# Unity Bank:Savings Account, FD

> Digital banking app for savings accounts, fixed deposits, and money transfers. (iPhone/iPad app by UNITY SMALL FINANCE BANK LIMITED.)

- Source: https://appshunter.io/ios/app/unity-banksavings-account-fd/id6755406030 (this page in markdown: same URL + `.md`)
- Developer: [UNITY SMALL FINANCE BANK LIMITED](https://appshunter.io/developer/1605766666)
- Category: Finance
- Price: Free
- Rating: 1.63/5 from 116 App Store ratings · 21 written reviews indexed
- Age rating: 4+
- Requires: iOS 14.2 · 76 MB
- Languages: American English
- Released: 2026-01-07
- Data updated: 2026-10-19
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/unity-banksavings-account-fd/id6755406030/reviews.md

## What is Unity Bank?

Say hello to Unity Bank with our digital-first mobile banking app! In this digital era, all your banking and financial needs can now be addressed at your fingertips. You can also become our customer by creating your savings account in just three minutes with our app!
 
As a bank, we aspire to provide the best-in-class and new age products that ensure access and ease of banking for all.

Here are some of the features that you can enjoy on the Unity Bank’s mobile Banking App:
• Banking on the Go:
Every financial transaction you can think of can now be taken care of from any corner of the world with just a few taps. 
• Fixed Deposit and Recurring Deposit:
Get easy booking for Fixed Deposit (FD) and Recurring Deposit (RD) in just a few taps. Use our Fixed deposit (FD) calculator and Recurring deposit (RD) calculator to plan your investments better. Pre-mature withdrawal of FD/RD is available for flexibility.
• Open Savings Account:
Start a journey of savings with us. Opening a new savings account is now as simple as a few taps on your screen. 
With Unity Small Finance Bank’s Digital Savings Account,
-Create mini statements and detailed statements of your savings account. 
-Quick money transfer through NEFT, RTGS or IMPS
• Payee Management:
Managing your payees is now quicker and safer. Enjoy seamless and speedy transactions without the need to register a beneficiary.
• Money Transfer:
Experience the ease of conducting all your financial transactions on one platform. Transfer money from one account to another seamlessly and securely. You can transfer your money through NEFT, RTGS or IMPS.
• Video KYC Facility for Easy On-boarding:
Forget the long waits and numerous visits to a bank. Our Video KYC feature makes the on-boarding process smooth and time-efficient.
• Cheque Book Request: 
In just 3 taps on our app, you can request for a cheque book and save the time and effort of visiting a bank branch.
• Account Balance Maintenance:
Check your account balance anytime, anywhere, and request detailed statements with complete transaction history for better money management.
• Profile Details:
Ensure that your bank records are up to date without the need for a bank visit. Update your profile details like contact information, address, and more, instantly through the app.
• Nominee Additions:
Secure your finances by adding a nominee all done seamlessly within the app.

Our Unity Small Finance Bank app seeks the following permissions:
• Location:
This assists to access your approximate location.
• Camera: 
This allows you to access your gallery or capture a new image for uploading your signature while creating new account and change your profile picture.
• Phone:
This helps us provide you with access to our customer contact centre.

Note: We rely on multi-level security and encryptions to ensure data safety with us. We do not share your personal information with third parties or other companies. Your savings account is fully secured with us.

Documents required: 
All you need to begin are your
1) Aadhar card details.
2) PAN card details.
3) Pen and blank piece of paper (to upload your signature).

Ways to Login: 
To keep your account safe and secure, you can login in the following ways:
1) Login using password
2) Login using biometric
3) Login using Easypin

Experience faster, and smarter mobile banking today with Unity small finance bank’s mobile banking app. For any feedback, queries, or issues related to the app, reach out to us at care@unitybank.co.in or call 1800 209 1122.

