# UniCredit RO - Mobile Banking — The app for your money. > Mobile banking app for managing accounts, cards, payments, and personal details. (iPhone/iPad app by UniCredit Bank SA.) - Source: https://appshunter.io/ios/app/unicredit-ro-mobile-banking/id555013028 (this page in markdown: same URL + `.md`) - Developer: [UniCredit Bank SA](https://appshunter.io/developer/555013151) - Category: Finance, Business - Price: Free - Rating: 4.80/5 from 591 App Store ratings · 96 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 559 MB - Languages: American English, Romanian - Released: 2012-09-05 - Data updated: 2026-08-25 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/unicredit-ro-mobile-banking/id555013028/reviews.md ## What is UniCredit RO? The mobile application from UniCredit Bank has an intuitive, safe navigation and helps you save time for the things that really matter. - Do you want to enroll you card in Apple Pay and use your phone for payments? You can do it directly from Mobile Banking. Go to Cards/Card Info menu, press the "Add to Apple Wallet" button, enroll the card and activate the NFC on your phone. - Do you need quickly a debit card? Request a virtual one from home page or “Offers” menu. Easy to issue it, easy to close it. - Do you want to get money back for some of your transactions? Activate and use offers from ShopSmart cashback program that you may find in “Offers” menu. We have more than 100 partners. - Do you need to credit your UniCredit account quickly in order to pay contactless using your phone or to pay your monthly rate for your loan? Access "Add money" icon from Account page, fill in the amount and the card details, and authorize the card transaction as you normally do when making online payments using that card. - Have you changed your phone number or e-mail address and want to update your contact details in relationship with the Bank? From "My Profile" menu you can update the phone number, the email address and even upload your ID picture. - Do you want to stop worrying about bill payment deadlines? You can activate a Direct Debit mandate from Payments/Utility Payments and the bills will be automatically payed each month from your current account. You can set up a limit or cancel the mandate at any time. - Did you forgot your card at home and you need to withdraw cash? All you need to do is access the mCash icon from the Accounts or Card menu (only those with RON currency), specify the amount and generate the code, which you can use at any UniCredit Romania cash withdraw terminal. - Do you want to pay utility bills? You can do it directly by scanning the barcode on the invoice, without the necessity to complete any additional details. - Do you want to block a card or to set its limits? Tap on the Cards menu, choose the desired card and you have full access to its settings. You can change POS or ATM limits and you can also block/unblock it or decide whether you want to use it for online payments. Anytime, on the spot. - Do you want to pay back your credit card? Select the credit card repayment option from either the Payments menu, or from the Cards menu after you previously choose the desired card. You modify the amount, if you want, and sign. - Do you want to open a term deposit? Select the option from the Products menu and open the desired term deposit with just a few clicks. - Do you want to get rid of the digipass? Activate Mobile Token. The app generates unique passwords for each authentication or transaction authorization you do in Online Banking. - And much more. ## Key features - Enroll cards in Apple Pay - Request virtual debit cards - Activate ShopSmart cashback offers - Add money to accounts - Update contact details - Activate Direct Debit mandates - Generate mCash withdrawal codes - Pay utility bills via barcode scan - Block/unblock cards and set limits - Repay credit cards ## Recent user reviews (10 of 96) All indexed reviews: https://appshunter.io/ios/app/unicredit-ro-mobile-banking/id555013028/reviews.md ### 5/5 — Ionel *2026-02-27, version 25.8.1028* Foarte ușor și pe înțelesul tuturor ### 1/5 — Cea mai groaznica bancă din România ,aplicația merge cam 1 zi din 7 ! Servicii de 2 lei ! *2026-01-12, version 25.7.26* Aș da 0 stele dacă ar fi această opțiune ### 5/5 — Better that ING app *2025-12-22, version 25.7.26* I been with ING for more than 10 years and now i seitched to Unicredit . Everything is better ### 3/5 — Performance enhancement *2025-12-04, version 25.7.26* Please improve the app’s performance. Most of the time it’s frustratingly slow to load. Also, if possible, please update: - balance immediately after each transaction - refresh transaction list instantly with the latest activity. Currently, these updates often appear only after several hours or even the next day. ### 1/5 — Evitați acesta banca *2025-07-25, version 25.4.16* Comision de 11.45 lei pentru fiecare transfer sau plată și încă 10 