# Unifimoney - Save Invest Earn — The Money Superapp > All-in-one finance app for banking, investing, and trading diverse assets. (iPhone/iPad app by Unifimoney Inc.) - Source: https://appshunter.io/ios/app/unifimoney-save-invest-earn/id1515674781 (this page in markdown: same URL + `.md`) - Developer: [Unifimoney Inc](https://appshunter.io/developer/1515674780) - Category: Finance - Price: Free - Rating: 4.45/5 from 74 App Store ratings · 46 written reviews indexed - Age rating: 17+ - Requires: iOS 11.0 · 63 MB - Languages: English - Released: 2020-07-30 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/unifimoney-save-invest-earn/id1515674781/reviews.md ## What is Unifimoney? The only investing app where you can invest 4 different ways: - Passively in equities with Robo investing - Actively in equities with commission free trading - Cryptocurrency - Precious metals including gold and silver Re-bundling traditionally separate financial services – banking, stocks, cryptos, gold, and more – through a single interface and the automation of many of the manual tasks involved makes Unifimoney the most technically sophisticated and easiest way to manage your money. Competing primarily against the Big Brand Banks and their wealth management offerings Unifimoney brings choice, value for money and unique product differentiation to high earning professionals. Customers funds and investments are FDIC and SIPC insured via our partner institutions UMB Bank and Drivewealth respectively. Core products ● Hybrid high yield checking account - a full service checking account paying savings-level interest (APY 0.20%) ● Robo Advisory with unique multi tiered approach - Basic and Advanced each level utilising increasing levels of AI/Quant technology ● Commission free self managed trading ● 80 Cryptocurrencies and Precious Metal trading (Gold, Silver and Platinum) Customers can automatically and by default contribute passively each month into their Robo account with deposit interest. ## Key features - Robo investing - Commission-free trading - Cryptocurrency trading - Precious metals trading (gold, silver) - Hybrid high-yield checking account - AI/Quant tiered robo-advisory ## Recent user reviews (10 of 46) All indexed reviews: https://appshunter.io/ios/app/unifimoney-save-invest-earn/id1515674781/reviews.md ### 1/5 — Worst app - do not use this app *2021-12-19, version 5.9.0* The face recognizing function is not working How to connect with cash app, wenmo or PayPal not working Money transfer takes about 5 days ( voyager, robinhood instant ) Very poorly designed app Their banks and crypto trading is third party. They do not have license ### 5/5 — Great! *2021-10-15, version 5.2.1* An awesome new way to look at making and saving your money! ### 1/5 — Not allowing me to login *2021-10-04, version 5.2.1* Not allowing me to login ### 5/5 — Great all in one investing app *2021-07-26, version 4.6* This is the future of money. Do everything with money in one app. I set up the auto fund routines to move money from my old bank every month and then auto invest it - super easy. Picked the Advanced Robo product. I have several other crypto wallets as well and this is as good as any of them. Gold investing is new for me and makes it easy to diversify into new asset classes. Trading stocks is straightforward but you do need to move money into your investing account so a 2 step process. Crypto and metals is direct from your Unifi account. This is a leap forward for banking and investing. **Developer response:** Thank you for taking the time to leave such a comprehensive review. We really appreciate hearing from customers. ### 5/5 — A Great App! *2021-07-22, version 4.6* Easy to setup and use! Handy to have everything in one place and I like the ease of trading metals. ### 5/5 — Great app to manage, grow and Unifi money *2021-07-21, version 4.6* Fresh and intuitive - really like the ability to automatically bring money in for automated investing. ### 5/5 — Game Changer *2021-07-21, version 4.6* LOVE this app. So helpful! Real game changer ### 5/5 — Great App *2021-07-16, version 4.5* 6 months in to using and has become my default banking app. Responsive and clean UI with all the data around investment performance easily and quickly digestible. Big fan. **Developer response:** Thank you for taking the time to leave us a review. We greatly appreciate getting feedback from customers. ### 5/5 — Returns by Simplicity! *2021-07-16, version 4.5* The magic of this app is incredible! Set and forget it to the T. These guys have found the lucky pot in alternative spaces where the traditional players don’t look. Makes it super fun following and being able to learn about precious metals, crypto, as well as sending money to friends over seas. Favorite App! **Developer response:** Thank you for taking the time to leave us a review. We really appreciate it. ### 5/5 — All in one financial solution *2021-07-16, version 4.5* Great app for simplifying managing all your money and assets in one place ## Frequently asked questions about Unifimoney ### What does Unifimoney do? Unifimoney is a comprehensive financial app that consolidates banking, investing, and trading services into a single platform. It allows users to invest in equities through robo-advisory or commission-free trading, trade cryptocurrencies, and invest in precious metals like gold and silver. ### What are the key features of Unifimoney? Key features include passive and active equity investing, cryptocurrency and precious metals trading, a hybrid high-yield checking account, and a tiered robo-advisory service utilizing AI. Funds and investments are insured via partner institutions. ### How much does Unifimoney cost? Based on the provided information, the app is offered for free. There are no explicit mentions of subscription fees or paid features, and it does not have in-app purchases or ads. ### Is Unifimoney available on all devices? The provided description does not specify compatibility with different operating systems or devices. However, it is presented as a mobile application, suggesting availability on smartphones and tablets. ### Who is Unifimoney designed for? This app is primarily targeted towards high-earning professionals who seek a technically advanced and convenient solution for managing their diverse financial needs, including banking, wealth management, and trading. ## Version history (last 4 releases) ### 8.9 — 2023-03-21 Removed VGS ### 8.8.1 — 2023-03-07 Bug Fixes ### 8.6.0 — 2023-02-24 Add OnTrajectory ### 8.3.0 — 2023-01-26 + Update some text on Onboarding and Robo + Update OnTrajectory URL + Fix typo and text size on Dashboard + Show Astra pending transaction ## Apps similar to Unifimoney | App | Rating | Price | Category | | --- | --- | --- | --- | | [Purpose Finance](https://appshunter.io/ios/app/purpose-finance/id1546736128) | 4.2 (38) | Free | Finance | | [Wedge - Spend With Any Asset](https://appshunter.io/ios/app/wedge-spend-with-any-asset/id1551849931) | 4.5 (59) | Free | Finance | | [Apollo: Stock Debit Card](https://appshunter.io/ios/app/apollo-stock-debit-card/id1586417029) | 4.4 (92) | Free | Finance | | [Zingeroo: Competitive Trading](https://appshunter.io/ios/app/zingeroo-competitive-trading/id1532671732) | 3.8 (55) | Free | Finance | | [Tornado: Invest Better](https://appshunter.io/ios/app/tornado-invest-better/id1481266478) | 4.7 (2,962) | Free | Finance | | [Dora – Mobile Checking](https://appshunter.io/ios/app/dora-mobile-checking/id1528758595) | 3.6 (67) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*