## Key features

- Open savings account in minutes
- Book Fixed and Recurring Deposits
- Money transfer via NEFT, RTGS, IMPS
- Video KYC for easy onboarding
- Request cheque book
- Update profile details
- Add nominee

## Is Unity Bank safe?

Unity Bank:Savings Account, FD does not appear safe based on available data. The AppsHunter Safety Score for Unity Bank is 38 out of 100. This assessment is based on 116 user ratings, with an App Store average of 1.6 out of 5.

## Is Unity Bank legit?

Unity Bank:Savings Account, FD appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for Unity Bank is 63 out of 100 points across 7 verification signals from App Store and developer data.

## Recent user reviews (10 of 21)

All indexed reviews: https://appshunter.io/ios/app/unity-banksavings-account-fd/id6755406030/reviews.md

### 1/5 — The Rating justifies the app

*2026-08-01*

I don’t know why isn’t there zero star option
The app took three days to open my bank account 
And I haven’t yet received the user if yet
Talked to the customer care they told it’s gonna take time 
Where as all the other bank takes minimal time to do the proceedings 
This bank told me it’s gonna take time to process your payment and then user id will be sent via mail and it’s gonna take 3days.
I’ll be closing my account the very next day it I get my user id.

**Developer response:** Hi Karan! We sincerely regret the inconvenience you’ve experienced. Please contact our toll-free number 1800-209-1122 to speak with our support team, or email us at care@unitybank.co.in. We assure you that we will review your concern carefully and assist you promptly.

### 1/5 — Does not work

*2026-07-29*

This app is not working it stops after password 
Bank should to work on this, asking for investment all the time we visit bank but app needs update, work on that.

**Developer response:** Hi Rupani! We sincerely regret the inconvenience you’ve experienced. Please contact our toll-free number 1800-209-1122 to speak with our support team, or email us at care@unitybank.co.in. We assure you that we will review your concern carefully and assist you promptly.

### 1/5 — Unable to fetch customer number

*2026-07-10*

I earlier tried to open an account in unity bank, but at time I didn’t deposited the initial 2k
But today, i decided to deposit the money and start an account, i am unable to fetch my customer number

**Developer response:** Hello Sayed! We're here to help you in any way we can. Please call our toll-free number 1800-209-1122 to connect with our support team or write to us at care@unitybank.co.in with details of your concern. We'll review your concern and assist you promptly. Thank you.

### 1/5 — Terrible Mobile Banking App Experience

*2026-06-26*

Never seen such a poorly designed mobile banking app. It’s unclear what the developers were thinking. Why does the app need camera access if I don’t want to use UPI? Why does it require continuous location access? Even after granting all the permissions, the app still fails to send an SMS for verification. A frustrating experience from start to finish.

**Developer response:** Hi there! We sincerely regret the inconvenience you’ve experienced. Please contact our toll-free number 1800-209-1122 to speak with our support team, or email us at care@unitybank.co.in. We assure you that we will review your concern carefully and assist you promptly.

### 1/5 — JD

*2026-06-14*

I am experiencing horrible issue with NRI banking app and net banking as I am unable to do transactions nor see the FD placed with bank Evey time they say it will be fixed next month but last 20 months they did not fix the issue

**Developer response:** Hello JD! We regret the inconvenience you've experienced and understand how important uninterrupted access to your banking services is. 
We request you to stay in touch with the care team, who are actively looking into the matter and will keep you informed of any updates while assisting you further. Thank you for your patience and understanding.

### 1/5 — Not able to close my RD

*2026-06-08*

The app is only able to create RD and FD accounts. There are terms and conditions mentioned clearly while creating RD accounts stating we can close it any time before it matures. It’s a month since I’m trying to close one out of two RDs and the app just says not able to close now please try after sometime. And this is existing from a month. How do we close and take money during emergencies in such cases.

**Developer response:** Hi there! We regret the inconvenience you've experienced. 
We understand how important it is to have access to your funds when needed and this is certainly not the experience we intend to provide. 
To help us address this effectively, please connect with our support team on 1800-209-1122 or share your concern via email at care@unitybank.co.in. We will ensure it is looked into on priority.
Thank you for your understanding.

