# United Federal Credit Union

> Secure mobile banking for account access, transfers, bill pay, and check deposit. (iPhone/iPad app by United Federal Credit Union.)

- Source: https://appshunter.io/ios/app/united-federal-credit-union/id566086307 (this page in markdown: same URL + `.md`)
- Developer: [United Federal Credit Union](https://appshunter.io/developer/566086450)
- Category: Finance, Business
- Price: Free
- Rating: 4.50/5 from 6,668 App Store ratings · 526 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 125 MB
- Languages: American English, Brazilian Portuguese, Chinese (Simplified, China), Mexican Spanish, Chinese (Traditional, Taiwan)
- Released: 2012-10-20
- Data updated: 2026-08-28
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/united-federal-credit-union/id566086307/reviews.md

## What is United Federal Credit Union?

Mobile Banking gives you immediate and secure account access from your mobile device. It’s fast, easy, and best of all it’s free.

• Check account balances and history
• View account details 
• Transfer funds between accounts
• Pay bills for existing payees
• Read and create secure messages 
• Locate UFCU branches and ATMs
• Mobile Check Deposit
• Touch ID Login

To use Mobile Banking, log in using your Online Banking Login ID and password.

## Key features

- Check account balances and history
- Transfer funds between accounts
- Pay bills
- Secure messaging
- Mobile Check Deposit
- Touch ID Login

## What do users think of United Federal Credit Union?

Overall sentiment: neutral

**Pros**

- 🚀 Easy to use
- 🔒 Secure banking
- 👍 Convenient features
- 👍 Reliable app
- 👍 Great customer service

**Cons**

- 🐛 Slow performance
- 🐛 Buggy app
- 🐛 Inconsistent UI
- 🐛 Difficult to navigate
- 🐛 Unreliable mobile deposits

**Commonly reported bugs**

- Frequent device re-authentication required
- Incorrect balance and transaction reporting
- Inability to access statements and documents from app
- Slow app loading times

**Most requested features**

- Dark mode option
- Ability to suspend account from app
- Better transaction history and categorization
- Improved bill pay functionality
- Seamless integration between accounts and credit cards

## Recent user reviews (10 of 526)

All indexed reviews: https://appshunter.io/ios/app/united-federal-credit-union/id566086307/reviews.md

### 5/5 — Crystal  V.

*2026-08-27, version 17.0.251200*

Goes out of her way to help customers. She Helped Me navigate through the paperwork when my mom and dad passed away.

### 4/5 — Fit to the

*2026-08-26, version 17.0.251200*

So far, so good

### 1/5 — Happy

*2026-08-25, version 17.0.251200*

Happy with the app

### 5/5 — Love UFCU banking app

*2026-08-19, version 17.0.251200*

I use this app everyday to make mobile deposits and to transfer money to my kids accounts for gas, food, etc. Super handy! I also access the online chat with a rep alot to ask questions regarding my accounts. Only downfall is no mobile app deposits of $500 or greater , it will deposit anything over the $500 several days later. No one told me this and I found out the hard way.

### 3/5 — A bit inconvenient

*2026-08-11, version 17.0.251200*

I frequently move money from business to personal accounts, but this requires two separate logins for the things I need to do. Plus, the app makes me type my login every time. There’s not auto login with face or numeric PIN.

### 5/5 — Great app

*2026-08-10, version 17.0.251200*

Very easy to use.

