# United Citizens Bank and Trust

> Mobile banking app for managing accounts, transactions, payments, and deposits. (iPhone/iPad app by UNITED CITIZENS BANK & TR CO.)

- Source: https://appshunter.io/ios/app/united-citizens-bank-and-trust/id1606954816 (this page in markdown: same URL + `.md`)
- Developer: [UNITED CITIZENS BANK & TR CO](https://appshunter.io/developer/1021355827)
- Category: Finance
- Price: Free
- Rating: 4.86/5 from 146 App Store ratings · 3 written reviews indexed
- Age rating: 4+
- Requires: iOS 14.1 · 126 MB
- Languages: English, Spanish
- Released: 2022-02-22
- Data updated: 2026-06-01
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/united-citizens-bank-and-trust/id1606954816/reviews.md

## What is United Citizens Bank and Trust?

The United Citizens Bank & Trust mobile app gives you the flexibility and convenience to manage your accounts on the go. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances.

Here's what you can do with United Citizens Bank & Trust: 
* Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks.
* Set up alerts so you know when your balance drops below a certain amount
* Make payments, whether you’re paying a company or a friend
* Transfer money between your accounts
* Deposit checks in a snap by taking a picture of the front and back
* Reorder your debit card or turn it off if you’ve misplaced it
* View and save your monthly statements
* Find branches and ATMs near you
* Aggregate your financial accounts

Secure your account with a 4-digit passcode or biometric on supported devices.

## Key features

- Organize transactions with tags and notes
- Set balance alerts
- Make payments and transfer funds
- Mobile check deposit
- Debit card management
- Find branches and ATMs
- Aggregate financial accounts

## Recent user reviews (3 of 3)

All indexed reviews: https://appshunter.io/ios/app/united-citizens-bank-and-trust/id1606954816/reviews.md

### 1/5 — Horrible

*2024-05-22, version 25.1.1*

The new app is horrible.  No way to change password if you forgot it.

### 1/5 — Mobile banking

*2023-10-03, version 3.6.0*

Mobile banking is wonderful—- when it works!  Have trouble virtually every time electronically transferring funds to my wife’s account.  Get an error reading and it can’t be accomplished.  Have personally been to the bank trying to straighten this out and it worked once for a $50 trial.  Now back to the error reading.   Mobile banking should work correctly or not have it.

### 5/5 — Responsive service that feels personal (I’m a person)

*2023-04-20, version 3.1.2*

This I trust is what banking was when bankers knew their people- the people that need and use the bank. 
Enough online tools with great friendly phone support when needed. 
But most notable is they know me when I walk in. 
Who walks into a bank these days???
I do- because I like the service and they way I’m greeted. 
I feel like they care and are clearly interested in helping with me cheerfully. 
Good job Buckner Branch, and everyone on the phone at bookkeeping.

## Frequently asked questions about United Citizens Bank and Trust

### Is United Citizens Bank secure to use?

Yes, United Citizens Bank & Trust prioritizes security by allowing users to secure their account with a 4-digit passcode or biometric authentication on supported devices. The app is designed to be fast and secure for managing your finances on the go.

### What devices does the United Citizens Bank app support?

The United Citizens Bank & Trust mobile app is available for iPhone, iPad, and iPod devices. This ensures broad compatibility for Apple users looking to manage their accounts.

### How often is the United Citizens Bank app updated?

The latest version of the United Citizens Bank & Trust app is 26.7.3, which was last updated on September 28, 2025. Regular updates indicate ongoing development and feature enhancements.

### Can I deposit checks using the United Citizens Bank app?

Yes, you can deposit checks quickly by simply taking a picture of the front and back of the check directly through the United Citizens Bank & Trust app. This eliminates the need to visit a branch for check deposits.

### What are the transaction organization features in United Citizens Bank?

United Citizens Bank & Trust allows you to keep your transactions organized by enabling you to add tags, notes, and photos of receipts and checks. This helps in tracking and categorizing your spending effectively.

### Can I manage my debit card through the United Citizens Bank app?

Yes, the United Citizens Bank & Trust app allows you to reorder your debit card if needed. Additionally, you can turn off your debit card immediately if you misplace it, providing an extra layer of security.

### Does United Citizens Bank offer alerts for my account balance?

Yes, you can set up custom alerts with United Citizens Bank & Trust to notify you when your account balance drops below a certain amount. This proactive feature helps you stay on top of your finances.

### What is the user rating for the United Citizens Bank app?

The United Citizens Bank & Trust app has an excellent user rating of 4.9 stars, based on 146 ratings. This high score suggests a very positive user experience and satisfaction with the app's functionality.

## Version history (last 5 releases)

### 26.7.3 — 2025-09-28

• Bug Fixes & Performance Improvements

### 25.16.0 — 2025-03-17

• Bug Fixes & Performance Improvements

### 25.15.0 — 2025-03-12

• Bug Fixes & Performance Improvements

### 25.1.1 — 2024-04-04

• Bug Fixes & Performance Improvements

### 24.10.3 — 2024-02-12

New design and features.

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## Related topics

[united citizens bank and trust](https://appshunter.io/ios/topics/united-citizens-bank-and-trust) · [citizens bank and trust mobile app](https://appshunter.io/ios/topics/citizens-bank-and-trust-mobile-app) · [ucbsky](https://appshunter.io/ios/topics/ucbsky)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-01.*