# UP Business > Web3 financial service provider with crypto wallet, payment cards, loans, and savings. (iPhone/iPad app by UPay Technology LTD..) - Source: https://appshunter.io/ios/app/up-business/id6476168274 (this page in markdown: same URL + `.md`) - Developer: [UPay Technology LTD.](https://appshunter.io/developer/1726104478) - Category: Finance, Lifestyle - Price: Free - Rating: 3.70/5 from 9 App Store ratings · 11 written reviews indexed - Age rating: 17+ - Requires: iOS 15.6 · 77 MB - Languages: American English, Chinese (Simplified, China) - Released: 2024-02-06 - Data updated: 2026-08-21 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/up-business/id6476168274/reviews.md ## What is UP Business? UP Business is a pioneering Web3 financial service provider, bridging the gap between cryptocurrency and traditional finance with a suite of innovative solutions. Our platform is designed to empower users with secure, seamless, and versatile financial tools, catering to the evolving needs of the modern digital economy. At UP Business, we are committed to enhancing financial inclusion and simplifying the complexities of managing digital assets. With a focus on transparency, security, and user convenience, UP Business is redefining how individuals and businesses interact with financial services. UP Business offers a cutting-edge Web3 crypto wallet that supports leading cryptocurrencies like Bitcoin (BTC), Ethereum (ETH), Tether (USDT), and USD Coin (USDC). Our wallet is more than a storage solution; it is a gateway to an integrated ecosystem of digital finance tools, including virtual and physical payment cards, multi-currency support, crypto loans, savings plans, and remittance services. The Web3 crypto wallet provides multi-currency support, allowing users to manage BTC, ETH, USDT, USDC, and other cryptocurrencies in one place. With a user-friendly interface, it is designed for simplicity and ease of navigation, making it accessible to both beginners and advanced users. Enhanced security measures include blockchain technology, two-factor authentication (2FA), and encrypted private key storage to safeguard user assets. Our virtual and physical payment cards offer global acceptance, compatibility with major payment networks for online and offline transactions worldwide, and multi-currency capability supporting USD, EUR, and HKD for flexibility in international travel and cross-border transactions. These cards enable real-time conversion of cryptocurrency to fiat currency at competitive exchange rates for instant spending, while their convenience allows users to apply, activate, and manage them directly through the UP Business app. The cards boast high limits, are compatible with Apple Pay and Google Pay, and support spending across multiple scenarios with instant transaction capabilities. UP Business’s crypto loans provide collateral-based lending, enabling users to secure loans by pledging cryptocurrencies without the need for credit checks. Borrowers benefit from flexible terms, low interest rates, and customizable repayment plans with instant approval for urgent financial needs. Crypto savings plans offer high-yield locking options with competitive Annual Percentage Rates (APRs), flexible durations of 7-day, 15-day, or 30-day locking periods, and daily rewards credited directly to users’ accounts, maximizing the earning potential of idle assets. Remittance services facilitate borderless transfers, allowing users to send and receive funds globally with minimal fees and fast processing times. These services support both cryptocurrencies and fiat currencies, accessible via the UP Business app to simplify remittance processes for individuals and businesses. UP Business’s key advantages include being an all-in-one solution that integrates wallet functionality, card services, loans, savings, and remittances, eliminating the need for multiple financial service providers. It enhances financial freedom by empowering users to transact, save, borrow, and invest without geographical or institutional limitations. Built on secure and scalable blockchain technologies, the platform ensures consistent performance and data protection. With a dedicated customer service team available 24/7, UP Business is committed to addressing user inquiries and issues promptly. UP Business is more than just a financial service provider; it is a catalyst for the future of finance. Whether you’re a crypto enthusiast, a frequent traveler, or someone seeking efficient financial solutions, UP Business is your trusted partner for a seamless and secure financial journey. ## Key features - Web3 crypto wallet - Virtual and physical payment cards - Crypto loans with collateral - High-yield crypto savings plans - Global remittance services - Multi-currency support ## Recent user reviews (10 of 11) All indexed reviews: https://appshunter.io/ios/app/up-business/id6476168274/reviews.md ### 5/5 — Perfekte App für Kryptocard *2025-09-16, version 1.6.6* Einfach zu bedinnen lieb und nett ### 5/5 — Пользуюсь *2025-08-14, version 1.6.3* Хорошее приложение, пользуюсь ### 1/5 — 1/5 stars *2025-07-16* 0.5 star for freezing money in VISA cards with Russian number, 0.5 star for deleting app from Russian App Store. Guys, use RedotPay, triple times better, safer and comfortable ### 1/5 — ！ *2025-06-29* ！ ### 5/5 — Пойдет *2025-06-26, version 1.5.19* Крепится к Apple Pay, Google Pay. В принципе функции оплаты выполняет. Все отлично. Немного расстраивает комиссия на пополнение -2% ### 5/5 — Отличное приложение *2025-06-02* Позволяет совершать анонимную оплату криптой ### 1/5 — Scammers *2025-05-08, version 1.5.15* They are scammers be careful ### 5/5 — Best Crypto Card *2025-01-05, version 1.5.4* UPay is the best crypto card payment provider that I have ever used. The fees, the interface, the support team is amazing and I recommend this app for every crypto enthusiast. ### 1/5 — Piece of junk *2024-12-24* Cost 10ustd for nothing KYC NEEDED! ### 5/5 — Perfect! *2024-08-28, version 1.4.5* Easy to buy anything you need using your crypto directly! ## Frequently asked questions about UP Business ### What cryptocurrencies does UP Business support? UP Business supports leading cryptocurrencies including Bitcoin (BTC), Ethereum (ETH), Tether (USDT), and USD Coin (USDC). The platform aims to provide a comprehensive solution for managing various digital assets within its ecosystem. ### How secure is the UP Business crypto wallet? The UP Business crypto wallet employs enhanced security measures such as blockchain technology, two-factor authentication (2FA), and encrypted private key storage to safeguard user assets. These features are designed to protect your digital holdings. ### Can I use UP Business payment cards for international transactions? Yes, UP Business offers virtual and physical payment cards with global acceptance compatible with major payment networks. They support multi-currency capabilities in USD, EUR, and HKD, enabling flexible international travel and cross-border transactions. ### What are the benefits of UP Business crypto loans? UP Business crypto loans are collateral-based, allowing users to secure funds without credit checks. They offer flexible terms, low interest rates, customizable repayment plans, and instant approval for urgent financial needs. ### How do UP Business crypto savings plans work? Crypto savings plans offer high-yield locking options with competitive APRs and flexible durations of 7, 15, or 30 days. Rewards are credited daily, helping users maximize the earning potential of their idle digital assets. ### Is UP Business available on all devices? UP Business is currently supported on iPhone, iPad, and iPod devices. The app is designed to provide a seamless experience across these Apple platforms. ### What is the update frequency for UP Business? The latest version of UP Business is 1.7.8, last updated on March 19, 2026. While specific update frequency isn't detailed, this indicates ongoing development and maintenance. ### Does UP Business have ads? No, UP Business does not contain advertisements. The platform is designed to provide a clean and uninterrupted user experience for managing your finances. ## Version history (last 5 releases) ### 1.7.12 — 2026-08-14 Optimized interaction Fix bugs ### 1.7.11 — 2026-08-07 Optimized interaction Fix bugs ### 1.7.10 — 2026-05-15 Optimized interaction Fix bugs ### 1.7.9 — 2026-04-02 Optimized interaction Fix bugs ### 1.7.8 — 2026-03-19 Optimized interaction Fix bugs ## Apps similar to UP Business | App | Rating | Price | Category | | --- | --- | --- | --- | | [Biptap](https://appshunter.io/ios/app/biptap/id6737520424) | — | Free | Finance | | [Zypto Crypto & Bitcoin Wallet](https://appshunter.io/ios/app/zypto-crypto-and-bitcoin-wallet/id6463755992) | 4.6 (54) | Free | Finance | | [Stella Pay](https://appshunter.io/ios/app/stella-pay/id1668957912) | 3.9 (7) | Free | Finance | | [Cypher Wallet](https://appshunter.io/ios/app/cypher-wallet/id1604120414) | 4.2 (30) | Free | Finance | | [Tevau](https://appshunter.io/ios/app/tevau/id6504911110) | 3.3 (16) | Free | Finance | | [Gekkard: Prepaid Card & Wallet](https://appshunter.io/ios/app/gekkard-prepaid-card-and-wallet/id1493274973) | 3.0 (4) | Free | Finance | ## More apps by UPay Technology LTD. - [UPay Wallet](https://appshunter.io/ios/app/upay-wallet/id6745806643) All apps by UPay Technology LTD.: https://appshunter.io/developer/1726104478 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-21.*