# UnionDigital Bank (UD) — Wholly-owned by UnionBank > Digital bank for Filipinos offering high savings rates, financial tips, and secure transactions. (iPhone/iPad app by UnionDigital Bank Inc..) - Source: https://appshunter.io/ios/app/uniondigital-bank-ud/id1631487699 (this page in markdown: same URL + `.md`) - Developer: [UnionDigital Bank Inc.](https://appshunter.io/developer/1631487701) - Category: Finance - Price: Free - Rating: 2.20/5 from 6 App Store ratings · 5 written reviews indexed - Age rating: 4+ - Requires: iOS 13.0 · 163 MB - Languages: American English - Released: 2022-09-15 - Data updated: 2026-08-26 - Monetization: ad-supported - User reviews in markdown: https://appshunter.io/ios/app/uniondigital-bank-ud/id1631487699/reviews.md ## What is UnionDigital Bank (UD)? UD is available for every Filipino, everywhere! We’re proud to be the only digital bank parented by a universal bank, UnionBank, and grandparented by the Philippines' first Techglomerate, Aboitiz Equity Ventures. TRUST & STABILITY Magtiwala sa pinalaki nang tama! We’re a wholly-owned, trusted subsidiary of UnionBank so you can be sure your money is safe and secure. HIGH SAVINGS RATES Grow your money securely with our high interest rates for Time Deposits and Savings Accounts. LEARN & GROW FEATURE Get tips and tricks to grow your savings right in the app​. HASSLE-FREE SECURITY Transact safely and quickly with our biometrics and in-app OTP. UnionDigital Bank is a local digital bank regulated by the Bangko Sentral ng Pilipinas (BSP). Deposits are insured by the Philippine Deposit Insurance Corporation (PDIC) up to P1 Million per depositor. Need Help? For any questions, email us at help@uniondigitalbank.io Our Customer Experience Champions are ready to assist you. ## Key features - High savings interest rates - Time deposit accounts - Financial growth tips - Biometric security - In-app OTP - PDIC insured deposits ## Recent user reviews (5 of 5) All indexed reviews: https://appshunter.io/ios/app/uniondigital-bank-ud/id1631487699/reviews.md ### 1/5 — SSS LOAN LITE *2026-08-18* Not working ### 3/5 — Renewal *2024-08-15* Last paid loan was Jan 2024, till now no offer parin 🥹 Still waiting 🤞 ### 5/5 — So far so good *2024-02-05* 6.75% is already a big deal for TD for 1 year . Actually bigger than uno bank , wish i learn this first before i open uno bank. But anyways the app itself is smooth and easy to learn and very fast to confirm the identity and in just 10 mins you can open TD account and verify your identity. Havent tried to transfer unionbank account to Digital yet but hopefully its free since they are own by one bank. Edited: i tried to send from union bank to digital 1k below is free up is 10 pesos fee. Would be better if its free . **Developer response:** Maraming salamat! Dahil sa 'yo, mas excited na kami to make the best digital banking experience for you and for every Filipino, everywhere! Salamat ulit, ka-UBEH! ### 5/5 — So far so good *2024-02-02* 6.75% is already a big deal for TD for 1 year . Actually bigger than uno bank , wish i learn this first before i open uno bank. But anyways the app itself is smooth and easy to learn and very fast to confirm the identity and in just 10 mins you can open TD account and verify your identity. Havent tried to transfer unionbank account to Digital yet but hopefully its free since they are own by one bank. **Developer response:** Maraming salamat! Dahil sa 'yo, mas excited na kami to make the best digital banking experience for you and for every Filipino, everywhere! Salamat ulit, ka-UBEH! ### 1/5 — App says open to all but still need an invite code *2022-11-24* Too much praise release instead on focusing in opening it up to the public. You’re the last digi bank yet to open, don’t be too confident. You might end up offering the same interest with other trad banks haha **Developer response:** We hear you! Rest assured we take every concern seriously to help make everyone's banking experience, including yours, better. If you have any other concerns, please reach out at