# Unizest > Digital UK e-current account for newcomers, offering banking and support. (iPhone/iPad app by Kernel Edge Technologies Ltd.) - Source: https://appshunter.io/ios/app/unizest/id1557475609 (this page in markdown: same URL + `.md`) - Developer: [Kernel Edge Technologies Ltd](https://appshunter.io/developer/1553433261) - Category: Finance - Price: Free - Age rating: 12+ - Requires: iOS 15.0 · 78 MB - Languages: English - Released: 2021-07-06 - Data updated: 2026-06-10 - Monetization: ad-supported - User reviews in markdown: https://appshunter.io/ios/app/unizest/id1557475609/reviews.md ## What is Unizest? Meet the Unizest e-current account app, a digital alternative to a traditional bank account, made for workers and students new to the UK. If you don’t have a UK bank account or are unable to get one, our UK e-current account could be the right account for you. Download the app and open your Unizest e-current account in only a few minutes, even without a UK address or UK mobile number. If you are preparing to come to the UK to work or study and are 18 or over, you don’t need to wait until you arrive to open your Unizest e-current account. You can open your account before you get to the UK and start receiving and sending money straight away. Use your Unizest app like regular online banking apps to manage your money, set up direct debits, make instant transfers and more. When you know your new UK address, you can confirm your address, order your contactless Debit Mastercard and reveal your PIN, all within the app. FEATURES - Digital sign-up from anywhere in the world using facial ID verification technology - Ready to use immediately - transfer funds in and out of your account before you arrive in the UK - Manage your account - check your balance and view transactions - Make payments to new and existing payees - Transfer money within the UK and abroad - Set up, edit and delete direct debits (coming soon) - Order a contactless Debit Mastercard - arriving at your UK address - View your PIN or request a new one - Update your contact details - Find your nearest cash machine (coming soon) - Access exclusive offers and discounts relevant to you, including brands, food, education, training, travel and telecoms - Access advice and practical assistance on living and working in the UK - Use your app to demonstrate proof of funds at UK Border Control WHAT YOU NEED To open a Unizest account you need: - To be 18 or over - Identification - a passport, drivers license or national ID document - Proof of your immigration status if you need a visa to be in the UK (simply get your share code from the Home Office website at https://www.gov.uk/view-prove-immigration-status and submit it in the app) Once you have downloaded the app, you’ll need to follow onscreen instructions to complete 5 simple steps: - Enter your name and email address - Confirm your phone number (this doesn’t have to be a UK number) - Enter your address (this doesn’t need to be a UK address) - Scan your ID document and confirm your facial ID, within the app - Enter your Home Office share code if you need a visa to be in the UK In most cases, your account will be approved and opened immediately. In some cases we may need you to supply additional documents or information but we’ll let you know if there’s anything more we require before your account can be activated. Terms and conditions apply. ## Key features - Digital sign-up with facial ID - Open account before arriving in the UK - Manage account balance and transactions - Make instant transfers - Order contactless Debit Mastercard - Access exclusive offers and UK living advice ## Recent user reviews (5 of 5) All indexed reviews: https://appshunter.io/ios/app/unizest/id1557475609/reviews.md ### 1/5 — Costs Money *2022-07-08, version 1.7.1* App isn’t free which is not good ### 5/5 — Easy to set up, easy to use *2022-02-07, version 1.4* Great app!! Was so easy to set up and love the functionality, so easy to use. Highly recommend. ### 5/5 — Straightforward and so helpful *2022-02-03, version 1.4* What a useful app - just recommended to a friend moving over to the UK from Hong Kong ### 5/5 — Meeting a huge need in the market, fantastic! *2022-01-31, version 1.4* This app filled a huge gap in the market. So glad I found it! It’s secure, easy to use and has made my life so much easier. ### 1/5 — The worst banking app there is to date *2021-12-11, version 1.3* Customer service is dreadful I’ve lost over £500 with this bank. Highly recommend you go elsewhere ## Frequently asked questions about Unizest ### How do I open a Unizest account? To open a Unizest account, you need to be 18 or over, provide identification (passport, driver's license, or national ID), and proof of immigration status if required. Download the app and follow the on-screen instructions for digital sign-up, which includes facial ID verification. ### Can I open a Unizest account before arriving in the UK? Yes, Unizest allows you to open an e-current account from anywhere in the world before you arrive in the UK. You can start receiving and sending money immediately after approval. ### What are the requirements to open a Unizest account? You must be 18 or older, possess a valid identification document (passport, driver's license, or national ID), and provide proof of immigration status if you need a visa for the UK. A UK address or UK mobile number is not required to open the account. ### Does Unizest have ads? Yes, Unizest contains advertisements. As a free service, it is supported by ads to provide its features to users. ### How long does it take to open a Unizest account? In most cases, your Unizest account will be approved and opened immediately after you complete the application process. In some instances, additional documents or information may be requested. ### What devices does Unizest support? The Unizest app is currently supported on iPhone and iPod devices. Compatibility with other platforms may be available in future updates. ### What kind of support does Unizest offer for living in the UK? Unizest provides access to advice and practical assistance on living and working in the UK. It also offers exclusive offers and discounts relevant to newcomers. ### When was Unizest last updated? The latest version of Unizest, version 1.7.3, was last updated on September 8, 2022. This indicates regular updates to improve functionality and security. ## Version history (last 5 releases) ### 1.7.3 — 2022-09-08 App updated for iOS 16 ### 1.7.2 — 2022-07-13 You can now sign up for Unizest using Whatsapp! ### 1.7.1 — 2022-02-16 This release fixes a number of issues for users on iOS 14 ### 1.6 — 2022-02-09 - Improved app stability ### 1.5 — 2022-02-08 - V1.5 fixes an issue where some users could not order a new card --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*