# University of Hawaii FCU — University of Hawaii FCU

> Mobile banking app for managing accounts, loans, and payments with competitive rates. (iPhone/iPad app by University of Hawaii Federal Credit Union.)

- Source: https://appshunter.io/ios/app/university-of-hawaii-fcu/id1624416331 (this page in markdown: same URL + `.md`)
- Developer: [University of Hawaii Federal Credit Union](https://appshunter.io/developer/533511429)
- Category: Finance
- Price: Free
- Rating: 4.80/5 from 1,072 App Store ratings · 16 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.1 · 185 MB
- Languages: American English, French (France), European Spanish
- Released: 2022-05-21
- Data updated: 2026-08-01
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/university-of-hawaii-fcu/id1624416331/reviews.md

## What is University of Hawaii FCU?

***New & Improved App as of May 24, 2022***

UHFCU is the Smarter Way to Bank! As a tech-savvy, award-winning not-for-profit financial institution, we make it easy to earn and save more with your money.

Join over 30,000 members that trust and rave about UHFCU & sign up today.

AWARDS & ACCOLADES:

> Star-Advertiser’s “Hawaii’s Best” finalist – Four times in a row.
> Forbes Magazine’s “America’s Best-In-State Credit Unions.”
> Voted “Best Bank” by UH students.
> 5-Star rated financial institution by BauerFinancial, Inc.
> Highest Yelp and Google ratings of largest banks and credit unions in Hawaii.

24x7 ONLINE SPEED:

Enjoy FREE Online Banking & Mobile Banking services, plus open accounts or apply for loans in less than 5 minutes.

> Securely log in with biometric recognition.
> View & download transaction activity.
> Transfer funds to UHFCU or external accounts.
> Make mobile deposits.
> Send money to your family or friends.
> Pay bills online.
> Lock/unlock your cards.
> Set up real-time account alerts.
> View check images & e-statements.
> Update account information.

SMARTER LOAN OPTIONS:

> Cash-Back Credit Card with no annual fee.
> Auto Loans with terms up to 84 months.
> Locally-serviced, flexible Home Loans.
> And many more!

“HAWAII’S BEST” VALUE:

> High-Yield Savings paying 25x better than local banks.
> Lowest average fees/member of Hawai`i CUs.*
> Elite service level scores.
> Access 50+ Shared Branch locations and 375+ surcharge-free ATMs throughout Hawaii.

Federally Insured by NCUA. Equal Housing Lender. NMLS #421550.

Mobile Banking, Alerts, and Mobile Deposit require a compatible device and enrollment in Online Banking. All are subject to separate terms and conditions. Your mobile carrier’s messaging and data fees may apply.

* Lowest Fees/Member: Based on general fee data using publicly available data from the NCUA (https://mapping.ncua.gov/ResearchCreditUnion.aspx). Calculated by dividing the total amount of fee income generated by the total number of members. We compared our average fees/member to the top-5 largest Hawai`i credit unions in terms of asset size.

## Key features

- Biometric login
- Fund transfers
- Mobile check deposit
- Bill pay
- Card lock/unlock
- Real-time alerts
- Loan applications

## What do users think of University of Hawaii FCU?

Overall sentiment: mixed

**Pros**

- 👍 Easy to use
- 👍 Convenient
- 👍 User-friendly
- 👍 Helpful staff
- 👍 Excellent online banking platform
- 👍 Clean and simple design

**Cons**

- 🐛 Constantly crashes
- 🐛 Errors and issues loading pages
- 🐛 Account no longer working after update
- 🐛 Confusing navigation and poor usability

**Commonly reported bugs**

- Login screen issues
- Compatibility problems with older devices

**Most requested features**

- Dark mode option
- Improved stability and performance

## Recent user reviews (10 of 16)

All indexed reviews: https://appshunter.io/ios/app/university-of-hawaii-fcu/id1624416331/reviews.md

### 5/5 — Simple n Convenient

*2026-04-29*

Like it says so simple

### 5/5 — UHFCU!

*2023-02-24*

Easy to use and so convenient

### 5/5 — User Friendly

*2022-09-23*

So easy to navigate!
All the information I need is right there!
Bill Pay has changed my life!
Customer Service is outstanding, but I hardly ever need to call them since the new online banking platform was launched!
Mahalo Nui Loa to UHFCU!!!!!

