# Unspent: No-spend together — No-buy challenges with others > Turn avoided purchases into interest-earning savings plans. (iPhone/iPad app by Meanwhile Incorporated.) - Source: https://appshunter.io/ios/app/unspent-no-spend-together/id6806119676 (this page in markdown: same URL + `.md`) - Developer: [Meanwhile Incorporated](https://appshunter.io/developer/6806119678) - Category: Finance, Productivity - Price: Free - Rating: 5.00/5 from 2 App Store ratings - Age rating: 17+ - Requires: iOS 18.0 · 7 MB - Languages: American English - Released: 2026-09-10 - Data updated: 2026-10-16 - Monetization: free ## What is Unspent? Run no spend challenges and reduce impulse buying with others. "Should I buy or skip this?" Companies spend billions to make us want stuff we don't need. So we keep asking ourselves: do we really need this? We're putting up a fight using budgeting apps, spreadsheets, 24-hour wait rules, no-buy challenges. And sometimes we even win. But it feels like a lonely battle, which makes it harder and less effective. We built Unspent to be your overspending accountability group. Start a challenge, invite the people who are trying to do the same, and log what you almost bought. They see yours. You see theirs. You all encourage each other. HOW IT WORKS 1. Start a no spend challenge. No-takeout October. Low-buy November. Name it, set a goal, pick an end date. 2. Invite your people. Your sister, a friend, the group chat. One link, and they're in. 3. Resisted a buy? Add it. One tap. Everyone in the challenge sees it. 4. Each unspent motivates the rest. Everyone in the challenge sees what the others skipped. It reminds the rest to keep going, and makes it a little easier. IT'S LIKE A SUPPORT GROUP FOR IMPULSE SPENDERS A no spend is easier with others. On your own, a no-buy is a rule you made up and can quietly drop. In a challenge it's something you're doing with people, with a name, a goal, and an end date. Your no buys remind them to think again before they spend and theirs motivates you to keep going. You can run a challenge on your own too, but it works better with company. ## Key features - Log avoided purchases instantly - Create custom savings plans - Earn real interest on savings - Money held in your own account - Flexible withdrawal options - No hidden fees or subscriptions ## Is Unspent safe? Not enough ratings yet to assess Unspent. ## Is Unspent legit? Unspent: No-spend together has limited verification signals. The AppsHunter Legitimacy Score for Unspent is 58 out of 100 points across 7 verification signals from App Store and developer data. ## Frequently asked questions about Unspent ### How does Unspent help me save money? Unspent helps you save by turning the money you almost spent into actual savings. When you resist an impulse purchase, you log the amount in Unspent, and it's transferred to a savings plan where it earns interest. ### Is Unspent free to use? Yes, Unspent is completely free to use. There are no subscription fees, monthly charges, or fees for moving your money. ### Where is my money held in Unspent? Your money is held in a real savings account in your name, provided by a partner institution. Unspent itself never holds your money. ### Can I take my money out of Unspent early? Yes, you can withdraw your money from a savings plan before it ends. You will keep all the money you put in, though you will forfeit some of the earned interest. ### What kind of interest does Unspent offer? Unspent offers real interest on your savings. The yields vary depending on the savings plan you choose and its term length. ### Does Unspent have ads? No, Unspent does not contain advertisements. It is designed to be a distraction-free tool for managing your savings. ### What devices does Unspent support? Based on the available data, Unspent is currently supported on iPhone devices. ### How often is Unspent updated? Unspent was last updated on September 10, 2026, with version 1.1. This indicates a recent update and ongoing development. ## Version history (last 5 releases) ### 1.8 — 2026-10-14 Unspent is now available via Meta Muse. Go to menu, Meta Muse and connect it to Unspent. You will now be able to tell Muse "I skipped my morning coffee" to record an unspent. ### 1.7 — 2026-10-12 Challenges got better. Start one, name it, set an end date, and invite your people with a link. Every almost-bought you add shows up for everyone in the challenge, and theirs show up for you. You can also tell them you're proud of their skip! ### 1.6 — 2026-10-12 Challenges got better. Start one, name it, set an end date, and invite your people with a link. Every almost-bought you add shows up for everyone in the challenge, and theirs show up for you. You can also tell them you're proud of their skip! ### 1.5 — 2026-10-06 No-buy challenge with friends Run a no-spend challenge together. Start one, send the invite link, and every no-buy each of you logs adds to the group total. Pick an end date and, if you want, a goal each. What you see: who's in, how far each person is, and what you've saved together. What you don't see: a feed, a chat, or anyone outside the challenge. Challenges are private and invite-only. Turn on notifications to get notified when someone logs a no-buy. Share your progress as an image straight from the app. As always: you don't buy, the money moves to savings. ### 1.4 — 2026-10-05 No-buy challenge with friends Run a no-spend challenge together. Start one, send the invite link, and every no-buy each of you logs adds to the group total. Pick an end date and, if you want, a goal each. What you see: who's in, how far each person is, and what you've saved together. What you don't see: a feed, a chat, or anyone outside the challenge. Challenges are private and invite-only. Turn on notifications to get notified when someone logs a no-buy. Share your progress as an image straight from the app. As always: you don't buy, the money moves to savings. ## Apps similar to Unspent | App | Rating | Price | Category | | --- | --- | --- | --- | | [Pennygrove — No Spend Tracker](https://appshunter.io/ios/app/pennygrove-no-spend-tracker/id6790263376) | — | Free | Finance | | [Roots: Grow Wealth](https://appshunter.io/ios/app/roots-grow-wealth/id6756028051) | 4.7 (25) | Free | Finance | | [Axal: High Yield Savings](https://appshunter.io/ios/app/axal-high-yield-savings/id6752484843) | 4.7 (327) | Free | Finance | | [Stackwell: Start Investing](https://appshunter.io/ios/app/stackwell-start-investing/id1618501142) | 4.6 (49) | Free | Finance | | [Qapital: The Money Saving App](https://appshunter.io/ios/app/qapital-the-money-saving-app/id969977669) | 4.8 (85,871) | Free | Finance | | [Ditch: Pay Off Debt Faster](https://appshunter.io/ios/app/ditch-pay-off-debt-faster/id6466198208) | 4.8 (3,814) | Free | Finance | ## Related topics [boodleit](https://appshunter.io/ios/topics/boodleit) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-16.*