# Universal LoanCalc — Loan Calculator

> Loan calculator and multi-loan manager for financial planning. (iPhone/iPad app by Jared Pino.)

- Source: https://appshunter.io/ios/app/universal-loancalc/id1365732737 (this page in markdown: same URL + `.md`)
- Developer: [Jared Pino](https://appshunter.io/developer/1163381550)
- Category: Finance, Utilities
- Price: Free
- Rating: 5.00/5 from 1 App Store ratings
- Age rating: 4+
- Requires: iOS 18.0 · 4 MB
- Languages: English
- Released: 2018-04-01
- Data updated: 2026-08-21
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/universal-loancalc/id1365732737/reviews.md

## What is Universal LoanCalc?

First, was a universal loan calculator that calculates monthly payment, total interest, total tax, and total amount. It takes in consideration of the cost of the item being purchased, months of the loan, down payment, and annual percentage rate. Now, is a loan calculator and a multi-loan manager. The monthly payment may vary from the actual monthly payment amount within $1.00 - $2.00.

## Key features

- Monthly payment calculation
- Total interest calculation
- Total tax calculation
- Loan duration input
- Down payment input
- APR input
- Multi-loan management


## Frequently asked questions about Universal LoanCalc

### What can Universal LoanCalc calculate?

Universal LoanCalc can calculate your monthly loan payment, total interest paid, and total tax incurred. It considers the item cost, loan duration in months, down payment, and the annual percentage rate (APR).

### Does Universal LoanCalc help manage multiple loans?

Yes, in addition to calculating loan details, Universal LoanCalc also functions as a multi-loan manager. This allows you to track and oversee several loans simultaneously within the application.

### How accurate are the monthly payment calculations in Universal LoanCalc?

The monthly payment calculated by Universal LoanCalc may vary from the actual amount by approximately $1.00 to $2.00. This slight difference is typical for loan amortization calculations.

### What devices is Universal LoanCalc available on?

Universal LoanCalc is available on iPhone, iPad, and iPod. It is designed for iOS devices.

### How often is Universal LoanCalc updated?

The latest version of Universal LoanCalc is 6.0, and it was last updated on August 27, 2025. This indicates regular updates to maintain functionality and potentially add new features.

### What is the age rating for Universal LoanCalc?

Universal LoanCalc has an age rating of 4+. This means it is suitable for users of all ages, with no mature content restrictions.

### Is Universal LoanCalc free to use?

Yes, Universal LoanCalc is available for free. There are no costs associated with downloading or using its core loan calculation and management features.

### Does Universal LoanCalc have ads?

No, Universal LoanCalc does not contain advertisements. Users can enjoy an ad-free experience while calculating and managing their loans.

## Version history (last 5 of 5)

### 6.0 — 2025-08-27

Updated for iOS 18

### 5.1 — 2022-07-06

Total loan amount added which is the amount of the loan and the total interest. Bug fixes.

### 5.0 — 2021-11-27

Updated for iOS 15. The payment structure for stored loans can be displayed.

### 4.0 — 2020-12-01

Universal LoanCalc is now a multi-loan manager. Keep track of all of your loans.

### 3.2 — 2020-03-31

Minor bug fixes that caused the app to crash.

## Apps similar to Universal LoanCalc

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [2MOON AI TRADING](https://appshunter.io/ios/app/2moon-ai-trading/id6742417524) | 5.0 (4) | Free | Finance |
| [SIGMA GO](https://appshunter.io/ios/app/sigma-go/id6478456739) | 5.0 (2) | Free | Finance |
| [OroPocket - Buy Digital Gold](https://appshunter.io/ios/app/oropocket-buy-digital-gold/id1496669275) | 4.3 (10) | Free | Finance |
| [My Intercap Home Loan](https://appshunter.io/ios/app/my-intercap-home-loan/id1563934299) | 4.8 (121) | Free | Finance |
| [Loan Mantra BLUE](https://appshunter.io/ios/app/loan-mantra-blue/id1520405464) | 5.0 (2) | Free | Finance |
| [UBPHILA Business Mobile](https://appshunter.io/ios/app/ubphila-business-mobile/id1631592151) | — | Free | Finance |

## More apps by Jared Pino

- [Labels1](https://appshunter.io/ios/app/labels1/id1200076185)
- [Random Lucky Numbers](https://appshunter.io/ios/app/random-lucky-numbers/id1336743703)
- [Vehicle LoanCalc](https://appshunter.io/ios/app/vehicle-loancalc/id1357549059)
- [Fantasy FB Draft Kit](https://appshunter.io/ios/app/fantasy-fb-draft-kit/id1520227861)
- [JPmoji](https://appshunter.io/ios/app/jpmoji/id1624155604)

All apps by Jared Pino: https://appshunter.io/developer/1163381550

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-21.*