### 3/5 — Swipe to pay is swiping the screen

*2026-06-01*

Please fix this issue where swiping to make a payment is swiping the screen instead.

**Developer response:** Hi Utkarsh! Thank you for your feedback. 
We’re continuously working to improve the app experience and inputs like yours help us identify areas that need attention. 
We appreciate your understanding.

### 3/5 — Disappointing. Incompetent. Hard to use.

*2026-05-11*

The app seems like it is a trial/beta version and not ready to be used. I could not find the chat/contact option so far. Freezes all the time. Can’t even check my balance.

**Developer response:** Hi Yuvraj, sorry for the inconvenience caused. Please reach out to our toll-free number 1800-209-1122 to connect with our support team, or write to us at care@unitybank.co.in with your concern so that we can assist you better.

### 2/5 — Worst ever mobile application

*2026-04-29*

The new application of Unity Bank is worst mobile banking application. It shows only one bank account even though you are having multiple accounts as joint signatory with E or S under same customer id. Moreover if the account is under joint name it shows only first holder in profile.

**Developer response:** Hi, sorry for the inconvenience caused. Please reach out to our toll-free number 1800-209-1122 to connect with our support team, or write to us at care@unitybank.co.in with your concern so that we can assist you better.

### 5/5 — Easy navigation

*2026-04-16*

Now the app is running good

**Developer response:** Hi Shubhada, thank you so much for your 5-star rating! We're glad to know you're enjoying our services. Your support motivates us to keep improving and delivering the best banking experience.

## Frequently asked questions about Unity Bank

### How do I open a savings account with Unity Bank?

You can open a savings account with Unity Bank directly through the app in just three minutes. The process is digital-first and designed for ease of use. You can also complete the onboarding process using the Video KYC facility.

### What types of deposits can I book with Unity Bank?

Unity Bank allows you to easily book Fixed Deposits (FD) and Recurring Deposits (RD) directly within the app. You can use the built-in calculators to plan your investments and even make pre-mature withdrawals for flexibility.

### How can I transfer money using the Unity Bank app?

The app supports quick money transfers through NEFT, RTGS, and IMPS. You can conduct all your financial transactions, including money transfers between accounts, seamlessly and securely on this single platform.

### Is Unity Bank app secure?

Yes, Unity Bank relies on multi-level security and encryptions to ensure data safety. They state they do not share your personal information with third parties or other companies. Your savings account is fully protected.

### What are the supported devices for Unity Bank app?

The Unity Bank app is currently supported on iPhone and iPod devices. It is designed for mobile use, allowing you to manage your finances on the go.

### How often is the Unity Bank app updated?

The latest version of the Unity Bank app is 5.10, and it was last updated on July 3, 2026. Updates typically include new features, performance improvements, and security enhancements.

### What is the user rating for Unity Bank app?

The Unity Bank app has a user rating of 1.6 stars from 116 ratings. This suggests that users have had mixed experiences with the application.

### Does Unity Bank app have ads?

No, the Unity Bank app does not contain advertisements. It is a free application focused on providing banking services without interruptions from ads.

## Version history (last 5 releases)

### 5.11 — 2026-09-04

Bug fixes and performance improvements for a smoother experience

### 5.10 — 2026-07-03

Open a Savings Account directly from the app.
Bug fixes and performance improvements for a smoother experience.

### 5.9 — 2026-04-27

Minor Fixes

### 5.8 — 2026-03-15

Minor Bug Fixes

### 5.7 — 2026-02-21

Bug Fixes

## More apps by UNITY SMALL FINANCE BANK LIMITED

- [Roarbank: Credit Card & UPI](https://appshunter.io/ios/app/roarbank-credit-card-and-upi/id6737474973)

All apps by UNITY SMALL FINANCE BANK LIMITED: https://appshunter.io/developer/1605766666

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-19.*