# UniCredit PL, BE — All-Inclusive Banking

> Digital banking services for individuals in Poland and Belgium. (iPhone/iPad app by UniCredit NV/SA.)

- Source: https://appshunter.io/ios/app/unicredit-pl-be/id1488299047 (this page in markdown: same URL + `.md`)
- Developer: [UniCredit NV/SA](https://appshunter.io/developer/1364879674)
- Category: Finance, Productivity
- Price: Free
- Rating: 4.50/5 from 207 App Store ratings · 19 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 162 MB
- Languages: American English, Dutch, French (France), Polish
- Released: 2019-11-27
- Data updated: 2026-08-23
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/unicredit-pl-be/id1488299047/reviews.md

## What is UniCredit PL, BE?

Aion Bank becomes part of UniCredit Group! 

Aion Bank is now a part of the UniCredit Group, becoming a new brand for Polish and Belgian customers. Enjoy our refreshed application and use our best-in-class services. 

Open an account in a few minutes with a 100% digital process and use all functionalities of our mobile application wherever you are.

Enjoy the refreshed service package: transparent fees and high-interest savings account for everyone.

High-interest savings accounts with no limit on funds in EUR. Deposit and withdraw money whenever you want. Check our current interest rates at www.unicredit.be.

Free virtual Mastercard Debit cards, which you can use in e.g. Apple Pay without limits.

Currency accounts in EUR, USD, GBP, and CHF without additional bank fees for consumers.

Domestic transfers without limits.

Fast transfers, ExpressElixir, SEPA, SEPA Instant, and SWIFT with automatic currency conversion at attractive exchange rates.

This is only a part of the services we offer. Learn more at www.unicredit.be.

## Key features

- 100% digital account opening
- High-interest savings accounts
- Free virtual Mastercard Debit cards
- Multi-currency accounts (EUR, USD, GBP, CHF)
- Unlimited domestic transfers
- Fast and international transfers

## Recent user reviews (10 of 19)

All indexed reviews: https://appshunter.io/ios/app/unicredit-pl-be/id1488299047/reviews.md

### 1/5 — bug aplikacji

*2026-03-16, version 2.3.0*

Aplikacja jest zbugowana na iPhone SE. Podczas rejestracji nie da się przejść weryfikacji tożsamości przez selfie i dowód osobisty, ponieważ nie można zaznaczyć checkboxa z wymaganymi zgodami. Przez to nie da się dokończyć rejestracji.

### 1/5 — it was good in the past

*2026-01-29*

very bad experience after unicredit bought you. before everything was seemless. why did you sell?? you just lost a customer

**Developer response:** We are sorry to hear that your experience has changed. Our goal with this transition is to bring even more innovation and global opportunities to our customers. We are working hard to ensure the same seamless service you enjoyed before. We truly value your loyalty and hope you might reconsider staying with us as we continue to improve. Regards, Monika

### 1/5 — status of account and access

*2024-10-04*

I’m still waiting for the fix to my app and access.

### 1/5 — Horrible customer service

*2023-11-26, version 1.11.2*

Too much hassle

### 1/5 — Horrible bank

*2023-09-23, version 1.11.0*

I cannot believe how bad this bank is. The app os great and the people are all very nice and polite. The problem is how services are delivered. Everything takes forever, i never received my debit card (thank goodness for applepay support) and getting in touch with anybody is like pulling teeth. 

Recommended for people who do very little banking and just need to deposit money somewhere. Otherwise absolutely terrible.

### 1/5 — Worst bank

*2023-01-29, version 1.7.0*

They have blocked my online access after holding on to my funds for days. I have money in my account and going on 3 weeks without any follow up on how to get my money back.

### 1/5 — Stole my money!!!

*2022-09-06, version 1.5.20*

This bank stole my money. Phone number that is provided is not working, no reply to emails. Chat in their mobile app is not working. Send money to another bank account. Money never arrived or bounce back. All details are correct. This bank just stole my money and there is no way of contacting them.

### 1/5 — Brak możliwości założenia konta

*2022-03-13, version 1.5.10*

Kiedyś założyłem konto ale nie używałem i zamknąłem. Teraz pomyślałem, przyda się i już nie mogę otworzyć ponownie. Bank odmawia, bo kiedyś zrezygnowałem z ich usług.

### 5/5 — Excellent Service

*2022-01-13, version 1.5.1*

Outstanding Service and I found Aion the best online Bank thank you

### 5/5 — Service!

*2021-09-12, version 1.5.0*

Very easy and simple to use the functions ,easy money transfer from an other country,so many infos about the account and better then the Swiss Banks.

## Frequently asked questions about UniCredit PL, BE

### What does this banking app do?

This app provides a comprehensive digital banking experience for users in Poland and Belgium. It allows for 100% digital account opening, high-interest savings accounts, free virtual debit cards, and various currency accounts. You can manage domestic and international transfers, including SEPA and SWIFT, with attractive exchange rates.

### What are the key features of this app?

Key features include a fully digital account opening process, high-interest savings accounts with no limit on EUR funds, free virtual Mastercard Debit cards compatible with Apple Pay, and currency accounts in EUR, USD, GBP, and CHF without additional fees for consumers. It also supports unlimited domestic transfers and fast international transfers.

### Is this app free to use?

The app itself is free to download and use for its core banking functionalities. While the description mentions "transparent fees" for services, it highlights free virtual debit cards and no additional bank fees for currency accounts for consumers. Specific details on transaction fees can be found on their website.

### What kind of accounts can I open?

You can open a savings account with high interest rates on EUR funds, with no limit on the amount. Additionally, the app offers currency accounts in EUR, USD, GBP, and CHF, which are free for consumers and allow for easy management of international funds and transactions.

### Who is this app for?

This app is designed for individuals residing in Poland and Belgium who are looking for a modern, digital banking solution. It is suitable for those who want to open accounts quickly online, benefit from high-interest savings, and manage multiple currencies with competitive exchange rates for transfers.

## Version history (last 5 releases)

### 2.7.0 — 2026-08-05

Aion Bank is becoming UniCredit! New banking app - new possibilities. Easily manage your finances in one place. New banking starts here.

### 2.6.0 — 2026-06-08

Aion Bank becomes part of UniCredit Group! 
Enjoy our mobile application with the refreshed user interface.

### 2.5.0 — 2026-05-04

Aion Bank becomes part of UniCredit Group! 
Enjoy our mobile application with the refreshed user interface.

### 2.4.1 — 2026-04-17

Aion Bank becomes part of UniCredit Group! 
Enjoy our mobile application with the refreshed user interface.

### 2.4.0 — 2026-04-15

Aion Bank becomes part of UniCredit Group! 
Enjoy our mobile application with the refreshed user interface.

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## More apps by UniCredit NV/SA

- [elzAPP ON](https://appshunter.io/ios/app/elzapp-on/id1572283791)
- [Credex Pay](https://appshunter.io/ios/app/credex-pay/id1634777917)
- [firm](https://appshunter.io/ios/app/firm/id6445956262)

All apps by UniCredit NV/SA: https://appshunter.io/developer/1364879674

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-23.*