# Universal Rewards Visa — user reviews

> 12 indexed App Store user reviews of Universal Rewards Visa by First Bankcard, rated 4.90/5 from 2,178 ratings.

- Source: https://appshunter.io/ios/app/universal-rewards-visa/id6471141803/reviews
- App overview in markdown: https://appshunter.io/ios/app/universal-rewards-visa/id6471141803.md
- Rating breakdown: 5★ 1,454 · 4★ 61 · 3★ 14 · 2★ 2 · 1★ 12

## Most critical reviews (10 lowest-rated)

### 1/5 — Don’t pay for the plus card

*2026-03-19, version 5.0.3*

The plus card perk of a free theme park ticket is only valid during the year it is earned in!!! I learned this the hard and costly way after having the plus rewards card for two years thinking that my husband and I would be able to go to Universal Studios Florida for free. We were able to get one of our earned tickets after several phone calls to the credit card company and Universal’s guest services, a visit to the guest services window in Citywalk and finally a visit to guest services at Universal Studios Florida.

### 1/5 — How to log in?

*2024-04-23, version 4.66.1*

I just received my card in the mail and activated it and signed up for an online account. But now I can’t even use THIS app because it says I registered it on the FNBO app. WHAT? I don’t even have that app downloaded. I had to use the website to register/activate my UNIVERSAL card…now let me use this UNIVERSAL visa app. I’ll change my rating once this company fixes this “glitch”.

### 3/5 — Don’t understand them

*2025-07-02, version 4.77.1*

The use of rewards is unclear.

### 5/5 — Not honest

*2026-05-13, version 5.3.0*

I was supposed to receive a $200 credit with a purchase I believe of 500 or more I can’t remember exactly what the amount was and it’s not showing on my statement so to me that’s not very honest.

### 5/5 — Easy

*2026-03-21, version 5.0.3*

The app is so easy to use 👍🏻👍🏻

### 5/5 — Excellent app

*2025-09-17, version 4.89.0*

Love the app! I can see all the details I need to know about my account. It’s always worked for me, too!

### 5/5 — My support

*2025-04-18, version 4.77.1*

I love it !

### 5/5 — Steve

*2024-12-18, version 4.70.0*

Awesome

### 5/5 — Review customer

*2024-12-12, version 4.70.0*

Very good customer service from employees especially Margie Colon. She helped me with all my information needed and is very supporting for this company

### 5/5 — great discount at universal park

*2024-11-11, version 4.70.0*

i love the availbility to use

## Most praised reviews (2 highest-rated)

### 5/5 — Best credit card so far

*2024-10-05, version 4.70.0*

Amazing customer service support. Great rewards. !

### 5/5 — Love this credit card

*2024-04-10, version 4.66.1*

Excellent credit card and give you
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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*