# Univest - Stocks & Investments — user reviews > 94 indexed App Store user reviews of Univest by UNIVEST COMMUNICATION TECHNOLOGIES PRIVATE LIMITED, rated 4.60/5 from 27 ratings. - Source: https://appshunter.io/ios/app/univest-stocks-and-investments/id6443753518/reviews - App overview in markdown: https://appshunter.io/ios/app/univest-stocks-and-investments/id6443753518.md - Rating breakdown: 5★ 22 · 4★ 2 · 3★ 1 · 2★ 0 · 1★ 2 ## What do users think of Univest? Overall sentiment: mixed **Pros** - 👍 User-friendly interface - 💡 Educational content and insights - 🤝 Excellent customer support - 📈 Stock recommendations and analysis - 🚀 Smooth performance - ✅ Beginner-friendly - 📊 Portfolio tracking - 🔔 Timely notifications - 💰 Potential for profit - ⏱️ Time-saving for busy individuals - 🌟 SEBI registered advisor guidance - 💬 Social features (chat with friends) - 🔒 Security features - 💸 No hidden charges - ⚡ Quick withdrawals **Cons** - 📉 Inaccurate or misleading performance metrics - ⚠️ Losses not always transparently displayed - 🎯 Targets rarely achieved - ⏳ Trades left open for too long - 💸 Upselling of other plans - 📉 Slippage on F&O and commodity trades - 📉 Baskets are a gimmick with negative returns - 💸 High charges on stock basket trades - 📉 Trades often start with a gain already baked in - ⚠️ Marketing claims differ from reality - ❌ Fake site/fraudulent claims - 🗣️ Rude employees - 🚫 Not recommended by some users - ❓ Data inaccuracy - 📞 Unresponsive customer service - 📉 Stop loss and profit taking amounts are the same - 📉 Average customer may lose money **Commonly reported bugs** - Rebalance options have bugs - Orders get stuck in DMART account - App doesn't work real-time **Most requested features** - Automate trades across all time horizons - Auto-sell feature - Ability to set custom maximum buying amount for automated trades - Watchlist feature ## Newest reviews (14 of 94) ### 5/5 — Rating *2026-06-20* Nice **Developer response:** Great to hear that! We’re happy Univest is becoming a trusted part of your investment journey. With your support, we aim to reach and empower even more users across India. ### 5/5 — Best App for Stock Market Investing *2026-06-19* This app has completely transformed my investing experience. The platform is intuitive, fast, and packed with valuable features for stock market investors. Real-time market data, insightful research tools, and easy portfolio tracking make it simple to stay informed and make confident investment decisions. I especially appreciate how seamless the buying and selling process is, along with the clear analytics that help me monitor my investments. Whether you're a beginner or an experienced investor, this app provides everything you need to build and manage your portfolio effectively. A reliable, secure, and well-designed investment platform that I would highly recommend to anyone interested in stocks and long-term wealth creation. 📈🚀💹 **Developer response:** Really glad to hear this! Your encouragement means a lot to us. We’ll continue working hard to ensure that Univest benefits everyone and delivers value in the right way. ### 5/5 — Univest *2026-06-16, version 1.1.284+734* Outstanding support service. The representatives were polite, knowledgeable, and dedicated to ensuring customer satisfaction ### 5/5 — Review *2026-05-27* I’ve been using the Univest app for a while now and honestly it has made investing feel so much simpler and less confusing. The UI is clean, easy to understand, and perfect even for beginners. I really like how they explain stocks and market updates in a simple way instead of using too much complicated finance language. The app runs smoothly, updates are quick, and the insights actually feel useful. One thing I appreciated the most is that it doesn’t feel overwhelming like many other investment apps. It gives a very user-friendly experience while still offering detailed information for serious investors too. Overall, a great app for anyone who wants to start investing or learn more about the stock market. Definitely worth trying! **Developer response:** Great to hear that! We’re happy Univest is becoming a trusted part of your investment journey. With your support, we aim to reach and empower even more users across India. ### 5/5 — Best app *2026-05-12* Good Application to get instant market news with Buy and sell strategy. **Developer response:** Thank you for the encouraging words. We’re delighted that the platform met your expectations. Your feedback inspires us to continue improving and serving you better. ### 5/5 — Perfect Start for New Investors *2026-05-08* I’ve been using Univest for the past 6 months as a beginner in investing, and my experience has been quite positive so far. The app is very user-friendly, which made it easy for me to get started without feeling overwhelmed. What I like most is the way