### 5/5 — Great Job UHFCU!

*2022-09-20*

It helps tremendously when UHFCU has caring, helpful Staff! Words are not sufficient enough to Thank Staff like Nick Frey who have always been helpful! I am curious, since Nick Frey left, I was told he’s working remotely. Is he still employed by UHFCU but truly working remotely? 🤙

### 5/5 — Great app and easy to use

*2022-09-17*

Great app

### 5/5 — Kate T

*2022-08-27*

UHFCU has an excellent reputation to being service oriented. This new on-line banking site for UHFCU is excellent.

### 1/5 — Not loading

*2022-08-07*

What’s going on ?  Is the Bank going bankrupt?

### 1/5 — Constantly crashes

*2022-06-22*

I never had an issue with the first app, why make a new one that constantly errors? I can’t even sign in. Completely disappointed in this new app

### 1/5 — Horrible” new APP!”

*2022-06-14*

Keeps sending u in circles.. grtyong security text🤮

### 1/5 — Terrible app

*2022-06-02*

Omg. Why would you make a new one but even worse. Please learn usability around best practices. This is a step backwards.

## Frequently asked questions about University of Hawaii FCU

### What can I do with the University of Hawaii FCU app?

The app allows you to securely log in with biometric recognition, view and download transaction activity, transfer funds between accounts, make mobile deposits, send money to others, pay bills online, lock or unlock your cards, set up real-time account alerts, and view check images and e-statements.

### Is the University of Hawaii FCU app free to use?

Yes, the app offers FREE Online Banking & Mobile Banking services. There are no charges mentioned for using these core banking features within the application.

### What types of loans are available through the app?

The app facilitates applications for various loan options, including a Cash-Back Credit Card with no annual fee, Auto Loans with terms up to 84 months, and locally-serviced, flexible Home Loans, among others.

### How does the app help me save money?

The app provides access to High-Yield Savings accounts that reportedly pay 25x better than local banks. It also boasts the lowest average fees per member among Hawai'i credit unions, offering significant value.

### What are the requirements for using mobile banking features?

Mobile Banking, Alerts, and Mobile Deposit features require a compatible device and enrollment in Online Banking. These services are subject to separate terms and conditions, and your mobile carrier's messaging and data fees may apply.

## Version history (last 5 releases)

### 26.07.25 — 2026-07-29

- Performance enhancements and bug fixes.

### 26.05.26 — 2026-05-27

- Bug fixes.

### 26.04.24 — 2026-04-29

- Performance enhancements and bug fixes.

### 26.01.23 — 2026-01-28

- Performance enhancements and bug fixes.

### 25.10.22 — 2025-10-24

- Bug fixes.

## Apps similar to University of Hawaii FCU

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [HIFICU MyMobile](https://appshunter.io/ios/app/hificu-mymobile/id615584476) | 4.8 (1,233) | Free | Finance |
| [Aloha Pacific FCU](https://appshunter.io/ios/app/aloha-pacific-fcu/id803992017) | 4.9 (3,816) | Free | Finance |
| [HawaiiUSA FCU Mobile Banking](https://appshunter.io/ios/app/hawaiiusa-fcu-mobile-banking/id585767460) | 4.9 (21,504) | Free | Finance |
| [Hawaii FCU Mobile Banking](https://appshunter.io/ios/app/hawaii-fcu-mobile-banking/id724906574) | 4.8 (342) | Free | Finance |
| [Lōkahi Federal Credit Union](https://appshunter.io/ios/app/lokahi-federal-credit-union/id991871546) | 4.8 (2,606) | Free | Finance |
| [Hawaii National Bank](https://appshunter.io/ios/app/hawaii-national-bank/id6448705958) | 4.8 (487) | Free | Finance |

## More apps by University of Hawaii Federal Credit Union

- [UHFCU Card Control](https://appshunter.io/ios/app/uhfcu-card-control/id6714456959)

All apps by University of Hawaii Federal Credit Union: https://appshunter.io/developer/533511429

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-01.*