# Upay - Payments & Loyalty > Digital wallet for payments, loyalty, promotions, and online ordering. (iPhone/iPad app by Uniware Systems Ltd.) - Source: https://appshunter.io/ios/app/upay-payments-and-loyalty/id853766709 (this page in markdown: same URL + `.md`) - Developer: [Uniware Systems Ltd](https://appshunter.io/developer/820374726) - Category: Finance - Price: Free - Rating: 1.00/5 from 3 App Store ratings · 59 written reviews indexed - Age rating: 4+ - Requires: iOS 11.0 · 76 MB - Languages: American English - Released: 2014-04-10 - Data updated: 2026-09-03 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/upay-payments-and-loyalty/id853766709/reviews.md ## What is Upay? The Upay app is a digital wallet that gives you payments, promotions, stamp cards, loyalty and more from the comfort of your mobile. Upay links to the shops, restaurants, café’s and bars that you access, and enables you to make payments and receive rewards when you pay with your Upay account. Upay also runs a number of other modules including Events, Online Payments, Online Ordering for pick-up and delivery, Voucher Rewards and more. The modules you have access to are determined by your business, education establishment or retail area that you use Upay with. Growing globally, available in the UK, Europe and Asia Pacific. Free for you, forever. Find out more by downloading the app or visiting www.upay.co.uk **Previously known as UpayChilli** Any questions? Contact us at helpdesk@upay.co.uk Alternatively, follow us on our socials and message us! Twitter.com/UpayApp Instagram.com/Upay_App Facebook.com/UpayApp ## Key features - Digital wallet - Payments and rewards - Stamp cards and loyalty programs - Online ordering for pickup/delivery - Event access - Voucher rewards ## Recent user reviews (10 of 59) All indexed reviews: https://appshunter.io/ios/app/upay-payments-and-loyalty/id853766709/reviews.md ### 1/5 — Terrible experience *2026-05-20* Appalling, took 1hour to get working and logged in. Worst app I have used. ### 1/5 — Never works *2026-04-20* This app is absolute garbage. I’ve missed out on getting tickets to many events at no fault of my own because the single sign on option constantly decides to stop working. I’ve reached out to support numerous times and never hear back from them. ### 1/5 — No notifications *2026-03-26* This app gives no notifications when balances changes even though all settings are on to get them. Have problems logging in every time using the app. Need to use this app for my child’s school and was in debt with the school because i could log in and having no notifications ### 1/5 — An awful app *2026-01-27* Such an awfully difficult and painful app ### 1/5 — Terrible app design *2025-12-20* I use this app as part of my college bursary and it’s terrible. I can’t even log in as when the FaceID popup disappears, it just redirects me back to the log in page. I’ve tried logging out and logging back in and it’s still broken. ### 5/5 — Love! *2025-01-17* Love this app! It’s user-friendly, fast, and makes managing uni life so much easier. ### 5/5 — New version is great *2025-01-17* Loving the new features of this app ### 1/5 — Not great *2025-01-09* Trouble logging in on the first page as it is all clumped on one side of the screen making it impossible to do anything, this app is not accessible to the people ### 1/5 — The app failed *2024-11-05* The app has been unable to launch these few weeks and often does not allow log in. ### 1/5 — App doesn’t work *2024-11-05* App doesn’t work ## Frequently asked questions about Upay ### What does the Upay app do? The Upay app functions as a digital wallet, enabling users to make payments, earn rewards, and manage loyalty programs from their mobile devices. It connects with various shops, restaurants, and cafes, offering features like online ordering and access to events. ### What are the key features of Upay? Key features include digital payments, earning rewards and promotions, managing stamp cards and loyalty programs, online ordering for pickup and delivery, and access to events. The specific modules available depend on the business or establishment you are using Upay with. ### Is Upay free to use? Yes, the Upay app is free for users to download and use forever. There are no costs associated with using its payment and loyalty features. ### Where is Upay available? Upay is growing globally and is currently available in the UK, Europe, and Asia Pacific regions. You can use it with businesses and establishments that have integrated the Upay system. ### How can I get help or ask questions about Upay? You can contact Upay for any questions by emailing helpdesk@upay.co.uk. Additionally, you can follow them on social media platforms like Twitter, Instagram, and Facebook and send them a message. ## Version history (last 5 releases) ### v5.3.4 — 2026-08-28 Miscellaneous UI and workflow changes ### v5.3.3 — 2026-06-03 Miscellaneous UI and workflow changes ### v5.3.2 — 2026-03-03 Miscellaneous UI and workflow changes ### v5.3.1 — 2026-01-22 Miscellaneous UI and workflow changes ### v5.3.0 — 2025-11-29 Small UI and workflow changes. ## Apps similar to Upay | App | Rating | Price | Category | | --- | --- | --- | --- | | [Starling - Mobile Banking](https://appshunter.io/ios/app/starling-mobile-banking/id956806430) | 4.9 (2,749) | Free | Finance | | [Metro Bank Mobile Banking](https://appshunter.io/ios/app/metro-bank-mobile-banking/id1175525592) | 4.8 (1,280) | Free | Finance | | [Barclays UK](https://appshunter.io/ios/app/barclays-uk/id536248734) | 4.9 (3,306) | Free | Finance | | [Circuit Go](https://appshunter.io/ios/app/circuit-go/id6502943827) | 1.2 (31) | Free | Finance | | [Tesco Bank](https://appshunter.io/ios/app/tesco-bank/id857834425) | 4.7 (210) | Free | Finance | | [HSBC UK Mobile Banking](https://appshunter.io/ios/app/hsbc-uk-mobile-banking/id1220329065) | 4.8 (21,442) | Free | Finance | ## More apps by Uniware Systems Ltd - [Roadchef Captain's Club](https://appshunter.io/ios/app/roadchef-captains-club/id1233248046) - [Roadchef Truck Master's](https://appshunter.io/ios/app/roadchef-truck-masters/id1620155976) - [Social Kitchen Co](https://appshunter.io/ios/app/social-kitchen-co/id6450990262) - [Hallam Eat](https://appshunter.io/ios/app/hallam-eat/id6456889479) - [Upay One](https://appshunter.io/ios/app/upay-one/id6756883148) All apps by Uniware Systems Ltd: https://appshunter.io/developer/820374726 ## Related topics [uupay](https://appshunter.io/ios/topics/uupay) · [nupay](https://appshunter.io/ios/topics/nupay) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-03.*