# Unifi by Unity Bank

> Mobile banking app for Unity Bank account management and transactions. (iPhone/iPad app by Unity Bank Plc.)

- Source: https://appshunter.io/ios/app/unifi-by-unity-bank/id1433927004 (this page in markdown: same URL + `.md`)
- Developer: [Unity Bank Plc](https://appshunter.io/developer/1433927003)
- Category: Lifestyle, Business
- Price: Free
- Rating: 2.34/5 from 189 App Store ratings · 101 written reviews indexed
- Age rating: 4+
- Requires: iOS 12.0 · 48 MB
- Languages: English
- Released: 2018-09-01
- Data updated: 2026-08-29
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/unifi-by-unity-bank/id1433927004/reviews.md

## What is Unifi by Unity Bank?

Unifi is a novel App by Unity Bank. You can 
- Open a Unity Bank Account
- Manage all your unity banks account
- Refer customers and get rewarded
- Send Money
- Pay Bills
- Buy Airtime and Data plans
- Purchase Movie and Event Tickets
- Manage your cards (Block and Enable your debit cards)
- Gamified Transactions

## Key features

- Open Unity Bank Account
- Manage Bank Accounts
- Refer and Earn Rewards
- Send Money
- Pay Bills
- Buy Airtime & Data
- Manage Debit Cards

## What do users think of Unifi by Unity Bank?

Overall sentiment: negative

**Pros**

- ✨ Intuitive internet banking platform (rare positive feedback)

**Cons**

- 🐛 Frequent login failures and timeout errors
- 🚫 Unable to perform transfers consistently
- ⚠️ App crashes and force closes regularly
- 🔌 Connection errors and 'unable to connect' messages
- 🔒 Account lockouts and restrictions without clear reason
- 📊 Balance display issues and incorrect limit information
- 🔄 Persistent update failures and outdated app notifications
- ⏱️ Extremely slow app performance and loading times
- 📱 Incompatibility issues with iOS devices
- 🔐 OTP not being sent for registration and login
- 💬 Poor and unresponsive customer service
- 🚫 Daily transfer limits reset or reduced unexpectedly
- 🔧 Recurring bugs that persist across multiple updates
- 📲 App logs out users during transactions
- ❌ Transaction history inaccessible

**Commonly reported bugs**

- Login timeout errors repeating indefinitely
- App crashes on iOS devices
- Unable to connect errors persisting for days
- App requesting update when no update is available
- Update not completing or installing properly
- Account balance not displaying correctly
- Transfer functionality failing with 'insufficient funds' error
- App force closing during transactions
- OTP not being sent on iPhone
- Dashboard not loading
- App logging out users unexpectedly
- Parse errors and connection failures
- Card details validation failing
- Daily limit information showing incorrect amounts

**Most requested features**

- Upgrade daily transfer limits functionality
- Improve app stability and performance
- Fix update mechanism on app stores
- Implement reliable OTP delivery system
- Add transaction history accessibility
- Improve customer support responsiveness
- Optimize app for iOS 14 and above
- Enhance card verification process

## Recent user reviews (10 of 101)

All indexed reviews: https://appshunter.io/ios/app/unifi-by-unity-bank/id1433927004/reviews.md

### 2/5 — Needs troubleshooting

*2026-08-12, version 2.2.2*

The app has a lot of bugs, needs extensive work on app

### 1/5 — I don’t advice anyone to open an account with unity

*2026-07-06, version 2.2.2*

WORST BANK EVER FOR THE SAKE OF YOUR MENTAL HEALTH AVOID THIS BANK LIKE IT IS COVID 19

### 1/5 — Very terrible banking

*2026-07-01, version 2.2.2*

You guys don’t know how satisfy your customers at alll, your app is always showing one error or the other very nonsense bank I don’t recommend

### 1/5 — Useless

*2026-02-27, version 2.2.2*

This is the most useless bank and ever.

### 1/5 — Terrible Update on Mobile App

*2026-02-05, version 2.2.2*

Perhaps,unity bank does not pay attention to the mobile app or the developers are not updating the app cause it’s terrible when trying to login and it keeps showing” unable to connect” for two days now.

### 1/5 — Most useless bank app ever!!!!

*2026-01-25, version 2.2.2*

Horrible!!! Nothing works on this app!!

### 1/5 — Update your app please

*2026-01-22, version 2.2.2*

What happen to this weird app again please help!!!!!! Can’t even login

### 1/5 — Worst banking app ever

*2026-01-03, version 2.2.2*

This app is basically unusable

### 1/5 — Inefficiency of the bank app

*2026-01-01, version 2.2.2*

The bank app is a complete time waster you need to do well

### 1/5 — Poor and Lethargic Customer Service

*2025-12-23, version 2.2.2*

My limit was said to have been increased to a 100,000 but the app kept showing 30,000. Even at that, I could barely send 10,000. I was told by the We_Care team that the app was undergoing maintenance as at November 11, 2025 and as at December 23, 2025, I still get the same message when I inquire on the status of the issue.

Worst decision I think I have made was banking with Unity

## Frequently asked questions about Unifi by Unity Bank

### What can I do with this banking app?

This app allows you to open a Unity Bank account, manage all your existing Unity Bank accounts, send money to others, pay bills, buy airtime and data plans, and purchase movie and event tickets. You can also manage your debit cards by blocking or enabling them.

### How can I earn rewards with the app?

You can earn rewards by referring new customers to Unity Bank through the app. The app also features gamified transactions, which may offer additional opportunities for rewards or benefits.

### Is this app free to use?

Yes, the application is free to download and use. There are no mentioned in-app purchases or advertisements within the app's description.

### What are the main benefits of using this app?

The app provides a comprehensive platform for managing your banking needs, including account opening and management, convenient payments, and card control. It also offers a referral program for earning rewards.

## Version history (last 5 releases)

### 2.2.2 — 2025-12-11

Improved security features for a safer experience.
Expanded quick action items for faster, easier navigation.

### 2.2.1 — 2024-09-26

1. New look and feel
2. Convenient Bills Payment
3. Seamless Data Purchase
4. Device block and unblock
4. Improved NQR

### 2.2 — 2024-08-29

New user Interface and more robust features.

### 2.1 — 2023-04-21

Resolved all issues in previous release

### 1.5.1 — 2021-10-26

- eNaira
- Quick recharge 
- My bank statement 
- NQR
- Agent locations

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## More apps by Unity Bank Plc

- [UnityToken](https://appshunter.io/ios/app/unitytoken/id1497690179)
- [UnifiPlus](https://appshunter.io/ios/app/unifiplus/id6477147248)
- [GenFi By Unity Bank](https://appshunter.io/ios/app/genfi-by-unity-bank/id6742507340)

All apps by Unity Bank Plc: https://appshunter.io/developer/1433927003

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*