information is presented—it’s simple, clear, and helpful for someone who is still learning. The insights and updates have helped me understand market trends better and make more confident decisions. Overall, I’m satisfied with the app’s usage and the quality of information provided. It’s a good platform for beginners who want to start their investment journey with guidance. **Developer response:** Thank you for the encouraging words. We’re delighted that the platform met your expectations. Your feedback inspires us to continue improving and serving you better. ### 5/5 — Best App *2026-04-23* I’ve been using the Univest app for a while now, and it’s been a great experience overall. The interface is clean and easy to navigate, even for someone who’s not very experienced with investing. I really like how the app simplifies complex financial concepts and provides useful insights without overwhelming the user. The features are well thought out, especially the curated investment ideas and educational content, which helped me make more confident decisions. Performance has been smooth, and I haven’t faced any major bugs or crashes so far. Overall, Univest is a reliable and user-friendly app for anyone looking to start or improve their investment journey. Definitely worth trying! **Developer response:** We truly appreciate you taking the time to share this feedback. It’s great to hear that you liked the platform. We look forward to supporting you throughout your investment journey. ### 5/5 — Good *2026-04-19* There was a phase when I almost gave up on stock market investing because of the losses I faced in the beginning. I used to follow random advice and enter trades without proper understanding, which led to mistakes. After some time, I decided to take a break because it was affecting my confidence. A few months later, I thought of starting again, but this time in a more careful way. That is when I found the Univest app. Initially, I was just observing how things work, but slowly I started using the insights available on the platform. What I noticed was that it helped me think more clearly before making decisions. I was no longer blindly following tips. Instead, I started understanding the reasoning behind trades. This shift made a big difference in how I approached investing. I still take calculated risks, but now I feel more in control. The journey is still ongoing, but I can honestly say that I feel more stable and confident than before. Univest played a role in helping me restart with a better mindset. **Developer response:** We truly appreciate you taking the time to share this feedback. It’s great to hear that you liked the platform. We look forward to supporting you throughout your investment journey. ### 5/5 — Very nice *2026-04-06* I am not a regular trader, I just invest small amounts whenever I have some extra money, usually around ₹4,000–₹5,000. The problem was that I never had time to properly analyze the market, so I used to either skip investing or make random decisions. Then one of my friends suggested Univest, and I thought of giving it a try. I started with around ₹7,000 to test how things work. The app interface is clean and simple, which is a big plus because I don’t like complicated platforms. It gives stock suggestions along with some reasoning, which helps in understanding what’s going on. I followed a couple of ideas and observed how they performed. What I liked is that it gave me some confidence to stay invested instead of panicking. I still keep my investments small, but now I feel more in control. It’s a helpful app if you don’t have time for deep research but still want some direction. **Developer response:** We truly appreciate you taking the time to share this feedback. It’s great to hear that you liked the platform. We look forward to supporting you throughout your investment journey. ### 5/5 — Univest is teacher for me *2026-03-30* I still remember the time when I first decided to seriously start investing in the stock market. I had tried a few apps before, but I always felt confused because there was too much information and no clear direction. I used to watch random videos, follow different tips, and end up making decisions without proper confidence. That phase was frustrating because I wanted to learn, but I did not know how to move in the right direction. Then I came across the Univest app. At first, I downloaded it just to explore, without expecting much. But within a few days, I noticed that the way everything was presented felt more structured and easy to understand. Instead of feeling lost, I started getting clarity. I began taking small steps, observing recommendations, and learning how to think before investing. What I really liked was that I did not feel rushed. Over time, I gained confidence, and my approach became more disciplined. It was not about