# University Credit Union Miami — user reviews > 123 indexed App Store user reviews of University Credit Union Miami by UNIVERSITY CREDIT UNION (INC), rated 4.50/5 from 427 ratings. - Source: https://appshunter.io/ios/app/university-credit-union-miami/id1528972666/reviews - App overview in markdown: https://appshunter.io/ios/app/university-credit-union-miami/id1528972666.md - Rating breakdown: 5★ 325 · 4★ 40 · 3★ 22 · 2★ 16 · 1★ 24 ## What do users think of University Credit Union Miami? Overall sentiment: positive **Pros** - 👍 Easy to use - 🚀 Convenient and efficient - 🔒 Secure and reliable - 💡 Useful features like check deposit **Cons** - 🐛 Occasional crashes and glitches - 🔍 Limited functionality compared to larger banks - 🕰️ Slow updates and outdated design - 🔑 Frequent password resets **Commonly reported bugs** - Mobile check deposit not working properly - Login issues and password problems - Inconsistent app performance on different devices **Most requested features** - Add Zelle integration for P2P payments - Improve check deposit process - Enhance mobile app with more features - Integrate with digital wallets like Apple Pay ## Newest reviews (16 of 123) ### 3/5 — Finally *2026-02-23, version 3.0.251100* University Credit Union was behind the eight ball with the delay in releasing an app. I can finally access my accounts without having to either call the automated phone line or go through the website. ### 4/5 — Easy to use *2025-12-23, version 3.0.251100* This app is easy to use that’s the main reason I like it. It provides everything I need without having to to do a lot of figuring out since time is precious. ### 5/5 — Great app *2025-12-15, version 3.0.251100* Easy to use ### 5/5 — UFinancial Banking App by UCU *2025-12-12, version 3.0.251100* LUV University Credit Union! ### 5/5 — Great! *2025-12-07, version 3.0.251100* Thank you ### 5/5 — App ratings *2025-12-06, version 3.0.251100* This application is great and very convenient! ### 5/5 — New UCU APP *2025-12-05, version 3.0.251100* I like it very much ### 5/5 — Excellent *2025-12-05, version 3.0.251100* Pretty easy to use and I can pay my Mastercard bill through the app. Lots of conveniences!!! ### 5/5 — Awesome *2025-12-05, version 3.0.251100* Have been a member of UM Credit Union since 1982 , And since it became online banking , it has been the best ! ### 2/5 — Getting worse *2025-11-14, version 3.0.51002* Not the best app but it does most of what I need. However lately it hangs while trying to load. Super frustrating. Keeping hoping there will be an update to fix but nothing. ### 5/5 — Convenient *2025-10-18, version 3.0.51002* Useful ### 5/5 — Ease of use; broad uses *2025-08-01, version 3.0.51002* Excellent App that allows access to both bank accounts and credit card. ### 4/5 — Bad check cashing feature *2025-07-27, version 3.0.51002* Check cashing is annoying how I have to write the account number on the check. ### 5/5 — Great A+ *2025-07-21, version 3.0.51002* Amazing A+ ### 5/5 — Easy to use! *2025-07-13, version 3.0.51002* The layout of the various functions are easy to follow/locate on the app. Quick and much easier to access bank account info on phone vs. website. ### 5/5 — UCU app *2025-07-11, version 3.0.51002* Love how easy it is to get around on this app! Great job developers! ## Most critical reviews (10 lowest-rated) ### 1/5 — Where’s ZELLE? *2026-02-13, version 3.0.251100* We need to be able to transfer to other banks not only within credit Union. ### 1/5 — Review *2025-12-13, version 3.0.251100* Needs to be updated and add Zelle ### 1/5 — Extremely limited *2025-12-09, version 3.0.251100* No FaceID login, it doesn’t even seem to be connected to the website, so my password manager requires me to look it up and allow one time access every time I use it. You can’t even send a check. ### 1/5 — Customer *2025-12-06, version 3.0.251100* Outdated app ### 1/5 — Extremely limited *2025-05-25, version 3.0.51002* No FaceID login, it doesn’t even seem to be connected to the website, so my password manager requires me to look it up and allow one time access every time I use it. You can’t even send a check. ### 1/5 — Poor transition/ changes in remote functions are not working. *2024-06-24, version 2.0.5904* The app was upgraded without informing members. Check deposit picture taking change and it’s a nightmare. Calling the bank “ I can’t do anything “ “the person in that department will call u back’. That was two weeks ago. The worst I’ve seen from any bank. ### 1/5 — Useless *2024-06-04, version 2.0.5904* Payments never go through. I have to physically visit a beach to pay in cash. ### 1/5 — Horrible app *2024-03-29, version 2.0.5805* Not user friendly and transaction take forever to appear. ### 1/5 — the worst app ever *2022-07-05, version 2.0.5714* this app is old fashion and NOT practical at all. you need to invest more on it. contact Globant inc for guidance! ### 1/5 — Where’s ZELLE? *2022-01-21, version 2.0.5714* We need to be able to transfer to other banks not only within credit Union. ## Most praised reviews (10 highest-rated) ### 5/5 — Artist *2026-08-17, version 3.0.251100* Nice to have a responsive bank. ### 5/5 — UM CREDIT UNION *2026-07-08, version 3.0.251100* $5 to open a Savings Account not bad! ### 5/5 — App use *2026-05-25, version 3.0.251100* Easy to use which I love ### 5/5 — 5 *2026-03-26, version 3.0.251100* Excellent ### 5/5 — The best *2026-01-28, version 3.0.251100* Ease to use and keep track of ### 5/5 — Love this app! *2026-01-01, version 3.0.251100* Once you have used it a handful of times, it is extremely user-friendly. ### 5/5 — Excelent *2025-12-30, version 3.0.251100* 5 ### 5/5 — UM Credit Union *2025-12-28, version 3.0.251100* Excellent! Easy to use. I’m very happy with it. ### 5/5 — My opinion *2025-12-20, version 3.0.251100* I love my University Credit Union app. Only I wish the Zelle option would be added to make it perfect! ### 5/5 — Es eficiente y tiene seguridad adicional !! *2025-12-19, version 3.0.251100* Bastante completa la información . --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*