# UPay Wallet

> Digital finance platform merging crypto and traditional banking with a Web3 wallet and crypto cards. (iPhone/iPad app by UPay Technology LTD..)

- Source: https://appshunter.io/ios/app/upay-wallet/id6745806643 (this page in markdown: same URL + `.md`)
- Developer: [UPay Technology LTD.](https://appshunter.io/developer/1726104478)
- Category: Finance, Lifestyle
- Price: Free
- Rating: 2.80/5 from 6 App Store ratings · 11 written reviews indexed
- Age rating: 17+
- Requires: iOS 16.6 · 164 MB
- Languages: American English, Arabic, Chinese (Simplified, China), Chinese (Traditional, Taiwan)
- Released: 2025-05-16
- Data updated: 2026-09-04
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/upay-wallet/id6745806643/reviews.md

## What is UPay Wallet?

UPay redefines digital finance through its comprehensive banking platform that seamlessly merges cryptocurrency with traditional financial services. As a fintech innovator, we deliver secure, intuitive solutions designed for the modern digital economy. Our ecosystem combines institutional-grade security with user-friendly functionality, offering individuals and businesses unprecedented control over their financial future.At the heart of our platform lies the UPay Web3 Wallet - a sophisticated yet accessible solution supporting major cryptocurrencies including BTC, ETH, USDT, and USDC. Beyond simple storage, our wallet serves as a gateway to an integrated financial ecosystem featuring multi-currency crypto cards, intelligent finance management, and global currency exchange services.

Security remains paramount, with military-grade encryption, two-factor authentication, and blockchain-powered safeguards ensuring complete asset protection. Our payment solutions break down financial barriers, offering instant crypto-to-fiat conversion across eight major currencies (USD, EUR, JPY, GBP, CNY, CAD, AUD, HKD) through virtual and physical cards accepted worldwide. Fully compatible with Apple Pay and Google Pay, our cards provide competitive exchange rates and customizable spending limits - all managed effortlessly via the UPay app.

We empower financial growth through flexible crypto finance solutions offering daily-compounded returns on both demand deposits and fixed-term (30/60/90 day) investments. Our borderless remittance service enables rapid, low-cost transfers between crypto and traditional currencies, simplifying both personal and business transactions.

What sets UPay apart is our ability to transform complex blockchain technology into intuitive financial tools. Our three-pillar ecosystem - smart wallet, crypto payment solutions, and yield-generating products - establishes new standards in digital asset management. Built on robust blockchain architecture with 24/7 dedicated support, we guarantee swift, secure transactions meeting institutional security standards.

More than a service provider, UPay represents a financial revolution. We're creating a world where geographical boundaries and institutional limitations no longer constrain economic opportunity. For crypto enthusiasts, international professionals, and forward-thinking individuals alike, UPay delivers a secure, seamless gateway to the future of finance - where innovation meets accessibility, and technology serves human needs.

## Key features

- Web3 Wallet supporting major cryptocurrencies
- Multi-currency crypto cards
- Global currency exchange
- Crypto-to-fiat conversion
- Yield-generating crypto finance solutions
- Borderless remittance service
- Integration with Apple Pay and Google Pay

## Recent user reviews (10 of 11)

All indexed reviews: https://appshunter.io/ios/app/upay-wallet/id6745806643/reviews.md

### 4/5 — Feature Request: Dark mode

*2025-11-13*

Title

### 1/5 — Big scam…

*2025-10-28*

I deposited money in etherium, verification requested, I provided all the documents and it has now been 105 days that my money has been blocked, I lost 500€ and the price of eth continues to rise... please do not trust them

### 1/5 — Not working with Apple Pay (yet). Not as UPay advertised and no refund

*2025-10-09*

Before I buy the virtual card I confirmed with them to make sure this card can be added to Apple Pay. But when I actually paid and try to connect to Apple Pay. I was told this features is not ready or under maintenance. There is no estimate on when it can be used. I asked the customer services if I can get refund since it is usable. They said no. In case I lost my money buying something totally useless. So be careful before use this app. I would not say this is a scam but at least they adverse something they are not capable and even worse no refund!!!  I will remove this bad review if they actually make it work someday. Before that happened please be cautious .

