# Union Bank Credit Card

> Mobile credit card management with account, transaction, and security controls. (iPhone/iPad app by Union Bank of India.)

- Source: https://appshunter.io/ios/app/union-bank-credit-card/id6471659226 (this page in markdown: same URL + `.md`)
- Developer: [Union Bank of India](https://appshunter.io/developer/1023114246)
- Category: Finance
- Price: Free
- Rating: 4.70/5 from 38 App Store ratings · 46 written reviews indexed
- Age rating: 17+
- Requires: iOS 15.6 · 43 MB
- Languages: American English
- Released: 2023-11-16
- Data updated: 2026-09-01
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/union-bank-credit-card/id6471659226/reviews.md

## What is Union Bank Credit Card?

Union Credit Card App offers the following services on your fingertips:

Account summary provides the basic account information of the credit card. 
View Statement provides access to see latest and past statements. 
Transaction details showing unbilled transactions along with option to view last 10 / 20 / 30 day's transactions.
Card Control option through which user can Enable / Disable international transactions, ECOM,POS,ATM Transactions , Temporary card blocking and set temporary spending limits. 
Instant PIN Generation through which the card holder can set the credit card PIN on real time basis.
Manage card option to Register / De-register additional cards if any with card activation facility.
Virtual Card for doing safer online transactions with the functionality of virtual wallet which is acceptable across all merchant E-commerce sites. 
Service Request through which card holder can raise request for hot listing the card , duplicate statement though mail , card replacement request and EMI creation etc.
Transactions alerts viewing facility and option to refer a friend.
We have more features and updates coming soon as we are committed to provide rich customer experience. 

For more details please contact us on 040-24683219 and send a mail to ccdhelpdesk@unionbankofindia.bank

## Key features

- Account summary and statement access
- View unbilled and past transactions
- Card control for international, ECOM, POS, ATM
- Instant PIN generation
- Virtual card for secure online transactions
- Service requests (hotlisting, replacement, EMI)

## What do users think of Union Bank Credit Card?

Overall sentiment: negative

**Pros**

- 👍 Credit card payment via Bill Desk is user friendly
- 🚀 Quick remittance of credit card amount
- 👍 Excellent service over the years
- 👍 Fantastic platform for credit card analysis
- 👍 One of the best in industry
- 👍 Easy to use credit card app
- 👍 Good app, enjoying all features
- 👍 Good service, no extra charges
- 👍 Excellent working

**Cons**

- 🐛 Virtual card not opening
- 🐛 App not showing correct values
- 🐛 Verification cannot be done, error messages
- 🐛 Unable to reach server
- 🐛 Transactions often declined
- 🐛 App not working for months
- 🐛 App not opening on iPhone
- 🐛 Language barrier with customer care
- 🐛 Transactions converted to EMI not converted
- 🐛 Problematic to use, separate apps needed
- 🐛 Tokenisation feature down for months
- 🐛 Not user friendly, cannot pay through app
- 🐛 Not receiving OTP for payment
- 🐛 Security concerns with app download
- 🐛 Points redemption process is a farce
- 🐛 Login issues, password mismatch
- 🐛 App interface needs to be more user friendly
- 🐛 Transactions not updated on time
- 🐛 App not working on Apple devices
- 🐛 Worst app, useless, not compatible with eSIM
- 🐛 No option to see Union Rewardz
- 🐛 App stopped working
- 🐛 App not working after update, shows error
- 🐛 Login impossible, password not matching

**Commonly reported bugs**

- Virtual card not opening
- App not showing correct values
- Verification cannot be done, error messages
- Unable to reach server
- Transactions often declined
- App not working for months
- App not opening on iPhone
- Transactions converted to EMI not converted
- Tokenisation feature down for months
- Not receiving OTP for payment
- App not working on Apple devices
- Login issues, password mismatch
- Transactions not updated on time
- App not working after update, shows error
- Login impossible, password not matching
- App not opening

**Most requested features**

- Update the app
- Need more updates in app
- Enhance my limit
- Update to view latest transaction history
- Kindly merge with Vyom app
- Update with required security features
- Modifications of the module of this App

## Recent user reviews (10 of 46)

All indexed reviews: https://appshunter.io/ios/app/union-bank-credit-card/id6471659226/reviews.md

### 1/5 — Wastage of time

*2026-07-07*

App is way slow as it can be. No functionality at all. No option to see credit card details in the app. No option to book EMI. Please look the other bank apps.