help@uniondigitalbank.io to assist you further. Thank you, ka-UBEH! ## Frequently asked questions about UnionDigital Bank (UD) ### What is UnionDigital Bank? UnionDigital Bank is a digital bank in the Philippines, wholly-owned by UnionBank. It offers services like savings accounts and time deposits with high interest rates, alongside financial learning tools. ### Is UnionDigital Bank safe? Yes, UnionDigital Bank is regulated by the Bangko Sentral ng Pilipinas (BSP) and deposits are insured by the Philippine Deposit Insurance Corporation (PDIC) up to P1 Million per depositor. It also features hassle-free security with biometrics and in-app OTP. ### What are the savings rates for UnionDigital Bank? UnionDigital Bank offers high interest rates for both Time Deposits and Savings Accounts, designed to help your money grow securely. ### Does UnionDigital Bank have ads? Yes, UnionDigital Bank contains advertisements. ### What devices does UnionDigital Bank support? UnionDigital Bank is available on iPhones and iPods. It is designed for mobile use on these Apple devices. ### How often is UnionDigital Bank updated? The latest version of UnionDigital Bank is 7.6.1, last updated on March 23, 2026. Updates ensure the app remains functional and secure. ### What is the age rating for UnionDigital Bank? UnionDigital Bank has an age rating of 4+, making it suitable for a wide range of users. ### How can I get help with UnionDigital Bank? For any questions or assistance, you can email UnionDigital Bank at help@uniondigitalbank.io. Their Customer Experience Champions are available to help. ## Version history (last 5 releases) ### 7.12.0 — 2026-08-19 We've made security enhancements and performance improvements to give you a safer, faster, and smoother app experience! ### 7.11.0 — 2026-08-04 This update includes improvements for a smoother, more reliable banking experience, and an exciting new product coming your way soon. ### 7.10.1 — 2026-07-20 This update includes minor fixes and improvements for a smoother, more reliable banking experience. ### 7.10.0 — 2026-07-09 Take greater control of your account security with our new Account Unlock feature, giving you a faster and more convenient way to regain access to your account when needed. We've also enhanced account protection with additional security measures, including location verification for Forgot Password and re-login requests. Plus, you can now enjoy Special Time Deposits, enhanced transaction details for PESONet credits, loan experience improvements, and various bug fixes for a smoother, safer, and more seamless banking experience. ### 7.9.0 — 2026-06-01 Keep your account safer with our new self-service Account Lock feature, now available right from the login screen. This update also adds biometric confirmation for Send Money, Pay Bills, and Cash In/Cash Out transactions for a more secure banking experience. Plus, we’ve rolled out bug fixes and performance enhancements for a smoother and more reliable banking experience. ## Apps similar to UnionDigital Bank (UD) | App | Rating | Price | Category | | --- | --- | --- | --- | | [OwnBank](https://appshunter.io/ios/app/ownbank/id1623288463) | 2.8 (8) | Free | Finance | | [OFBank Mobile Banking](https://appshunter.io/ios/app/ofbank-mobile-banking/id1396335444) | 2.6 (32) | Free | Finance | | [MariBank PH (SeaBank)](https://appshunter.io/ios/app/maribank-ph-seabank/id1592249158) | 4.9 (1,373) | Free | Finance | | [Komo by EastWest](https://appshunter.io/ios/app/komo-by-eastwest/id1450590168) | 4.5 (28) | Free | Finance | | [Virtual Pag-IBIG](https://appshunter.io/ios/app/virtual-pag-ibig/id6444034285) | 2.8 (13) | Free | Finance | | [EastWest EasyWay](https://appshunter.io/ios/app/eastwest-easyway/id1638249551) | 4.8 (1,157) | Free | Finance | ## Related topics [union bank digital](https://appshunter.io/ios/topics/union-bank-digital) · [union bank philippines](https://appshunter.io/ios/topics/union-bank-philippines) · [udb](https://appshunter.io/ios/topics/udb) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*