# Universe Silver — user reviews > 50 indexed App Store user reviews of Universe Silver by TMX FINANCE LLC, rated 4.82/5 from 132 ratings. - Source: https://appshunter.io/ios/app/universe-silver/id1489327779/reviews - App overview in markdown: https://appshunter.io/ios/app/universe-silver/id1489327779.md - Rating breakdown: 5★ 124 · 4★ 2 · 3★ 1 · 2★ 0 · 1★ 5 ## Newest reviews (20 of 50) ### 5/5 — Great Bank *2021-04-06, version 2.7.5* Great Bank Account definitely recommend ### 5/5 — Amazing *2021-04-06, version 2.7.5* I love everything about this card! I have purchase cushion and have had to use it a couple times I also love that I get paid 2 days early. I would recommend this card to literally anyone! ### 5/5 — C Munoz *2021-04-06, version 2.7.5* Great app I’ve been used for 18 months and it it so easy to manage and I love get my pay check direct deposit earlier ### 5/5 — Best for Direct Deposit *2021-04-06, version 2.7.5* I’ve been using universe silver for months now and I get paid early, no fees, and it’s so easy to use! I’ve never had any problems with this bank, and will continue to use it for many years to come! It seriously doesn’t get better than this. It beats all of the competitors, and it’s safe and secure! If you haven’t already set up an account do so! You won’t be disappointed. ### 5/5 — Customer *2021-04-01, version 2.7.5* So easy to use and I love the notifications you get. I know where I stand with my money ### 5/5 — Customer *2021-04-01, version 2.7.5* I absolutely LOVE this new bank account!! It has so many features. My favorite has to be the early pay days!!! ### 5/5 — Review *2021-04-01, version 2.7.5* This app is awesome your able to freeze your card when you loose your card and your even able to transfer money in the app great app ### 5/5 — Very convenient! *2021-04-01, version 2.7.5* Easy to navigate and great access of account information. I love being able to check my balance anytime. ### 5/5 — Universal silver card *2021-04-01, version 2.7.5* I absolutely love my card I have it with my company I work for now and have so many great features about the card!!! Best choice I have made with banking!!! ### 5/5 — Easy to use! *2021-03-31, version 2.7.5* I love that the app is so easy to use. I also love it’s easy to check your balance anytime on the app and I get paid a day early!!! ### 5/5 — Convenient and easy to use *2021-03-31, version 2.7.5* I’ve had universe silver for over a year and use it regularly. I get paid early, and it is so easy to use the app. ### 5/5 — Awesome app! *2021-03-31, version 2.7.5* Universe silver will make life easier for anyone who decides to go that route. The benefits will blow you away. My personal favorite is getting paid early! It’s an all around awesome experience. ### 5/5 — Love universe silver *2021-03-31, version 2.7.5* I’ve had this card for a couple months !! I use this Card as my second bank... I love the features and beat of all I get my direct deposit 1 to 2 days early. The app is so easy to navigate, you can freeze your card and change your pin on the app without having to deal with customer service. If you loose your card you can get another one issued the same day by going to any Titlemax location. ### 5/5 — Great App! Simple to use. *2021-03-31, version 2.7.5* This app is great, really user friendly. I can keep track of my transactions really easy. ### 5/5 — Universe Silver App *2021-03-31, version 2.7.5* Great app to manage my universe silver account. Simple, easy, and very user friendly. ### 5/5 — Get paid early! *2021-03-31, version 2.7.5* This is a secondary account for me. I put a percentage of my check into this account. I get paid early on universe silver so If I’m running short before payday I have a little early money to help! ### 5/5 — Love the account *2021-03-31, version 2.7.5* The Universe Silver account is really convenient. I love getting paid early and having this account as a secondary account for emergencies has come in handy on multiple occasions. ### 5/5 — Great Card/Checking Account *2021-03-31, version 2.7.5* Absolutely love it! Has great features, works everywhere I used it and is much cheaper than my other bank account. ### 5/5 — Love getting paid early! *2021-03-30, version 2.7.5* Great card.. very user friendly app! ### 5/5 — Manager *2021-03-30, version 2.7.5* I love I have the ability to check my balance whenever I want. I don’t have to call in to an automated system. ## Most critical reviews (10 lowest-rated) ### 5/5 — Paid up to 2days early *2021-04-12, version 2.7.5* I love to receive my check 2 days early to care of my financial needs. ### 5/5 — I love the app! *2021-04-12, version 2.7.5* I like how easily accessible this app is! I love that my purchases update immediately! ### 5/5 — Great Service *2021-04-12, version 2.7.5* Early Pay Day is always a plus! ### 5/5 — Customer *2021-04-07, version 2.7.5* I love getting paid earlier and having an extra bank account that I can use to shop on line and save money is awesome!!!! ### 5/5 — Great app! *2021-04-07, version 2.7.5* I’ve had Universe Silver for over a year and I’ve never had any issues, easy to use, and I get paid a day early!! I recommend this to anyone! ### 5/5 — .. *2021-04-06, version 2.7.5* Initially I didn’t have my universal card set up I’m so thankful that I finally set up my direct deposit and I get Paid a day early ! ### 5/5 — Universe Silver Account *2021-04-06, version 2.7.5* I have an account with the Universe Silver card and it’s been very convenient regarding getting cash and getting paid. Every time I get paid the universe silver card receives my money 2 days before. Not only that , but the fees are much less than the other banks ### 5/5 — Quick Information Tool *2021-04-06, version 2.7.5* Fast access to information needed while using Universe Silver. ### 5/5 — Should use this app! *2021-04-06, version 2.7.5* This app is amazing. Not only do you have complete control over your account but you’ll also be able to locate the nearest ATM. Not to mention with this account you’re able to get paid two days early!!! Love it! ### 5/5 — Amazing *2021-04-06, version 2.7.5* I love my universe silver account! I get paid early and have no fees with my direct deposit set up. I also get paid early!! I highly recommend. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*