### 1/5 — App struck while enter

*2026-03-27*

No useful app just an app to see what it is please upgrade your app performance or just remove it from everywhere. No function working no scan no history no reminder nothing waste.

### 5/5 — Error issues

*2025-05-12*

This bank app virtual card not opne please solve this issue

### 2/5 — Payment via Bill Desk

*2025-03-01*

Credit card payment via bill desk is user friendly

### 5/5 — Please update the app

*2025-02-28*

Please update the app ,
It is not showing the correct values in the app every time

### 1/5 — Need more updates in app

*2025-02-10, version 3.2.4*

Good but not too much

### 1/5 — Time consuming

*2025-01-27, version 3.2.3*

Verification can not be done. Always error messages and unable to reach server. Really not happy with credit card app.

### 1/5 — Useless

*2024-10-29, version 3.2.3*

Hope less

### 1/5 — Credit card no.4592-4900-1483-1001

*2024-10-13, version 3.2.3*

I neeed to enhance my limit but no body in your bank respond my request

### 5/5 — Excellent remittance

*2024-09-10*

I transferred credit card amount,the amount shall be transferred quickly .so much thanks

## Frequently asked questions about Union Bank Credit Card

### What can I do with the Union Bank Credit Card app?

The app allows you to view your account summary, access latest and past statements, and check transaction details. You can also manage card controls like enabling/disabling specific transaction types, blocking your card temporarily, and setting spending limits. Additionally, you can generate your PIN instantly, manage additional cards, and create virtual cards for secure online purchases.

### How do I generate a PIN for my credit card?

The app provides an 'Instant PIN Generation' feature. Through this option, cardholders can set their credit card PIN in real-time directly within the application, offering a convenient and immediate way to activate or reset your PIN.

### Is there a cost to use the Union Bank Credit Card app?

Based on the provided information, the app is offered for free. There are no mentions of subscription fees, in-app purchases, or advertisements, suggesting it is a complimentary service for Union Bank credit card customers.

### What are the benefits of using a virtual card?

The app offers a virtual card feature for safer online transactions. This virtual card functions like a digital wallet and is accepted across all merchant e-commerce sites, providing an added layer of security for your online purchases without exposing your primary card details.

### What kind of service requests can I make through the app?

Cardholders can raise various service requests through the app, including hotlisting the card, requesting a duplicate statement via mail, applying for a card replacement, and creating EMI plans for eligible transactions. This streamlines common customer service needs.

## Version history (last 5 releases)

### 4.0.6 — 2026-09-01

Enhanced security and feature of the application

### 4.0.5 — 2026-04-27

Security patch update

### 4.0.3 — 2026-02-25

1. User Profile > Email ID Change
2. Service Request > Change Billing Cycle Date
3. Quick Action: Grievance Tab
4. UIUX enhancement

### 4.0.2 — 2025-10-27

Domain update and security patch fixes

### 4.0.0 — 2025-04-08

UBI Credit Card App has received a fresh redesign! Our new look brings an improved user experience with a modern and intuitive interface. The update focuses on providing easier access to essential features, faster navigation, and an enhanced design for a seamless experience.

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## More apps by Union Bank of India

- [Union ease - Mobile Banking](https://appshunter.io/ios/app/union-ease-mobile-banking/id1446060299)
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- [U-Token](https://appshunter.io/ios/app/u-token/id1546366799)
- [Digital Rupee by UBI](https://appshunter.io/ios/app/digital-rupee-by-ubi/id6446883723)
- [BOD Digital Meetings](https://appshunter.io/ios/app/bod-digital-meetings/id6450201967)

All apps by Union Bank of India: https://appshunter.io/developer/1023114246

## Related topics

[union bank credit](https://appshunter.io/ios/topics/union-bank-credit) · [vyom union bank](https://appshunter.io/ios/topics/vyom-union-bank) · [union credit](https://appshunter.io/ios/topics/union-credit) · [vyom](https://appshunter.io/ios/topics/vyom) · [union bank of india](https://appshunter.io/ios/topics/union-bank-of-india) · [union ease](https://appshunter.io/ios/topics/union-ease)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*