quick profits, but about understanding the process. Today, I feel much more aware of my decisions, and that initial confusion has reduced a lot. For me, Univest has been more like a guide than just an app. **Developer response:** Great to hear that! We’re happy Univest is becoming a trusted part of your investment journey. With your support, we aim to reach and empower even more users across India. ### 5/5 — Good service *2026-02-21, version 1.1.263* Good service ### 5/5 — Review *2026-02-02* The app not only provides the users with buy or sells calls alone. They also additionally provide us with daily insights from the markets, corporate actions, fundamentals and technicals. Further they regularly conduct webinars to educate and apprise users of the current events, stocks in focus and various other topics related to the market. There is a lot negativity around their accuracy. However, i strongly believe no one can predict the markets and sudden turn of events especially when it comes to global markets. Yet the advisors at invest lay their interests in protecting their clients' capital. Even in adverse situations they provide hedging mechanisms to minimize losses. There is needless to say that you if you have capital above 50k, one can easily recover their annual subscription fee within weeks or months and sometimes even days. I have personally made huge profits from their buy/sell signals. I must say having a SEBI RA on your side gives you the edge especially if you're in a full time job and can't explore opportunities in the market independently due to lack of time. **Developer response:** Thank you for the encouraging words. We’re delighted that the platform met your expectations. Your feedback inspires us to continue improving and serving you better. ### 5/5 — Professional Support and Smooth Experience *2026-01-13* A well-structured and user-friendly app with a smooth overall experience. The customer support team was professional, responsive, and handled my concern efficiently. The issue was resolved in a timely manner with clear communication throughout the process. Overall, a reliable platform with good service quality. Highly Recommended. ### 4/5 — Excellent and Prompt Customer Support *2026-01-01* Excellent and Prompt Customer Support I recently faced an auto-debit issue with Univest, and I’m impressed with how quickly and professionally the team resolved it. After raising a support ticket and email, the team responded promptly through multiple channels—online and via phone call—and refunded my money without any hassle. The support team was courteous, understood my concern immediately, and took swift action to resolve the issue. Their proactive communication and efficient handling demonstrate genuine commitment to customer satisfaction. This positive experience with their responsive customer service has strengthened my trust in Univest, and I would highly recommend their platform based on this experience. ## Most critical reviews (10 lowest-rated) ### 1/5 — Targets Rarely Achieved, Losses Hidden *2026-06-11* I am extremely disappointed with Univest. The app promotes short-term, mid-term, and long-term stock recommendations with specific targets and holding periods, but the reality is very different after purchasing the subscription. Many trades are closed much earlier than the stated target period, sometimes on the same day or within a few days, with just 1–2% profit. The advertised target is rarely achieved because profits are booked prematurely. On the other hand, when a trade goes into loss, it is often left open for months or even hundreds of days. In some cases, additional buying is recommended, and eventually the trade is closed after 300–600 days with only 2–3% profit. Another major issue is the lack of transparency. Winning trades are highlighted, but running loss-making trades are not properly showcased. This creates a misleading impression of overall performance and makes it difficult for subscribers to assess the actual success rate. The app also constantly pushes Futures & Options and Commodity plans, even when a customer is only interested in stock recommendations. The frequent upselling becomes irritating. The marketing and promotional material create expectations that are very different from what subscribers experience after purchasing the plan. I strongly feel that prospective customers should carefully evaluate the service before subscribing. Based on my experience, I cannot recommend this app. I have attached screenshots of several running trades to support my review and demonstrate the issues mentioned above **Developer response:** Hi , we're sorry to hear that you've had a negative experience. We take such concerns seriously and would like the opportunity to investigate the issue. Please email your registered mobile number and details of your concern to