# Unspent - Track your spending money

> Simple app for tracking spending money and one-off budgets. (iPhone/iPad app by Nick Cochran.)

- Source: https://appshunter.io/ios/app/unspent-track-your-spending-money/id952563330 (this page in markdown: same URL + `.md`)
- Developer: [Nick Cochran](https://appshunter.io/developer/952563329)
- Category: Finance, Lifestyle
- Price: $0.99
- Rating: 3.80/5 from 50 App Store ratings · 47 written reviews indexed
- Age rating: 4+
- Requires: iOS 8.0 · 17 MB
- Languages: English
- Released: 2015-01-04
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/unspent-track-your-spending-money/id952563330/reviews.md

## What is Unspent?

"Unspent is a handy little app that lets you create one-off budgets and log spending." - Money.com

"Keeping track of your spending can be a real hassle, so a simple budgeting app is a pretty handy thing to have. ... That's where Unspent comes in, a simple app for iPhone and Apple Watch." - AppAdvice.com

"I didn't want to have to link the app to any financial institution. I wanted a simple way to log-in where the money was spent. And I needed to have multiple 'envelopes.' This app met all my needs." - The Every Day Project

=====

Use Unspent to track your spending money and one-off budgets.  Designed to be efficient and simple, for those times when full-featured budgeting software is just too much overhead.  No bank connections, no charts, no decimal places. Unspent is for people who want to track spending balances, but don't want to overthink it.

Create simple categories, enter what you want to spend, then record what you spend later.  With Unspent, you won't ever forget what you have left to spend.

RECOMMENDED USES

• Track your gift purchases by person for any occasion.

• Keep up with gift money you (or your kids) receive.  Simply enter the gift amount in Unspent and deposit the cash or check in the bank.

• Stick to a budget for occasional spending (e.g. back-to-school shopping).

• Record money you've collected from others for group gifts (e.g. wedding or baby shower).

• Use it like a digital version of cash envelopes for keeping everyday spending under control

FEATURES

• Use Unspent on the Apple Watch to view categories and enter quick transactions!

• See balances quickly using the Today View Widget!

• See a summary of what’s left to spend in the categories you define.

• Quickly add money to spend or record what you’ve spent.

• View a list of all past transactions for any category.

• Optionally require a custom passcode or Touch ID to prevent others from opening the app.

• Clean, easy-to-use interface, including animating balance indicators (just for fun!)

• Support for localized currencies based on your iPhone locale and region settings.

• Quickly share category balances by text/email.

## Key features

- Create one-off budgets
- Log spending transactions
- No bank connections required
- Use on Apple Watch
- Today View Widget for balances
- Passcode/Touch ID protection

## Recent user reviews (10 of 47)

All indexed reviews: https://appshunter.io/ios/app/unspent-track-your-spending-money/id952563330/reviews.md

### 4/5 — Perfect spending app

*2023-03-22*

I really like how you can put your money in your own categories and subtract what you spend as you go. I like using this when I travel. The only issue I have with it is that you can’t use a decimal point to enter a change amount. That would be a nice upgrade idea.

### 5/5 — APP UPDATE

*2021-10-20, version 1.3*

Would truly love a cosmetic update to this app! I still use it because no other apps work even remotely like it. Simply making it compatible and updated for IPhone 12 and later would be amazing! Please update this app!

This app is one of the most amazing apps I have used and keeps me honest when budgeting and making purchases.

### 3/5 — Is this still being supported?

*2020-12-08, version 1.3*

Seems there is no longer any support. Doesn’t work with new Apple watches- bummer it was a good app. 

If anyone is still supporting this app, monthly or weekly rollover amounts and budget limits with amount left would be cool. Also syncing for people with significant others/shared expenses.

### 5/5 — Simple and perfect!

*2019-12-12, version 1.3*

Exactly what I needed to keep track of my cash sinking funds. I can quickly add or subtract amounts with no hassle like other apps. Very clean and simple app!

