# Unity Bank — Faster, simpler banking

> Mobile banking app for managing accounts, payments, and savings goals. (iPhone/iPad app by Unity Bank Ltd.)

- Source: https://appshunter.io/ios/app/unity-bank/id1001372304 (this page in markdown: same URL + `.md`)
- Developer: [Unity Bank Ltd](https://appshunter.io/developer/685737805)
- Category: Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 15.0 · 111 MB
- Released: 2016-03-23
- Data updated: 2026-07-29
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/unity-bank/id1001372304/reviews.md

## What is Unity Bank?

Use your compatible device to conveniently check your accounts, pay a bill, transfer funds or make and receive real-time payments using PayID or Osko.

Key Features:

• Real-time payments – Faster, simpler and easier
• Pay the right person using a PayID which can be as simple as their mobile phone number or email address
• Smarter payments – 280 characters to better describe your payment including who and why
• Online update feature means you will always have access to the latest information 
• Manage your daily transaction limits
• Manage card options including lock/unlock cards and PIN change
• Quick and secure access
• Pay bills with BPAY®
• Check account balances
• Transfer funds between your own accounts and to external accounts
• View recent transaction history
• Set a savings goal and track your progress

Registration is easy. Your money and personal details are secure and can only be accessed with your PIN, pattern or biometrics.

Visit www.unity.bank/mobileapp for more information.

Things you should know:

Unity Bank and the Unity Bank logo are trademarks Unity Limited. All other trademarks are the property of their respective owners. There is no licence fee for the Unity Bank Mobile App.

We collect anonymous information on how you utilise the application to perform statistical analysis of aggregate user behaviour. We do not collect personal information about you. By installing this app you are giving your consent.

## Key features

- Check account balances
- Make instant payments (PayID, Osko, BPAY)
- Set and track savings goals
- Manage debit/credit cards
- Secure login with biometrics
- View transaction history

## Recent user reviews (6 of 6)

All indexed reviews: https://appshunter.io/ios/app/unity-bank/id1001372304/reviews.md

### 4/5 — Cute Basic Banking App

*2026-04-21, version 5.1.0*

The app is not as smart as that of commbank or any of the other big 4. But I don’t expect it to be either. It is a very basic banking app. It does what it needs to do very efficiently! Its user interface is clean, simple and user friendly. Cheers

### 1/5 — Communication error

*2025-12-19, version 5.1.0*

Please review—app hasn’t loaded for weeks

### 2/5 — Unnecessary issues + outdated

*2025-05-29, version 5.1.0*

Not only does the app not keep up with the industry standard settings, functionality & reporting which I could easily deal with since it’s not my primary bank, but it takes unnecessary losses when it chooses to do stupid things like having your client number instead of account number listed on top of your account… you’re expecting me to go back to an old email every time and not be able to copy the information with an accessible button, or not even be able to read it out from the app? Ridiculous.

### 1/5 — The App

*2019-03-11, version 4.0*

This App will not load up properly On my iPad ."..I can’t even get this memo to load ....
Aaahhhhhh!!!!

### 1/5 — App won’t open beyond splash screen

*2018-10-09, version 3.3.0*

Alert pops up saying “checking for updates” then it returns to the splash screen and nothing further happens

### 3/5 — Needs a tweak

*2016-07-01, version 1.2.2*

App is great with fingerprint service! But I'd prefer if 'account/biller' nicknames were still available when paying bills or transferring accounts, as it's hard to work out which payee is which, especially if there is more than one payable account with a certain payee. Does that make sense?

## Frequently asked questions about Unity Bank

### How do I log in to Unity Bank?

You can log in to Unity Bank using Face ID, Touch ID, PIN, or a pattern. The app also offers a 'quick balance' feature to view your favorite account's balance without a full login.

### What payment methods does Unity Bank support?

Unity Bank supports instant payments via PayID and Osko, as well as BPAY for bill payments. You can also transfer money instantly between your Unity Bank accounts and manage payees and future payments.

### Can I manage my cards with Unity Bank?

Yes, you can activate your card, change your PIN, set up usage notifications, and place a temporary lock on your card. You can also organize a new or replacement card if yours is lost, stolen, or damaged.

### Does Unity Bank have ads?

No, Unity Bank does not contain advertisements. As a free banking application, it focuses on providing a seamless user experience without interruptions from ads.

### What are the security features of Unity Bank?

Unity Bank prioritizes security with biometric login options (Face ID, Touch ID) and secure transaction processing for payments and transfers. You can also manage card security by setting notifications and temporary locks.

### How often is Unity Bank updated?

The latest version of Unity Bank is 5.1.0, last updated on April 15, 2025. Regular updates ensure the app remains secure, functional, and includes the latest banking features.

### What devices is Unity Bank compatible with?

Unity Bank is available for iPhone, iPad, and iPod devices. It is designed to provide a consistent banking experience across Apple's mobile ecosystem.

### How do I set up a savings goal in Unity Bank?

You can set up and track specific savings goals directly within the Unity Bank app. This feature helps you visualize and manage your progress towards achieving your financial objectives.

## Version history (last 5 releases)

### 6.2.0 — 2026-06-10

A new Unity Bank brand that brings together our three brands under one identity, retiring all three original brands - Unity Bank, G&C Mutual Bank and Reliance Bank.

• Enhanced security and personalisation options
• Manage daily transaction limits
• Confirmation of payee

### 5.1.0 — 2025-04-15

Maintenance updates

### 5.0.9 — 2024-12-05

Bug fixes and performance enhancements for a smoother experience.

### 5.0.8 — 2023-11-26

- Bug fixes
- Compatibility with our new website (launching soon!)
- Compliance changes

### 5.0.7 — 2023-10-29

-Compatibility with iOS 17.
- Bug fixes and performance enhancements for a smoother experience.

## Apps similar to Unity Bank

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| --- | --- | --- | --- |
| [TMBank](https://appshunter.io/ios/app/tmbank/id710017344) | — | Free | Finance |
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| [Community First Mobile Banking](https://appshunter.io/ios/app/community-first-mobile-banking/id1282780617) | — | Free | Finance |
| [Firstmac Money](https://appshunter.io/ios/app/firstmac-money/id1321193846) | — | Free | Finance |
| [Bendigo Bank](https://appshunter.io/ios/app/bendigo-bank/id482844929) | 4.6 (54) | Free | Finance |
| [Australian Mutual Bank](https://appshunter.io/ios/app/australian-mutual-bank/id1588326634) | — | Free | Finance |

## More apps by Unity Bank Ltd

- [Reliance Bank](https://appshunter.io/ios/app/reliance-bank/id1001371964)

All apps by Unity Bank Ltd: https://appshunter.io/developer/685737805

## Related topics

[unity bank mobile](https://appshunter.io/ios/topics/unity-bank-mobile) · [unity bank](https://appshunter.io/ios/topics/unity-bank) · [unity bank mobile banking](https://appshunter.io/ios/topics/unity-bank-mobile-banking)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-29.*