support@univest.in, and our team will review the matter and assist you as quickly as possible. ### 1/5 — Fake site hai, logo ka bewkuf bana kr paisa loot rhe hai *2026-06-09* You're warning that *"Univest App" is a fake app* run by highly educated, very clever people who trap investors. *How they trap people:* 1. I have been connected with the app for 2 years 2. I took 3-4 trades on their advice - *all were losses* 3. Their method: They pick stocks that have _already risen_ 4-7% in a day/week 4. They then tell users to "buy now for 4-5% potential" 5. Example: Stock goes from ₹500 to ₹550, they give entry at ₹550 6. If you're lucky, it goes up 2-4% more and they make you exit for a tiny profit 7. But usually, you buy at the high and *it falls immediately* - then you're trapped for years 8. I am personally stuck in 3 of their stocks for 3 years now 9. They either move it to "long term/medium term" or make you exit at 1-1.5% instead of 5% 10. You can't track it all day, so you don't realize they're exiting early *My advice*: It's totally fraud, fake membership, fake people. Don't Invest. **Developer response:** Hi , we understand that unsuccessful calls can be frustrating, and we take such feedback seriously. We are continuously working to improve our recommendation accuracy and strengthen stop-loss discipline. Please email us at support@univest.in, and our advisory team will personally review your experience and assist you further. ### 1/5 — It’s a biggest scam *2026-06-04, version 1.1.284+734* Don’t pay single rupee ### 1/5 — False claims *2026-03-23* They just put random suggestions they don’t care about your profits or losses they let drain all your capital then too they won’t suggest to exit the trade and these people claim 85% accuracy on futures and 78% on options but the truth is that they had just put a recommendation at 10am and I went to the Univest application after few seconds only but its claiming alrdy the profit has gone to 2500 and you can earn profits max 5-6k but the losses are insane like I had put 79k in a lot and the loss was 56k in total the profit I can gather is only 3.2k and the total loss was about 1.7 lakh I am accumulating all the proofs nd will gonna sue them for mis information and false claims. Please don’t waste your money on their subscription and the reviews are fake their executives call their customers and ask them to write the reviews in their favour plz be aware and invest through this application at your own risk. I suggest stay away. **Developer response:** We’re sorry for the inconvenience caused and understand how important this is. Request you to share all the details along with your contact number on support@univest.in. Our team will contact you on priority. ### 1/5 — Fraud *2026-02-28, version 1.1.263* They are Miss-leading to each and everyone they don’t have any knowledge about market they are giving calls when already calls goes up side please check everyone on their app and match the given price on chart as well as there are Gawar type of employees they don’t have manners how to talk with clients . ### 1/5 — Great idea great concept but bad performance *2025-06-11* When I came across this app, I was very excited that somebody has come up with a great concept and great idea and they will help common people to make the right investment decisions in the stock market especially in complex products like options and futures. But having use the app for sometime and having seen the performance of these trade calls which they are giving, I can say that most of them are lossmaking, the strategy which is used is not sustainable where they have a stop loss and profit taking amounts almost the same. E.g: and options trade has a stop loss of 10K and profit also at 10 K, so in the event that 50% of their trade recommendation makes loss, then we will lose money definitely. As the psychology goes, when the trade is making a profit, they play safe and book partial profit and when the trade makes a loss, they just wait for the stop loss to be hit and hence even though the statistics which they show state that more traits make profit versus the trades which makes a loss, an average customer will definitely make a loss . Hence, unless their trade experts are really talented, which currently they are not, this app is going to make people lose a lot of money., Not recommended **Developer response:** Hello, we appreciate you reaching out and we’re sorry that your experience with Univest hasn’t been the best one. Can you please share more details about this with us? Write to us at support@univest.in. We'll make sure it gets resolved at the earliest. ### 1/5 — Is app ko jutaeye mujhe nhi psd please *2025-06-04, version 1.1.179* Bad ### 1/5 — Fake app: Most of the reviews are fake. dont buy any subscription in this application. *2024-11-07* I am writing to express my concerns