### 4/5 — Very helpful, but missing one key feature

*2019-11-07, version 1.3*

Would be nice if this synced with my wife’s phone so we could keep up with our spending together.

### 5/5 — Great for me!

*2019-08-01, version 1.3*

This is a quick, easy way for me to track expenditures for $$ spent on gifts for kids/family members. This makes it simple to balance amounts spent for Christmas and birthdays and “just because” gifts so no feels left out. A couple clicks and it’s updated, and easy to see at a glance.

### 5/5 — Great for Dave Ramsey-style “Envelope” Tracking

*2019-02-01, version 1.3*

I really love this app! It’s very, very simple but I find that’s what works for me over some of the flashier budgeting apps like Mint and ProActive Budget, etc.

I’ve been inspired by Dave Ramsey to do a cash envelope system to get out of debt and this is the perfect app for digitally tracking my envelopes and keeping track of what my cash funds are while I’m not at home. 

I really like that the interface is no-nonsense, just subtract or add your purchases or money and you’re good to go! I think I’ve downloaded 10 budgeting apps but this is the perfect one for me.

I’d love to see an update where the main font was just a little smaller, but for 99 cents I really have no complaints and plan to keep using this well into the future!

### 1/5 — Disappointed!! No decimal addition is possible

*2019-01-18, version 1.3*

Who creates a ‘number app’ without the possibility of adding decimals in them? Thoroughly disappointed. Should’ve checked the reviews before spending my money on it.

### 3/5 — Need decimals

*2018-12-31, version 1.3*

Impulse buy because it looked perfect for my needs. Started using and surprised to learn all entries have to be rounded to next dollar. If you want to track large expenses, this is a good app. Not very good for little items though.

### 5/5 — Simple, easy, no bugs

*2018-12-23, version 1.3*

Great, simple app to track categories of expenses. No issues with bugs. Wish it would give a grand total of all the categories together so you can see what your total balance is.

## Frequently asked questions about Unspent

### What does Unspent do?

Unspent is a simple app designed to help you track your spending money and manage one-off budgets. It allows you to create custom categories, set spending limits, and log your expenses to easily see how much money you have remaining in each category.

### How does Unspent help with budgeting?

This app focuses on simplicity by letting you create specific budgets for occasions or categories, like gift purchases or back-to-school shopping. You enter the amount you want to spend, and then record your actual spending to monitor your remaining balance, preventing overspending.

### Is Unspent free to use?

Yes, the application is available for free. There are no in-app purchases or advertisements mentioned, suggesting a completely free experience for users.

### What devices is Unspent compatible with?

The app is available for iPhone and Apple Watch, offering a seamless experience across both devices. It also features a Today View Widget for quick balance checks on your iPhone.

### Can I link my bank account to Unspent?

No, Unspent is specifically designed *not* to link to any financial institutions. This feature is intentional, providing a private and straightforward way to log spending without the need for bank connections.

## Version history (last 1 release)

### 1.3 — 2015-09-18

This app has been updated by Apple to display the Apple Watch app icon.

Updated for iOS 9 compatibility.

## Apps similar to Unspent

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Debt Strategy](https://appshunter.io/ios/app/debt-strategy/id428933378) | 3.1 (16) | $0.99 | Finance |
| [Loan Calculator Pro](https://appshunter.io/ios/app/loan-calculator-pro/id304485729) | 4.7 (22) | $0.99 | Finance |
| [Pay Timer](https://appshunter.io/ios/app/pay-timer/id468649105) | 5.0 (2) | $0.99 | Finance |
| [Best Budget Pro](https://appshunter.io/ios/app/best-budget-pro/id489819235) | 4.3 (104) | $0.99 | Finance |
| [Tiniio: Daily Spending Manager](https://appshunter.io/ios/app/tiniio-daily-spending-manager/id1468768566) | 5.0 (6) | Free | Finance |
| [My Money Goals: Track Finances](https://appshunter.io/ios/app/my-money-goals-track-finances/id1472973284) | 4.2 (13) | $0.99 | Finance |

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
