# Unified: Budget Tracker Canada — Money Manager for All Banks

> Money Manager for All Banks (iPhone/iPad app by Jay Darji.)

- Source: https://appshunter.io/ios/app/unified-budget-tracker-canada/id6759940661 (this page in markdown: same URL + `.md`)
- Developer: [Jay Darji](https://appshunter.io/developer/1881788522)
- Category: Finance, Productivity
- Price: Free
- Age rating: 4+
- Requires: iOS 15.1 · 44 MB
- Languages: American English
- Released: 2026-03-20
- Data updated: 2026-10-24

## What is Unified?

Stop opening five banking apps to figure out where your money went.

Unified connects all your Canadian bank accounts and credit cards into one simple dashboard, so you always know what you have, what's coming, and what's safe to spend.

YOUR MAGIC NUMBER: SAFE-TO-SPEND
Unified takes your balance, subtracts upcoming bills and what's left in your budgets, and shows one number: what you can spend without worry.

ALL YOUR BANKS IN ONE PLACE
Connect TD, RBC, BMO, CIBC, Scotiabank, Tangerine, Simplii, EQ Bank, Wealthsimple, Desjardins and more. See your total balance across every account at a glance. Track cash accounts too.

BUDGETS THAT ACTUALLY WORK
• Set monthly budgets by category, including your own custom categories
• Roll unspent budget over to next month
• Budget by paycheque: line up spending with your real pay schedule
• See this week's spending compared with your usual week

CATCH BILLS AND SUBSCRIPTIONS
• See upcoming bills before they hit
• Subscription audit: find recurring charges you forgot about
• Spot where your money really goes with clear spending breakdowns

EVERY TRANSACTION, ORGANIZED
• Transactions are categorized automatically
• Fix a wrong category in one tap
• Create reusable custom categories
• Add transactions by hand for cash spending
• Export to CSV for tax season or your accountant

PRIVATE BY DESIGN
• Bank connections are read-only, through Plaid. Unified can't move your money.
• Hide all balances with one tap when you're in public or sharing your screen
• Light, dark or automatic theme

BUILT FOR CANADA
Unified is made in Canada for Canadians. Everything is in Canadian dollars, it works with Canadian banks, and it's built by an independent Canadian founder who reads every piece of feedback.

PRICING
Try everything free for 14 days. After that, Unified is CA$6.99 per month or CA$69 per year (save $14.88). Cancel any time.

Questions or ideas? Reach us at support@unifiedbankings.com

## Is Unified safe?

Not enough ratings yet to assess Unified.

## Is Unified legit?

Unified: Budget Tracker Canada has limited verification signals. The AppsHunter Legitimacy Score for Unified is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 5 releases)

### 2.4.1 — 2026-10-13

• Budget your custom categories, not just the defaults
• Performance improvements and bug fixes

Enjoying Unified? A quick rating helps other Canadians find us. Thank you!

### 2.3.1 — 2026-08-24

Updated Pro pricing.

### 2.3.0 — 2026-06-13

Add transactions by hand and track cash accounts.

### 2.2.0 — 2026-06-01

feat(transactions): add bulk-delete to multi-select toolbar

Pro-gated delete action for selected transactions. Shows a destructive
confirm dialog, optimistically removes rows on success, and routes free
users to the Upgrade tab on 403 SUBSCRIPTION_REQUIRED. Caps selection
at 100 ids per request to match the server-side validator.

### 2.1.0 — 2026-04-18

Simplified onboarding — Get started faster. Connect your bank and see your finances immediately, no credit card required.

14-day free trial — Full access to all Pro features for two weeks, completely free. No payment info needed upfront.

Redesigned upgrade experience — Clear pricing, real user testimonials, and a transparent view of everything included with Pro.

Improved security — Removed unnecessary personal data collection during signup. Your privacy comes first.

Better error handling — Clearer messages when something goes wrong, smoother recovery from network issues.

Bug fixes and performance improvements — Faster loading, more reliable bank syncing, and various stability improvements across the app.

## Apps similar to Unified

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Saveo:Budget & Expense Tracker](https://appshunter.io/ios/app/saveobudget-and-expense-tracker/id6747456269) | 5.0 (4) | Free | Finance |
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| [Canadian Mortgage App](https://appshunter.io/ios/app/canadian-mortgage-app/id509978685) | 4.9 (88) | Free | Finance |

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-24.*