regarding the recent experience I’ve had with the Univest application and customer service. I initially chose Univest with high expectations, based on the features and information presented within the app. However, after purchasing, I encountered significant discrepancies between the advertised benefits and the actual services provided. In particular, the data displayed in the app appeared to be inaccurate, which led to decisions that did not yield the expected outcomes. Additionally, when I reached out to customer support for assistance, I faced unresponsive service, including calls being disconnected mid-conversation. This lack of support has only added to the frustration, as reliable customer service is essential when subscribing to a financial service. I believe it is important to address these issues, both for the quality of service and the satisfaction of your customers. If possible, I would appreciate a review of my case and any steps that might be taken to rectify this experience. **Developer response:** Hello, we appreciate you reaching out and we’re sorry that your experience with Univest hasn’t been the best one. Can you please share more details about this with us? Write to us at support@univest.in. We'll make sure it gets resolved at the earliest. ### 2/5 — Only stock ideas works. All other will face loss *2026-03-22* I am using univest for 3 years now. Stock trade ideas are good. You can make profit of arounf 15% per year. But you should not be faint hearted as the unrealized PNL will always be negative 10 - 30 %. I go with only realised PNL so i dont mind. But all others than stock ideas are worst with sure loss result. Futures, commodities, options all ideas you will receive notification after 1 min of the trade open or close time. I tried all 3 for 6 months. Always 20 - 50% slippage. Its not random like some slippages are profitable and some or not. All slippages are loss causing. I have executed all trades within 1 min of notification. Overall Full loss. Their baskets are also waste. Simple gimic percentages they show. I usef baskets for 6 months. Always negative portfolio. Rebalance options have lot of bugs. And i am trying to get out of baskets but overall PNL is 17% down. So stuck. Their dmat account id one of the worst. Sometimes orders get stuck. Not sure how much they are charging. My realized profit id 20k. And charges is 12k so almost 40% charges out of my realized profit. This is not with F&O. with stock basket trades. Thankfully i didnt move all my portfolio to univest demat. **Developer response:** Hi, we truly regret for the inconvenience caused. To help us look into this matter carefully, please reach out to support@univest.in with the relevant details and your contact number, so that our team can connect with you . ### 2/5 — Not transparent and not real time *2025-05-22* The app and services are good in terms of communicating the trades and understanding of what the trade idea is. However, there are 2 big issues: 1. The marketing of services is very blindsiding. They’d say 10 profits booked out of 14, but not mention that the profit in 10 trades could be 5% but the loss from remaining 4 could be 15%. Whenever a trade is closed in profit, a percent gain is shown but for loss making trades is just told to exit. They mention 90% accuracy but the 10% loss making trades are sometimes not squared off and kept out of the metrics. Net profits are very low while the number of profitable trades is higher. But 80% accuracy does not mean you’d necessarily make profit. 2. The app doesnt work real time. Whenever a trade idea is posted, it will already be 1-2 % in gain when it’s shared, even if you place it blink of an eye. So if a trade is 5% profitable, could be only 3% for you. So all in all, if the market is volatile, it’s possible you’ll incur losses even when metrics say otherwise. **Developer response:** Hello, we appreciate you reaching out and we’re sorry that your experience with Univest hasn’t been the best one. Can you please share more details about this with us? Write to us at support@univest.in. We'll make sure it gets resolved at the earliest. ## Most praised reviews (10 highest-rated) ### 5/5 — Easy to understand *2026-08-26* The different options are explained and arranged in a way that made sense to me. I was able to get comfortable with the app quickly. **Developer response:** Really glad to hear this! Your encouragement means a lot to us. We’ll continue working hard to ensure that Univest benefits everyone and delivers value in the right way ### 5/5 — Good application *2026-08-24* Good application **Developer response:** Really glad to hear this! Your encouragement means a lot to us. We’ll continue working hard to ensure that Univest benefits everyone and delivers value in the right way. ### 5/5 — Everything in one place *2026-08-13* Everything in one place