# UnionPay APP — 一键查卡，银行卡管理专家

> Comprehensive bank card management and integrated mobile payment solution. (iPhone/iPad app by 中国银联.)

- Source: https://appshunter.io/ios/app/unionpay-app/id600273928 (this page in markdown: same URL + `.md`)
- Developer: [中国银联](https://appshunter.io/developer/433602057)
- Category: Finance
- Price: Free
- Rating: 1.90/5 from 569 App Store ratings · 438 written reviews indexed
- Age rating: 17+
- Requires: iOS 13.4 · 224 MB
- Languages: Tibetan, Uyghur, American English, Korean, Chinese (Traditional, Hong Kong SAR China), Chinese (Simplified, China), Japanese
- Released: 2013-03-05
- Data updated: 2026-08-26
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/unionpay-app/id600273928/reviews.md

## What is UnionPay APP?

UnionPay APP is a strategic product for integrated mobile payment in the banking sector. It provides comprehensive management of bank cards and brings together all card discounts and special offers.
【Main Features】
1. Scan-to-pay feature with UnionPay's financial-grade security protection, ensuring worry-free fund security.

【Official Website】https://www.95516.com/
【Official WeChat】Yinlian_KY

## Key features

- Integrated mobile payment
- Comprehensive bank card management
- Scan-to-pay feature
- Financial-grade security protection
- Card discounts and special offers

## What do users think of UnionPay APP?

Overall sentiment: negative

**Pros**

- 🚀 Fast payment processing
- 🔒 Secure payment methods
- 👍 Convenient account management

**Cons**

- 🐛 Frequent crashes and bugs
- 🤖 Poor user experience design
- 💳 Difficulty binding bank cards
- 🕰️ Slow app performance
- 🔍 Confusing navigation and features

**Commonly reported bugs**

- Unable to receive verification codes
- Face recognition consistently fails
- Inability to change registered phone number
- Unexpected app crashes during transactions

**Most requested features**

- Support for international phone numbers
- Add English language option
- Implement Touch/Face ID authentication
- Improve payment flow and error handling

## Recent user reviews (10 of 438)

All indexed reviews: https://appshunter.io/ios/app/unionpay-app/id600273928/reviews.md

### 1/5 — 垃圾软件， 风控恶意冻结，不能支付

*2026-08-21, version 10.3.7*

正如标题导致交易取消了。联系客服，竟然让我等1天再来试，等一天人家东西都抢光了

### 1/5 — Cannot register in USA

*2026-08-14, version 10.3.6*

Always popping out daily sms limit reached, please try it again tomorrow. Can't register in USA

### 1/5 — Удаляю

*2026-08-08*

Больше недели не дает зарегистрироваться.
Пишет квота закончилась, повторите позднее.

### 1/5 — 垃圾软件

*2026-08-07, version 10.3.6*

谁给了你们脸了做这种垃圾软件出来？

### 1/5 — Не зарегистрироваться

*2026-07-31*

Ужасное приложение

### 1/5 — the

*2026-07-30, version 10.3.6*

不发短信就不让登陆，垃圾

### 1/5 — Постоянная ошибка - квота на отправку сообщений в вашей стране ограничена [SA0441].

*2026-07-23*

Постоянно пробую регистрироваться, но результат один и тот же. На российские номера нет квоты. Пробую в полночь по Москве; в течение дня - все бесполезно. Пробую в полночь по китайскому времени - точно так же. Связаться с поддержкой невозможно. Обратной связи никакой

### 1/5 — Квота

*2026-07-15*

Не приходят смс…

### 1/5 — Квота закончилась

*2026-07-11*

Но это только на сегодня и видимо на завтра потому что завтра тоже сегодня и как бы завтра никогда не наступит и кого-то никогда не начнётся хотя как она начнётся если она закончилась ну на сегодня только

### 2/5 — 为啥不支持在平板上用啦？

*2026-07-11, version 10.3.5*

原本这个应用很方便，但最新升级后，总是登陆不了，致电银联后说是不支持在电脑或平板上使用，要求在绑定的手机上直接用，这其实不方便，尤其是远程帮家人买的东西要付款的时候。如果今后只支持在手机上用，希望能说明清楚。

## Frequently asked questions about UnionPay APP

### What does the UnionPay APP do?

The UnionPay APP is a strategic product for integrated mobile payment in the banking sector. It offers comprehensive management of your bank cards and consolidates all card discounts and special offers in one convenient location.

### What are the main features of the UnionPay APP?

Key features include a scan-to-pay function with UnionPay's financial-grade security protection for worry-free fund security. It also provides comprehensive management of your bank cards and brings together all card discounts and special offers.

### Is the UnionPay APP free to use?

Based on the provided information, the UnionPay APP is free to use. There are no mentions of subscription fees, in-app purchases, or advertisements within the application.

### How does the scan-to-pay feature work?

The scan-to-pay feature allows you to make payments securely using UnionPay's financial-grade security protection. This ensures that your funds are protected while you conduct transactions through the app.

## Version history (last 5 releases)

### 10.3.7 — 2026-08-19

Fixed known problems.

### 10.3.6 — 2026-07-14

Fixed known problems.

### 10.3.5 — 2026-06-25

Fixed known problems.

### 10.3.3 — 2026-04-23

Fixed known problems.

### 10.3.2 — 2026-03-30

Fixed known problems.

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All apps by 中国银联: https://appshunter.io/developer/433602057

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*