### 3/5 — Antiquated

*2026-08-01, version 17.0.251200*

Website and app are horrible. Think at least a decade behind everyone else

### 5/5 — Fabulous

*2026-08-01, version 17.0.251200*

Love this app

### 5/5 — ᴜsᴇʀ-ꜰʀɪᴇɴᴅʟʏ

*2026-07-30, version 17.0.251200*

The 𝙐𝙣𝙞𝙩𝙚𝙙 𝙁𝙚𝙙𝙚𝙧𝙖𝙡 𝘾𝙧𝙚𝙙𝙞𝙩 𝙐𝙣𝙞𝙤𝙣 𝗮𝗽𝗽 𝗼𝗻 𝗺𝘆 iPhone 𝗶𝘀 𝗿𝗲𝗮𝗹𝗹𝘆 𝗲𝗮𝘀𝘆 𝘁𝗼 𝘂𝘀𝗲 𝗮𝗻𝗱 𝗻𝗮𝘃𝗶𝗴𝗮𝘁𝗲. I𝘁,𝘀 𝗮𝗹𝘄𝗮𝘆𝘀 𝗸𝗲𝗽𝘁 𝕦𝕡-𝕥𝕠-𝕕𝕒𝕥𝕖, 𝐚𝐧𝐝 I 𝐚𝐩𝐩𝐫𝐞𝐜𝐢𝐚𝐭𝐞 𝐭𝐡𝐚𝐭 𝐭𝐡𝐞 𝐜𝐨𝐦𝐩𝐚𝐧𝐲 𝐫𝐞𝐠𝐮𝐥𝐚𝐫𝐥𝐲 𝐧𝐨𝐭𝐢𝐟𝐢𝐞𝐬 𝐢𝐭𝐬 𝐜𝐮𝐬𝐭𝐨𝐦𝐞𝐫𝐬 𝐰𝐡𝐞𝐧 𝐭𝐡𝐞𝐲 𝐡𝐚𝐯𝐞 𝒖𝒑𝒅𝒂𝒕𝒆𝒔 𝒐𝒓 𝒏𝒆𝒘𝒔. I𝐭 𝐦𝐚𝐤𝐞𝐬 𝐛𝐚𝐧𝐤𝐢𝐧𝐠 𝐬𝐨 𝐦𝐮𝐜𝐡 𝐦𝐨𝐫𝐞 𝐜𝐨𝐧𝐯𝐞𝐧𝐢𝐞𝐧𝐭 𝐚𝐧𝐝 𝐩𝐥𝐞𝐚𝐬𝐚𝐧𝐭!

### 5/5 — Review

*2026-07-30, version 17.0.251200*

I love the app is the best ever.

## Frequently asked questions about United Federal Credit Union

### What can I do with this mobile banking app?

This app provides immediate and secure access to your accounts. You can check balances and history, view account details, transfer funds between your accounts, pay bills for existing payees, and read or create secure messages. It also offers mobile check deposit and allows you to locate branches and ATMs.

### Is there a cost to use the mobile banking app?

No, the app is completely free to use. You can access all its features without any charges.

### How do I log in to the mobile banking app?

To use the Mobile Banking app, you will log in using your existing Online Banking Login ID and password. This ensures secure access to your financial information.

### What features are available for managing my money?

Key features include checking your account balances and transaction history, transferring money between your linked accounts, and paying bills to your established payees. You can also deposit checks directly through the app.

### Can I find ATMs or branches using the app?

Yes, the app includes a feature to locate UFCU branches and ATMs. This helps you find convenient locations for your banking needs when you are on the go.

## Version history (last 5 releases)

### 17.0.251200 — 2026-01-25

Feature enhancements and bug fixes

### 17.0.250600 — 2025-07-23

Feature enhancements and bug fixes

### 17.0.51000 — 2025-03-03

Feature enhancements and bug fixes

### 16.0.5910 — 2024-11-13

New card controls functionality and bug fixes.

### 16.0.5906 — 2024-07-24

New card controls functionality and bug fixes.

## Apps similar to United Federal Credit Union

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Arkansas FCU Mobile Banking](https://appshunter.io/ios/app/arkansas-fcu-mobile-banking/id410384999) | 4.9 (27,085) | Free | Finance |
| [Greater Nevada Mobile](https://appshunter.io/ios/app/greater-nevada-mobile/id1475794631) | 4.5 (2,250) | Free | Finance |
| [Arvest Mobile Banking App](https://appshunter.io/ios/app/arvest-mobile-banking-app/id1210438422) | 4.8 (264,714) | Free | Finance |
| [1st Source Bank Mobile Banking](https://appshunter.io/ios/app/1st-source-bank-mobile-banking/id771775441) | 4.8 (12,322) | Free | Finance |
| [UFCU Mobile](https://appshunter.io/ios/app/ufcu-mobile/id1638772747) | 4.7 (21,038) | Free | Finance |
| [Honor CU Mobile](https://appshunter.io/ios/app/honor-cu-mobile/id1202400945) | 1.7 (87) | Free | Finance |

## More apps by United Federal Credit Union

- [United FCU Card Controls](https://appshunter.io/ios/app/united-fcu-card-controls/id1629570786)

All apps by United Federal Credit Union: https://appshunter.io/developer/566086450

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*