### 1/5 — 想要下载的看我评论

*2025-09-02*

这个软件非常坑，要一堆身份证件信息，充值还不到账户，已损失惨重

### 5/5 — Incọme and expense details at a glance

*2025-08-30, version 1.0.4*

No cọmplaints, it works perfectly

### 5/5 — Visualized transaction history

*2025-08-30, version 1.0.4*

I can finally use my crypto in coffee shops, restaurants, and online without hassle.

### 2/5 — Does not work in uk correctly

*2025-08-29, version 1.0.4*

In the UK the mobile phone verification does not seem to work, so you cannot applied for a card.  Weirdly there seems to be no way in the app to connect customer support, which is a bit worrying.

### 5/5 — One-click USDT to BTC exchange

*2025-08-29, version 1.0.4*

UPay Wallet makes crypto payments as easy as swiping a regular card.

### 5/5 — Ad-free and clean user experience

*2025-08-28, version 1.0.4*

Paid for dinner in USDT tonight

### 5/5 — Effortless multi-chain switching, instant crediting for ETH/TRX transfers

*2025-08-27, version 1.0.4*

Paid for my latte with crypto today using this app

## Frequently asked questions about UPay Wallet

### What cryptocurrencies does UPay Wallet support?

UPay Wallet supports major cryptocurrencies including Bitcoin (BTC), Ethereum (ETH), USDT, and USDC. This allows users to manage a diverse portfolio within a single, secure platform.

### How secure is UPay Wallet?

Security is paramount with UPay Wallet, featuring military-grade encryption, two-factor authentication, and blockchain-powered safeguards to ensure complete asset protection. These measures are designed to meet institutional security standards.

### Can I use my UPay crypto card for everyday purchases?

Yes, UPay offers virtual and physical crypto cards that support instant crypto-to-fiat conversion across eight major currencies. These cards are accepted worldwide and are compatible with Apple Pay and Google Pay.

### What are the yield-generating options with UPay?

UPay provides flexible crypto finance solutions offering daily-compounded returns on both demand deposits and fixed-term investments (30, 60, and 90 days). This allows users to grow their assets through interest.

### How does UPay Wallet handle international money transfers?

The app features a borderless remittance service that enables rapid, low-cost transfers between crypto and traditional currencies. This simplifies both personal and business transactions globally.

### What devices is UPay Wallet available on?

UPay Wallet is available on iPhone and iPad devices. The app is designed for mobile use, offering seamless management of financial assets on the go.

### How often is UPay Wallet updated?

The latest version of UPay Wallet is 1.0.6, and it was last updated on January 14, 2026. This indicates a recent update, suggesting ongoing development and support for the application.

### What is the age rating for UPay Wallet?

UPay Wallet has an age rating of 17+. This is typical for financial applications that handle sensitive information and complex transactions.

## Version history (last 5 releases)

### 1.0.7 — 2026-07-07

Support Apple Pay

### 1.0.6 — 2026-01-14

Upgrade VIP system

### 1.0.5 — 2025-11-12

Optimize the card activation process

### 1.0.4 — 2025-08-25

Fix known issues

### 1.0.3 — 2025-08-21

Fix known issues

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## More apps by UPay Technology LTD.

- [UP Business](https://appshunter.io/ios/app/up-business/id6476168274)

All apps by UPay Technology LTD.: https://appshunter.io/developer/1726104478

## Related topics

[upay wallet](https://appshunter.io/ios/topics/upay-wallet) · [uupay](https://appshunter.io/ios/topics/uupay) · [hipay wallet](https://appshunter.io/ios/topics/hipay-wallet)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-04.*