From stock advisory to mutual funds and F&O, this app covers it all effortlessly. Best investing tool on my phone! **Developer response:** Really glad to hear this! Your encouragement means a lot to us. We’ll continue working hard to ensure that Univest benefits everyone and delivers value in the right way. ### 5/5 — Perfect for beginners & pros *2026-08-13* Quick e-KYC onboarding and zero hassle setting up. The AI stock screener and portfolio insights are top tier. **Developer response:** Great to hear that! We’re happy Univest is becoming a trusted part of your investment journey. With your support, we aim to reach and empower even more users across India. ### 5/5 — Riveiw *2026-08-12* Very good app **Developer response:** Thank you for the encouraging words. We’re delighted that the platform met your expectations. Your feedback inspires us to continue improving and serving you better. ### 5/5 — Very User friendly app *2026-07-28* The app is very user friendly and provides notifications and proper guidance **Developer response:** We truly appreciate you taking the time to share this feedback. It’s great to hear that you liked the platform. We look forward to supporting you throughout your investment journey. ### 5/5 — Exceptional Customer Service *2026-07-16* As a student who is completely new to the stock market, I recently started exploring the Univest app. I had a few initial hurdles and confusion regarding my account settings and subscription. However, the customer support team handled my concerns incredibly well. I received a call from their support representative, Ashish, who was absolutely brilliant. He was extremely polite, empathetic, and professional. He patiently guided me through the next steps and promptly helped me resolve my issues via email approval. In today’s digital world, it is rare to find such responsive and genuinely helpful customer service. A huge thank you to Univest and especially to Ashish for understanding a student's perspective and providing top-notch support. Highly recommended! **Developer response:** Really glad to hear this! Your encouragement means a lot to us. We’ll continue working hard to ensure that Univest benefits everyone and delivers value in the right way. ### 5/5 — Beginner friendly *2026-07-08* I've been using the Univest app for a while, and the overall experience has been good. The interface is clean and beginner-friendly, making it easy to navigate. I like how the app provides stock recommendations along with market insights and research, which helps me make more informed decisions instead of investing blindly. The portfolio tracking feature is useful, and I also appreciate the timely notifications and educational content. While no app can guarantee profits in the stock market, Univest offers helpful tools and analysis that can support your investment decisions. Overall, it's a good platform for anyone looking to learn about the market and get research-backed insights. Just remember to do your own research and manage risk before investing. **Developer response:** Really glad to hear this! Your encouragement means a lot to us. We’ll continue working hard to ensure that Univest benefits everyone and delivers value in the right way. ### 5/5 — Investment *2026-07-07* The app not only provides the users with buy or sells calls alone. They also additionally provide us with daily insights from the markets, corporate actions, fundamentals and technicals. Further they regularly conduct webinars to educate and apprise users of the current events, stocks in focus and various other topics related to the market. There is a lot negativity around their accuracy. However, i strongly believe no one can predict the markets and sudden turn of events especially when it comes to global markets. Yet the advisors at invest lay their interests in protecting their clients' capital. Even in adverse situations they provide hedging mechanisms to minimize losses. There is needless to say that you if you have capital above 50k, one can easily recover their annual subscription fee within weeks or months and sometimes even days. I have personally made huge profits from their buy/sell signals. I must say having a SEBI RA on your side gives you the edge especially if you're in a full time job and can't explore opportunities in the market independently due to lack of time. **Developer response:** Really glad to hear this! Your encouragement means a lot to us. We’ll continue working hard to ensure that Univest benefits everyone and delivers value in the right way. ### 5/5 — Amazing *2026-06-26* Super. Very easy to use and helpful **Developer response:** Thank you for the encouraging words. We’re delighted that the platform met your expectations. Your feedback inspires us to continue improving and serving you better. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-08.*