lei lunar administrare cont. Poți deschide cont pe internet din orice colț al planetei, dar dacă vrei să închizi contul, trebuie să mergi la ghișeu în România. ### 5/5 — Most friendly platform *2025-07-24, version 25.4.16* I use 4 paltforms in terms of internet banking. UniCredit is the most intuitive and user friendly of all. Keep up the good work!!! ### 3/5 — Feedback *2025-07-01, version 25.3.25* If I set up face recognition, it’s not working, or it changes after a while. O do not like to go to settings again, to chose my preferences. This is not a security thing, it’s just bad app ### 5/5 — Never improvements *2025-06-25, version 25.3.25* Trying to update in order we can transfer in other countries ### 1/5 — Cred ca doar angajații vă dau 5 stele de rușine *2025-05-26, version 25.2.1010* 0 stele ### 1/5 — Eroare *2025-05-07, version 25.2.1010* Nu mai reușesc să pun codul.nu îmi apar numerele ## Frequently asked questions about UniCredit RO ### What can I do with the UniCredit RO Mobile Banking app? The app allows you to manage your bank accounts and cards conveniently. You can enroll cards in Apple Pay, request virtual debit cards, activate cashback offers, add money to your account, update your contact details, set up direct debits for bill payments, generate cash withdrawal codes, pay utility bills, block or unblock cards, set card limits, repay credit cards, open term deposits, and use Mobile Token for secure authentication. ### Is the UniCredit RO Mobile Banking app free to use? Yes, the application is free to download and use. There are no charges associated with downloading or accessing the core banking functionalities provided within the app. ### How do I enroll my card in Apple Pay using the app? To enroll your card in Apple Pay, navigate to the 'Cards/Card Info' menu within the app. Then, press the 'Add to Apple Wallet' button, follow the on-screen prompts to enroll your card, and ensure NFC is activated on your phone. ### Can I pay my bills through the app? Yes, you can pay utility bills directly through the app. You have the option to scan the barcode on the invoice, which will automatically populate the necessary details, eliminating the need for manual entry. ### What are the benefits of using the ShopSmart cashback program via the app? By activating and using offers from the ShopSmart cashback program within the app, you can get money back for some of your transactions. The program features over 100 partners, offering a wide range of opportunities to earn cashback on your purchases. ## Version history (last 5 releases) ### 26.4.53 — 2026-08-20 Thank you for using the app! What’s new with this version? • you can now pay with RoPay by scanning a QR code, for utility bills and for purchases in physical stores that accept this payment method. ### 26.3.1015 — 2026-06-18 Thank you for using the app! What’s new with this version? • new "Insurance" section in Offers page. ### 26.3.42 — 2026-06-03 Thank you for using the app! What’s new with this version? - now you can chat with the virtual assistant Ioana directly from the app; - you can enroll your card in Click to Pay for faster and safer online payments. ### 26.2.46 — 2026-04-20 Thank you for using the app! What’s new with this version? • some small bug fixing and improvements for your overall experience with the app. ### 26.1.3701 — 2026-03-31 Thank you for using the app! What’s new with this version? • some small bug fixing and improvements for your overall experience with the app ## Apps similar to UniCredit RO | App | Rating | Price | Category | | --- | --- | --- | --- | | [Ghiseul.ro](https://appshunter.io/ios/app/ghiseulro/id6444286475) | 4.9 (232) | Free | Finance | | [Raiffeisen Smart Mobile](https://appshunter.io/ios/app/raiffeisen-smart-mobile/id1255136212) | 4.8 (1,222) | Free | Finance | | [Raiffeisen SmartToken](https://appshunter.io/ios/app/raiffeisen-smarttoken/id1317774366) | 4.6 (298) | Free | Finance | | [ING HomeBank](https://appshunter.io/ios/app/ing-homebank/id458609168) | 4.6 (702) | Free | Finance | | [Mobile Banking UniCredit](https://appshunter.io/ios/app/mobile-banking-unicredit/id396670008) | 4.7 (3,053) | Free | Finance | | [SelfPay Now](https://appshunter.io/ios/app/selfpay-now/id1573113657) | 3.9 (7) | Free | Finance | ## More apps by UniCredit Bank SA - [Allianz-Tiriac mPOS](https://appshunter.io/ios/app/allianz-tiriac-mpos/id1125373089) - [mPOS Unicredit Bank](https://appshunter.io/ios/app/mpos-unicredit-bank/id1162017295) - [UniCredit RO - Business Mobile](https://appshunter.io/ios/app/unicredit-ro-business-mobile/id1250338592) All apps by UniCredit Bank SA: https://appshunter.io/developer/555013151 ## Related topics [mpos unicredit bank](https://appshunter.io/ios/topics/mpos-unicredit-bank) · [aeb](https://appshunter.io/ios/topics/aeb) · [mobile token](https://appshunter.io/ios/topics/mobile-token) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-25.*