# United Payday Loan — Loan for instant support

> App for obtaining payday loans with adjustable repayment periods and APRs. (iPhone/iPad app by United Payday Loan LLC.)

- Source: https://appshunter.io/ios/app/united-payday-loan/id1607689025 (this page in markdown: same URL + `.md`)
- Developer: [United Payday Loan LLC](https://appshunter.io/developer/1598632061)
- Category: Finance
- Price: Free
- Rating: 2.14/5 from 7 App Store ratings · 3 written reviews indexed
- Age rating: 17+
- Requires: iOS 11.0 · 37 MB
- Languages: English
- Released: 2022-02-07
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/united-payday-loan/id1607689025/reviews.md

## What is United Payday Loan?

United Payday Loan app is the best app for getting payday loans, It gives good benefits and We provide you the option to choose the amount of loan you want to from a minimum of 90 days to a maximum 180 days period of repayment. And the Maximum Annual Percentage Rate is 30%. There are no hidden charges. Our lenders offer APRs for a Payday loan from 2.5% to 30%. There is no any kind of fee of taking loan from our app.

For example, If the user takes 100$ loan, he can return money after 3 to 6 months and the interest rate will be 2.5% per month so after 3 months user will return us 107.5 $.

Calculations:
2.5% of 100$ = 2.5$.
2.5 x 3 = 7.5$.
100$ loan + 7.5$ interest = 107.5$.

Benefits:
If you request a loan for about 3months of return time you are asked to pay back 7.5% of the fee, 2.5-30% of interest rate (varies from month to month). As you choose 3 months time period after 3months you will notify to repay your dues. This is made to avoid any future misunderstandings.
There are no hidden charges. Our lenders offer APRs for a Payday loan from 2.5% to 30%

Risks:
If you will not be able to repay the loan on the allotted time, there is a spate violation rule you are asked to follow; that is most probably an increase in the interest rate from 2.5 to 30%.

## Key features

- Payday loan access
- Flexible repayment terms (90-180 days)
- APRs from 2.5% to 30%
- No hidden charges
- Loan amount selection

## Recent user reviews (3 of 3)

All indexed reviews: https://appshunter.io/ios/app/united-payday-loan/id1607689025/reviews.md

### 1/5 — Beware do not apply

*2023-07-27*

I applied thank this was legit now I’m afraid since they have all my info to scam me out.

### 1/5 — SCAM

*2023-02-01, version 2.0*

Entered all my info and tried to access the app and it’s requesting log in information which was NOT set up during the application process so that was weird. Ugh. Please don’t apply for this loan.

### 1/5 — Can’t log back in

*2022-04-18, version 2.0*

Created account applied and now can’t log back in

## Frequently asked questions about United Payday Loan

### What is the maximum APR for a United Payday Loan?

The maximum Annual Percentage Rate (APR) offered by lenders through United Payday Loan is 30%. APRs can range from 2.5% to 30%, varying from month to month.

### What are the repayment terms for loans from United Payday Loan?

Loans can be repaid over a period of 90 to 180 days. Users are notified to repay their dues after the chosen time period to avoid misunderstandings.

### Does United Payday Loan have any hidden fees?

No, the app explicitly states there are no hidden charges or any kind of fee for taking a loan. The example provided shows a clear calculation of interest without additional costs.

### What happens if I cannot repay my United Payday Loan on time?

If a loan cannot be repaid on the allotted time, a violation rule applies, which most probably results in an increase in the interest rate from 2.5% to 30%.

### How is the interest calculated for a loan from United Payday Loan?

Interest is calculated monthly at a rate of 2.5%. For example, a $100 loan with a 3-month repayment term and 2.5% monthly interest would accrue $7.5 in interest, totaling $107.5 to be repaid.

### What is the user rating for United Payday Loan?

United Payday Loan has a rating of 2.1 stars based on 7 ratings. This indicates a mixed to negative user reception.

### On which devices can I use United Payday Loan?

United Payday Loan is available for iPhone and iPod devices. It is not currently listed for Android or other platforms.

### How often is United Payday Loan updated?

United Payday Loan was last updated on February 7, 2022, with version 2.0. This suggests infrequent updates since its release on the same date in 2022.

## Version history (last 1 release)

### 2.0 — 2022-02-07

No release notes.

## Apps similar to United Payday Loan

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Payday Paycheck Advance Guide](https://appshunter.io/ios/app/payday-paycheck-advance-guide/id1635510523) | 3.1 (14) | Free | Finance |
| [Personal Loan for Bad Credit ⁺](https://appshunter.io/ios/app/personal-loan-for-bad-credit/id6449185223) | 4.6 (674) | Free | Finance |
| [Leap Credit](https://appshunter.io/ios/app/leap-credit/id1476928722) | 3.4 (15) | Free | Finance |
| [My Personal Loan](https://appshunter.io/ios/app/my-personal-loan/id1622506037) | — | Free | Finance |
| [Floos - Early Wage Access](https://appshunter.io/ios/app/floos-early-wage-access/id1595567831) | — | Free | Finance |
| [Loan Nurserie: Borrow Money](https://appshunter.io/ios/app/loan-nurserie-borrow-money/id1596297695) | 4.2 (37) | Free | Finance |

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*