# UNO Digital Bank 2.0 — The new UNO banking experience

> Digital bank for savings, loans, and time deposits with daily interest. (iPhone/iPad app by Unoasia Pte. Ltd.)

- Source: https://appshunter.io/ios/app/uno-digital-bank-20/id6760000183 (this page in markdown: same URL + `.md`)
- Developer: [Unoasia Pte. Ltd](https://appshunter.io/developer/1622000249)
- Category: Finance
- Price: Free
- Rating: 2.71/5 from 7 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 129 MB
- Languages: American English
- Released: 2026-09-16
- Data updated: 2026-10-25
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/uno-digital-bank-20/id6760000183/reviews.md

## What is UNO Digital Bank 2.0?

The official UNO Digital Bank.

UNO Digital Bank is a BSP-licensed Digital Bank in the Philippines. Open a savings account, earn daily interest, apply for a loan, and manage everything from one app — no branch visits, no waiting in line.

MEET THE NEW UNO. ELEVATING YOU, REIMAGINED.
We rebuilt UNO to be faster, more personal, and simple enough to match how you actually live.

WHAT'S NEW IN UNO 2.0
- Personalized Dashboard — arrange it around what matters to you
- Switch to Light Mode, Dark Mode, or your own theme
- Faster navigation, quicker account access, smoother payments

SAVINGS WITH HIGH INTEREST
#UNOready Savings Account
- Earn up to 3.50% p.a., credited daily
- Fund it easily via InstaPay or PESONet
- Get FREE Personal Accident Insurance worth ₱100,000 (for ADB of ₱10,000, valid until age 66)
- Deposits insured up to ₱1 Million per depositor by PDIC

TIME DEPOSIT — GROW YOUR SAVINGS FURTHER
#UNOboost Time Deposit
- Earn up to 5.50% p.a.
- Flexible 3 to 12-month terms
#UNOearn Time Deposit
- Earn up to 5.00% p.a.
- Enjoy monthly pay-outs

LOANS, WITHOUT THE PAPERWORK
#UNOnow Personal Loan
- Borrow up to ₱500,000, no collateral or guarantors
- Flexible repayment terms from 6 to 36 months

BANK WITH CONFIDENCE
- Send money and pay bills in seconds
- Track transaction history and spending in real time

YOU WON'T BE BANKING ALONE
Millions of Filipinos already trust UNO with their money.

The cost of waiting isn't dramatic. It's just quiet — a little less interest earned, a little more friction in your day, every day you put it off.

Whether you're new to UNO or migrating from the old app, you'll keep everything you rely on, in an experience built to feel effortless.

Download the new UNO app today and experience banking, elevated.

## Key features

- Open savings accounts
- Earn daily interest
- Apply for personal loans
- Time deposits with high rates
- Personalized dashboard
- Track spending
- Send money and pay bills

## Is UNO Digital Bank 2.0 safe?

Not enough ratings yet to assess UNO Digital Bank 2.0.

## Is UNO Digital Bank 2.0 legit?

UNO Digital Bank 2.0 appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for UNO Digital Bank 2.0 is 63 out of 100 points across 7 verification signals from App Store and developer data.

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/uno-digital-bank-20/id6760000183/reviews.md

### 1/5 — Error

*2026-10-15*

Cannot login, always showing error.

## Frequently asked questions about UNO Digital Bank 2.0

### What is UNO Digital Bank?

UNO Digital Bank is a BSP-licensed digital bank in the Philippines that allows users to open savings accounts, apply for loans, and manage their finances through a mobile app. It aims to provide a fast, personal, and simple banking experience.

### What are the interest rates for savings and time deposits with UNO?

The #UNOready Savings Account offers up to 3.50% p.a. credited daily. For time deposits, #UNOboost offers up to 5.50% p.a. on 3 to 12-month terms, and #UNOearn offers up to 5.00% p.a. with monthly payouts.

### Can I get a loan from UNO Digital Bank?

Yes, UNO Digital Bank offers the #UNOnow Personal Loan, allowing you to borrow up to ₱500,000 without collateral or guarantors. Repayment terms are flexible, ranging from 6 to 36 months.

### Is my money safe with UNO Digital Bank?

Yes, deposits are insured up to ₱1 Million per depositor by the PDIC. The bank is also a BSP-licensed Digital Bank, indicating regulatory oversight and adherence to financial standards.

### What devices does UNO Digital Bank support?

UNO Digital Bank is available on iPhone and iPad devices. The app is designed to offer a seamless experience across these Apple platforms.

### How often is UNO Digital Bank updated?

The latest version of UNO Digital Bank is 1.01.28, and it was last updated on September 25, 2026. Updates typically bring new features, performance improvements, and bug fixes.

### Does UNO Digital Bank have ads?

Yes, UNO Digital Bank contains advertisements. As a free service, ads are displayed to support its operation and development.

### What is the age rating for UNO Digital Bank?

UNO Digital Bank has an age rating of 4+. This means it is suitable for users aged 4 and above, indicating general content appropriateness.

## Version history (last 3 releases)

### 1.01.32 — 2026-10-14

Minor fixes and improvements for a smoother, more secure UNO experience. Update now!

### 1.01.28 — 2026-09-25

Minor fixes and improvements for a smoother, more secure UNO experience. Update now!

### 1.0 — 2026-09-16

No release notes.

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## More apps by Unoasia Pte. Ltd

- [UNO Digital Bank](https://appshunter.io/ios/app/uno-digital-bank/id1622000247)

All apps by Unoasia Pte. Ltd: https://appshunter.io/developer/1622000249

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-25.*