# United Finance Mobile App — United Finance Mobile App(UMA)

> Mobile platform for managing loans, deposits, and financial services. (iPhone/iPad app by United Finance Limited.)

- Source: https://appshunter.io/ios/app/united-finance-mobile-app/id6738909886 (this page in markdown: same URL + `.md`)
- Developer: [United Finance Limited](https://appshunter.io/developer/1782769936)
- Category: Finance
- Price: Free
- Rating: 5.00/5 from 3 App Store ratings · 3 written reviews indexed
- Age rating: 17+
- Requires: iOS 15.0 · 14 MB
- Languages: American English
- Released: 2025-01-27
- Data updated: 2026-07-08
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/united-finance-mobile-app/id6738909886/reviews.md

## What is United Finance Mobile App?

Products & Services Offered by United Finance PLC.

1. Loan Products
a) Lease Facility: Flexible leasing options for vehicles, machinery, and equipment to support business growth.
b) Business Loan: Tailored financing solutions for SMEs and large corporations to fund operations and expansion.
c) Short-Term Loan: Quick and accessible loans for urgent capital needs, available to both businesses and individuals.
d) Home Loan: Retail loans designed for property purchase or construction, with flexible repayment plans.
e) Personal Loan: Unsecured loans catering to personal needs, providing easy access to funds.
f) Car Loan: Affordable loans for purchasing new or reconditioned cars.
g) Loan Against Deposit: Secured loans against existing deposits, offering quick access to funds.


2. Loan Information Disclosure
At United Finance PLC, we ensure transparency and adherence to financial regulations. Kindly review the following loan details:
a) Repayment Period
Minimum: 12 months
Maximum: 180 months
Note: We do not offer loans with repayment periods of less than 60 days.
b) Maximum Annual Percentage Rate (APR)
Maximum APR: 20% (inclusive of interest and applicable fees)
c) Representative
Loan Amount: 100,000 BDT
Repayment Period: 12 months
APR: 20%
Total Payable Amount: 111,161.41 BDT
d) Privacy Policy
We value your privacy. Please review our comprehensive Privacy Policy to understand how we collect, use, and share your data:
Privacy Policy (https://ufifs.ufplc.com/Documents/Privacy_Policy.pdf)


3. Deposit Products
a). Fixed Deposits (FDR): Flexible tenures (3–30 months) starting from a minimum deposit of BDT 10,000, with loan facilities available.
b). Deposit Pension Schemes (DPS): Starting from BDT 1,000 monthly or BDT 50,000 down payment, with options such as Shanchoy, Easy Millionaire, and more.
c). Insured Deposit: Monthly installments starting at BDT 1,000, with insurance coverage. Includes Insured DPS and related schemes.
d) Earner Deposit: Maximize savings with periodic returns via Monthly or Quarterly Earner Schemes.

4. United Finance Mobile Application (UMA) Features:
UMA provides a secure, user-friendly platform for managing financial services, ensuring compliance with the Financial Institution Act 2023 and Bangladesh Bank regulations. Key features include:
a) User Registration: Secure onboarding via mobile, email, and identity verification with OTP, Captcha, and password protection.
b) User Login: Flexible access with mobile number or user ID and password for secure account management.
c) Balance Enquiry: View detailed account balances, download statements, and confirmation certificates.
d) Service Request: Easily request services like deposit payments, encashment, and tax document uploads.
e) New Deposit Application: Apply for Fixed Deposit Receipts (FDR) and Deposit Pension Schemes (DPS) with e-KYC verification.
f) Loan Lead Generation: Submit loan inquiries for various types (e.g., home, short-term) as lead generation only.
g) Feedback & Ratings: Share feedback through ratings and comments to improve services.

We are requesting an ATS exception for specific endpoints used by legacy systems critical to our app's functionality. These systems do not currently support ATS requirements, but all communications are encrypted using SSL/TLS. We are actively working with our partners to upgrade these servers to support ATS-compliant configurations and expect to complete this upgrade by 3 months. Other communications within the app fully comply with ATS requirements to maintain security.

(This app uses iTunes File Sharing to allow users to export and import their data securely. Users can access the files through iTunes or Finder on macOS.)

## Key features

- Loan and deposit product management
- Secure user registration and login
- Balance enquiry and statement download
- Service request submission
- New deposit application
- Loan lead generation

## Recent user reviews (3 of 3)

All indexed reviews: https://appshunter.io/ios/app/united-finance-mobile-app/id6738909886/reviews.md

### 5/5 — BBD

*2025-10-09*

Now very easy & smooth account opening process using UMA apps. Very much secure & faith account opening process. Can easily view statement, account details, TAX info, Encashment etc. all are presented in one apps that deposit holder can get in a single click. Just love the UMA apps.

### 5/5 — Seamless & Reliable

*2025-08-24*

Smooth and reliable app with great features. A convenient initiative by United Finance.

### 5/5 — Finance

*2025-01-28*

Very useful for financing support.

## Frequently asked questions about United Finance Mobile App

### What types of loans can I apply for with United Finance Mobile App?

United Finance Mobile App allows you to inquire about various loan types including Lease Facility, Business Loan, Short-Term Loan, Home Loan, Personal Loan, Car Loan, and Loan Against Deposit. These are lead generation inquiries, not direct applications.

### What are the repayment terms for loans through United Finance Mobile App?

Loan repayment periods range from a minimum of 12 months to a maximum of 180 months. The app specifies that loans with repayment periods of less than 60 days are not offered.

### What is the maximum APR for loans offered by United Finance PLC?

The maximum Annual Percentage Rate (APR) for loans is 20%, which includes all interest and applicable fees. A representative example shows a 100,000 BDT loan over 12 months at 20% APR results in a total payable amount of 111,161.41 BDT.

### What deposit products are available through the United Finance Mobile App?

You can apply for Fixed Deposits (FDR) with tenures from 3 to 30 months, Deposit Pension Schemes (DPS) starting from BDT 1,000 monthly, Insured Deposits with insurance coverage, and Earner Deposits for periodic returns.

### How secure is my financial information with United Finance Mobile App?

The app provides a secure platform with user registration involving mobile, email, and identity verification using OTP, Captcha, and password protection. User login is also secured via mobile number or user ID and password.

### Can I view my account balance and download statements using the app?

Yes, the app features a balance enquiry function that allows you to view detailed account balances. You can also download statements and confirmation certificates directly through the platform.

### Does United Finance Mobile App have ads?

No, the application data indicates that the app does not contain advertisements, providing an ad-free experience for users.

### What devices are supported by the United Finance Mobile App?

The United Finance Mobile App is currently supported on iPhone and iPod devices. It is designed for iOS users.

## Version history (last 5 releases)

### 1.25.1 — 2026-01-08

•	Updated for iOS version 26.2
•	Live photo with Eye-Blink
•	Premature Encashment of Deposit Accounts
•	Insured Deposit Scheme (IDS) 
•	Loan Against Deposit (LAD)
•	e-KYC Risk Grading

### 1.24.0 — 2026-01-07

•	Updated for iOS version 26.2
•	Live photo with Eye-Blink
•	Premature Encashment of Deposit Accounts
•	Insured Deposit Scheme (IDS) 
•	Loan Against Deposit (LAD)
•	e-KYC Risk Grading

### 1.23.0 — 2025-11-21

1. New features has been added.
2. Some Bug Fixed.

### 5.0 — 2025-10-23

1. Enhanced the UI.
2. Country specific deposit opening has imporoved.

### 4 — 2025-06-03

1. Biometric Placement Error solved

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-08.*