# UnityPay: Couples Expenses — Fair Splits for Shared Money

> Couples expense tracker with custom fair-split rules for shared finances. (iPhone/iPad app by William Belle LLC.)

- Source: https://appshunter.io/ios/app/unitypay-couples-expenses/id6482982417 (this page in markdown: same URL + `.md`)
- Developer: [William Belle LLC](https://appshunter.io/developer/1739508356)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 5.00/5 from 4 App Store ratings
- Age rating: 4+
- Requires: iOS 13.0 · 162 MB
- Released: 2024-05-09
- Data updated: 2026-09-02
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/unitypay-couples-expenses/id6482982417/reviews.md

## What is UnityPay?

UnityPay is the only couples finance app built around one idea: what's fair shouldn't be a guess.

Most expense apps split everything 50/50 and call it done. But if one partner earns more, or one always covers rent while the other buys groceries, 50/50 isn't fair. UnityPay fixes that.

HOW IT WORKS

Add shared expenses as they happen, or connect your bank to import transactions automatically. UnityPay calculates each partner's fair contribution based on the rules you set together, not a one-size-fits-all formula.

THREE WAYS TO SPLIT

- Income-Based: Each partner contributes proportionally to what they earn. If you make 60% of household income, you cover 60% of shared costs. Simple.
- Custom Proportion: Agree on any split. 70/30, 55/45, whatever works for you.
- One Covers: Assign specific categories entirely to one partner (rent, car payment, childcare).

CATEGORY-LEVEL RULES

This is what makes UnityPay different. Set a different split rule for each expense type. Groceries can be 50/50 while rent is income-based and the car payment is covered by one partner. Your finances, your rules.

SEE EXACTLY WHY IT'S FAIR

Every settlement comes with a full breakdown: incomes, fair shares, amounts already paid, and which rules applied. No black-box math. Both partners see the same numbers and understand why.

SETTLE UP WITH ONE TAP

When it's time to settle, send payment directly through Venmo, PayPal, Cash App, or copy the amount for Zelle. No switching apps, no mental math.

MORE FEATURES

- Bank sync: connect accounts to import transactions automatically
- Recurring expenses: set monthly bills once and forget them
- Custom categories: create expense types that match your household
- In-app chat: discuss finances without leaving the app
- Dashboard: contributions, spending charts, and settlement status at a glance

BUILT FOR TRUST

UnityPay uses collaborative language, not debt language. No one "owes" anyone. Partners contribute, share, and settle. Because money in a relationship should bring you closer, not create tension.

Free to use. Premium unlocks category-level split rules for full customization and bank transactions.


Terms of Use: https://www.freeprivacypolicy.com/live/3907c162-d263-4822-a01e-43bdf2ec45a9
Privacy Policy: https://www.freeprivacypolicy.com/live/76f0f58d-1cf7-4da4-a87d-09464fb755a8

## Key features

- Customizable split rules (income-based, custom proportion, one covers)
- Category-level split rule setting
- Automatic bank transaction import
- Direct settlement via Venmo, PayPal, Cash App, Zelle
- In-app chat for financial discussions
- Detailed settlement breakdowns

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| UnityPay (Monthly) | $3.99 | per month |
| UnityPay (Yearly) | $44.99 | per year |



## Frequently asked questions about UnityPay

### How does UnityPay calculate fair contributions?

UnityPay calculates fair contributions based on rules you set together. Options include income-based splits (proportional to earnings), custom proportions (e.g., 70/30), or assigning specific categories to one partner. This ensures fairness beyond a simple 50/50 split.

### Can I set different split rules for different types of expenses in UnityPay?

Yes, UnityPay's key feature is category-level rules. You can set groceries to be split 50/50, rent to be income-based, and car payments to be covered by one partner, all within the same app.

### How does UnityPay handle settling up shared expenses?

When it's time to settle, UnityPay allows you to send payments directly through integrated services like Venmo, PayPal, Cash App, or copy amounts for Zelle. This streamlines the process without needing to switch between apps.

### What are the subscription options for UnityPay?

UnityPay offers a monthly subscription for $3.99 and a yearly subscription for $44.99. The premium version unlocks advanced features like category-level split rules and bank transaction imports.

### Is UnityPay secure for connecting bank accounts?

While the description mentions bank sync for importing transactions, specific security protocols are not detailed. It's always recommended to review the app's privacy policy for information on data protection and security measures.

### What devices is UnityPay available on?

UnityPay is available on iPhone, iPad, and iPod. It is designed for Apple's iOS ecosystem.

### How often is UnityPay updated?

The latest version, 3.3.6, was released on March 22, 2026. This indicates a recent update, suggesting the app is actively maintained.

### What is the age rating for UnityPay?

UnityPay has an age rating of 4+. This means it is suitable for users of all ages, with no mature content.

## Version history (last 5 releases)

### 3.3.6 — 2026-03-22

Added a preview video

### 3.3.5 — 2026-03-19

Fixed an issue where the subscription screen could appear unexpectedly in some situations. General stability improvements.

### 3.3.4 — 2026-03-16

Bug fixes and stability improvements to the chat feature.

### 3.3.3 — 2026-03-14

- If you were invited by your partner, you can now sign in with Google or Apple using the same email. You'll be prompted to connect your accounts so your group and expense historystay intact.                                                                                                                                                                         
  - Fixed a bug where signing in with Google after an invite would send you through onboarding as a new user.

### 3.2.3 — 2026-03-12

- Search expenses by name, type, or partner
- View full edit history on any expense
- More recurring frequency options (weekly, bi-weekly)
- One-tap settle up via Venmo, PayPal, Cash App, or Zelle
- Bug fixes. Fixed a crash that could occur when your session expired while the Dashboard was open.

## Apps similar to UnityPay

| App | Rating | Price | Category |
| --- | --- | --- | --- |
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| [Cost Split Payments: Settle Up](https://appshunter.io/ios/app/cost-split-payments-settle-up/id6541750436) | 4.7 (11) | Free | Finance |
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| [My Home Bills: Expense Tracker](https://appshunter.io/ios/app/my-home-bills-expense-tracker/id1363776139) | 4.6 (272) | Free | Finance |
| [CommonCard](https://appshunter.io/ios/app/commoncard/id1598016710) | 5.0 (4) | Free | Finance |
| [Couples Expense Tracker](https://appshunter.io/ios/app/couples-expense-tracker/id6476325272) | 1.0 (1) | Free | Finance |

## More apps by William Belle LLC

- [Albie Golf](https://appshunter.io/ios/app/albie-golf/id6796031088)

All apps by William Belle LLC: https://appshunter.io/developer/1739508356

## Related topics

[expense tracker couples](https://appshunter.io/ios/topics/expense-tracker-couples)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-02.*