# United Auto Credit — user reviews

> 18 indexed App Store user reviews of United Auto Credit by United Auto Credit, rated 4.80/5 from 740 ratings.

- Source: https://appshunter.io/ios/app/united-auto-credit/id1032544657/reviews
- App overview in markdown: https://appshunter.io/ios/app/united-auto-credit/id1032544657.md
- Rating breakdown: 5★ 676 · 4★ 35 · 3★ 13 · 2★ 3 · 1★ 13

## What do users think of United Auto Credit?

Overall sentiment: mixed

**Pros**

- 👍 Easy to use
- 👍 Simple payments with many options
- 👍 App provides needed data at convenient times
- 👍 Easy to understand (Spanish review)
- 👍 Helpful customer service (Lianie)
- 👍 Easy to pay car loan
- 👍 New app is much easier to pay
- 👍 Sends payment due alerts
- 👍 Good UI/UX design
- 👍 Face recognition feature

**Cons**

- 🐛 Login screen glitches
- 🐛 App keeps freezing on login
- 🐛 Cannot log in
- 🐛 Update caused loss of login session
- 🐛 Overcharging concerns
- 🐛 Difficult to work with in tight situations
- 🐛 Denied payment deferral requests
- 🐛 App disappeared and reappeared
- 🐛 Missing features like paperless options or automatic withdrawal

**Commonly reported bugs**

- Login screen glitches
- App freezes when trying to log in
- SOAP error message preventing login
- New update caused loss of login session
- App disappeared and reappeared

**Most requested features**

- Fix login issues
- Improve handling of payment deferrals
- Re-add paperless options and automatic withdrawal

## Most critical reviews (10 lowest-rated)

### 1/5 — No good

*2026-02-23*

Trash login screen glitches when trying to login terrible app

### 1/5 — Trash

*2026-01-20*

This app is terrible. I can't log in after entering my details and completing the login process; it keeps freezing.

### 1/5 — Actualizacion

*2025-02-09*

La actualizacion nueva me hizo perder mi inicio de secuon y ahora no puedo entrar y llevo dias haci

### 1/5 — Blank

*2022-07-22*

This site is full on trash. Please fire whomever you guys went with for this app and find some new people. Can't log in so currently this is just taking up space on my phone.

### 1/5 — Sorry But This Aint It

*2021-12-05*

App is almost a scam can’t log in frustrating horrible tech.

### 1/5 — Bad App

*2015-10-04*

I had this app but it disappeared somehow. I downloaded this app again, and it made me curious because it asked me to enter my name plus my account number. All of a certain I couldn't see anything, but email them, call them, text them, or pay at a location? Like going paperless, automatic withdrawal, for example doesn't even exist!

### 2/5 — Overall

*2024-12-10*

I think they over charge and when you are in tight situations they don’t work well with you. Tried to defer a payment 3 times and was denied. Been struggling and can’t get no help from them.

### 3/5 — App Not Working

*2025-02-10*

When trying to login I'm getting an error message that says "SOAP error" and it won't let me log in to pay in the app etc. Please fix. App was working very well before this issue

### 4/5 — Like

*2025-07-09*

Can’t wait to trade my suv for a ford 450 lariat blue jean color

### 5/5 — Mi carro

*2026-08-21*

Beby

## Most praised reviews (8 highest-rated)

### 5/5 — Easy to deal with

*2026-07-24*

The auto dealership did all the paperwork and financing with united auto credit. I just signed and downloaded the app. Payments are simple and there’s many options to make a payment. It’s easy to use.

### 5/5 — UAC perfect for Me!

*2026-04-29*

I am a very busy person and am available only late at night. My UAC app gives me the data I need at the time I can use it!!! Love the app!!!

### 5/5 — Yandier

*2026-01-25*

Muy fácil de entender

### 5/5 — Gmc

*2025-10-08*

So far so good 😃

### 5/5 — Relieved

*2025-09-26*

Lianie was very helpful today when I was having trouble with my account.

### 5/5 — Made paying my car loan easy

*2024-11-06*

I am not an organized person and I miss my payments a lot, now with this app I won’t be paying extra fees for paying late. So easy to use.

### 5/5 — Finally a new app

*2024-10-06*

The app got updated on my phone and now its a completely NEW united auto app and much easier to pay. Now it sends me alert when payment is due just like my other bank apps.

### 5/5 — App has been updated

*2024-09-13*

You guys finally made a good iPhone application. It use too be weak with no design just payments options. but now… this app looks amazing good ui/ux design and we got face recognition top tier i will be gladly be making my payments for my car now :)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-08.*