviews.md

### 1/5 — Advertisements make the app unusabe

*2025-11-04, version 25.4.29*

Update: I have tried the link was provided by the developer’s answer, but it is like an informational page to get description from all the services of the bank. There is no opportunity to attach a screensot of an issue. I think I figured out what was causing the problem: there are push notifications “Outgoing amount from the account”  in Hungarian: “ Értesítés kimenő összegről” which are absolutely unnecessary, because they are not contains any information, and if the user clicks on them she/he can not see any information regarding the transaction. These notifications like clickbaits redirects the bank application’s site and can show advertisements for the user. 
The old message below:
Basically it works, but when I receive a notification about an incoming or outgoing transaction and tap on it to open the app, a full-screen advertisement completely prevents me from seeing the reason for the notification.
Dear Developers, wouldn’t it be possible to make sure that ads do not interfere with the use of the mobile application?

### 3/5 — Popup hellhole

*2025-10-10, version 25.3.1003*

Every time I open the app a popup advert of the bank opens. I find it extremely annoying especially when I open it from a push notification. When I close the popup the information I want to see disappears and the home screen opens. Really bad ux.

### 2/5 — Frustrating user experience

*2025-09-21, version 25.3.1003*

I’ve been using this app for a while now, and I really feel like the bank needs to invest more effort into improving the user experience. The flows are unnecessarily complicated, and at times, it feels like basic banking tasks are impossible to complete. There are several steps where the app simply doesn’t let you proceed, which is incredibly frustrating.
Compared to other apps like Revolut, this one really falls short. Not only does it fail to provide a smooth experience, but sometimes it feels like it’s actively getting in the way of simple transactions.
It’s a shame, because otherwise i really like Unicredit, and their products. 
But both the mobile app and internet banking need a lot of work to be functional and user-friendly.
Hoping the team listens to feedback and makes some much-needed improvements soon!

### 1/5 — Network error

*2025-04-19, version 25.2.50*

Poor flunctionality, regular slow working, sometimes network error while other apps work, so not internet problem.

### 2/5 — Not so usable

*2025-04-14, version 25.2.50*

Hi,
Would it be possible to put a similar function like OTP, or all the other apps, to see the balance without signing in?
Very annoying that it needs to be done always only to see my balance.

### 1/5 — MDM restrictions

*2025-03-13, version 25.2.50*

My iPhone has MDM - mobile device management - restrictions in place. Because of that I can not use this banking app on my new iPhone. Do you plan to fix this in the future? Other banking apps are working fine on my device!

### 1/5 — App is not working

*2025-02-25, version 5.49.23*

Dear Developers, can you please revert back MDM restrictions? UniCredit Bank has a lot of company users with managed company devices and we are not able to use this app for months. Please fix it ASAP! Thanks a lot!

### 1/5 — Cannot use app on company phone (MDM)

*2025-02-12, version 5.49.23*

The app cannot be used on a company phone due to mobile device management restrictions. I opened an account because the company I work for is in partnership with Unicredit. However, I cannot use the application as the developers forbid it on the company phone and IT at the company said that the MDM should not be a problem and it could only be handled on the bank’s side to remove this issue. Other banking apps works fine. Please let me use the app on the company phone, otherwise it is a big con that I cannot use the mobile banking in 2025.

### 1/5 — App crassa

*2025-01-21, version 5.49.23*

L’app va in crash senza neanche avviarsi

### 2/5 — Regular re-registrations needed

*2024-11-26, version 5.48.17*

It’s a banking app, does what it’s supposed to mostly. Lately it keeps forgetting the token, and requires a full re-tegistration every couple of days. Extremely irritating.

## Frequently asked questions about UniCredit mBanking

### What can I do with the UniCredit mBanking app?

The app allows you to open new accounts, apply for personal loans, make payments to new or existing beneficiaries, transfer funds between your accounts, check account balances, manage your bank cards (block, suspend, modify limits), and withdraw cash from ATMs using mCash. It also offers features for term deposits, investments, and credit card repayments.

### How can I open an account or apply for a loan using the app?

As a future client, you can open an account or apply for a personal loan directly through the application without visiting a branch. This feature is available 24/7 if you have an NFC-compatible phone and an eID card or ePassport issued after January 1, 2016.

### Is the app secure to use?

Yes, the app offers secure access through biometric identification (fingerprint or face recognition) for logging in and signing transactions. It also utilizes mToken for two-factor authentication for UniCredit eBanking login and transaction authorization.

### What are the requirements to use the mBanking app?

For new clients, an NFC-compatible phone and an eID card or ePassport issued after January 1, 2016, are required for opening accounts or applying for loans. Existing clients with valid UniCredit eBanking credentials can activate the mBanking and mToken services without a branch visit.

### Does the app help with managing my spending?

Yes, the app provides features for categorizing and analyzing your spendings and incomes, helping you understand your financial habits. You can also view monthly eStatements and receive push notifications about outgoing and incoming transactions.

## Version history (last 5 releases)

### 26.4.35 — 2026-06-18

• Withdrawal/termination from contract
• Click 2 Pay registration
• Minor fixes

### 26.2.53 — 2026-04-29

Minor fixes

### 26.2.46 — 2026-04-27

Minor fixes

### 26.1.3001 — 2026-04-08

• Minor fixes

### 26.1.30 — 2026-03-11

• Minor fixes

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## More apps by UniCredit Bank Hungary Zartkoruen Mukodo Reszvenytarsasag

- [UniCredit mBanking Business](https://appshunter.io/ios/app/unicredit-mbanking-business/id1635149853)

All apps by UniCredit Bank Hungary Zartkoruen Mukodo Reszvenytarsasag: https://appshunter.io/developer/934859362

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-18.*
