# Uphold: Trade crypto & stocks — BTC, XRP, ETH, stocks & ETFs

> Global digital trading platform for cryptocurrencies, currencies, and precious metals. (iPhone/iPad app by Uphold HQ Inc..)

- Source: https://appshunter.io/ios/app/uphold-trade-crypto-and-stocks/id1101145849 (this page in markdown: same URL + `.md`)
- Developer: [Uphold HQ Inc.](https://appshunter.io/developer/1101145848)
- Category: Finance
- Price: Free with in-app purchases
- Rating: 4.70/5 from 90,150 App Store ratings · 1,297 written reviews indexed
- Age rating: 17+
- Requires: iOS 15.1 · 186 MB
- Languages: American English, European Spanish
- Released: 2016-04-19
- Data updated: 2026-08-29
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/uphold-trade-crypto-and-stocks/id1101145849/reviews.md

## What is Uphold?

Uphold makes your money work harder for you.
Crypto, stocks, yield, & loans—all in one app. Trusted by millions. 

TRUST & SECURITY
Your money is 100% reserved. We never loan out your funds. Advanced encryption for your data.

INVESTING
Buy and sell 360+ digital assets. Trade 4,000+ stocks and ETFs¹.

USD INTEREST ACCOUNT
Earn up to 3.75%² APY on your cash balance.

STAKING
Earn up to 13.9%³. Weekly rewards. 

PAYCHECK TO CRYPTO
Earn up to 3%⁴ when you Auto-Invest a portion of your paycheck.

UPHOLD DEBIT CARD
Earn up to 4%⁵ in XRP on your spending.

USDC LENDING
Earn up to 7%⁶ yield by lending USDC.

STABLECOIN REWARDS
3% on RLUSD and 2% on USDC.⁷

INSTANT CASH LOANS 
Borrow against your crypto without selling. Get cash directly into your Uphold balance.⁸

EARLY PAYCHECK
Get your paycheck up to 2 days early with Direct Deposit.


DISCLAIMERS: Based on availability in your location. Digital assets are risky and may fluctuate in value. Investors should consider the investment objectives of trading carefully before investing.

¹Securities offered via Uphold Securities Inc. in a fractional capacity and custodied by Apex Clearing Corporation. Brokerage services  offered through Uphold Securities Inc., a registered broker dealer (member FINRA & SIPC). Stocks and ETFs are subject to market fluctuation and, in the case of ETFs, the risks of their underlying investments. ETFs also subject to management fees and other expenses.

²Brokerage account offered by Atomic Brokerage LLC, member FINRA/SIPC, for participation in the Atomic Cash Sweep Program. Neither Atomic Brokerage, nor any of its affiliates, is a bank.  Funds held in your Atomic Brokerage account are not FDIC-insured. For full details about the program and more information, go to http://www.atomicvest.com/atomicbrokerage. Balances of $1,000 or more earn 3.75% APY. Balances under $1,000 earn 2% APY. Rates subject to change.  

³Staking rewards not guaranteed and assets are locked during unbonding period. Cryptoassets are volatile and may lose value while staked. Uphold takes a 20–25% commission. APYs are estimates, not guarantees. Staking rewards may vary based on supply and demand in the blockchain's protocols. Uphold has no control over and cannot guarantee APY rates.  

⁴Earn XRP on  Auto-Invest purchases. 3% back for purchases of $500+/mo and 2% back for purchases under $500/mo. Max reward $300/mo. Rates subject to change. Terms apply https://uphold.com/en-us/legal/auto-invest-xrp-reward-program.

⁵Cards issued by Cross River Bank, Member FDIC on the Visa network. Terms apply https://uphold.com/en-us/legal/card-terms. Reward values vary based on Card Plan and subject to change.  

⁶USDC Lending Yield is variable, not guaranteed and paid by the Exactly Protocol. Uphold does not control or manage the Protocol. USDC leaves the Uphold wallet. Withdrawals depend on available pool liquidity.

⁷Stablecoin Rewards subject to change. Percent rewards are calculated on an annualized basis.

⁸Terms apply. Loans offered through Exactly Protocol. Uphold not responsible for assets once transferred to Exactly Protocol. Users who convert loan proceeds from USDC to USD may carry standard market bid/ask spreads if they exceed their monthly 1:1 conversion limit. Borrowing capacity depends on eligibility, collateral asset, collateral value and credit health. Deferring payments results in higher total payments. Late payments accrue default interest.

Images are for illustrative purposes only.

See our terms of use and privacy policy:Terms of Use: https://uphold.com/terms-of-use-usaPrivacy Policy: https://uphold.com/privacy-policyUse of the application is subject to Apple's standard terms.US customers see: https://www.apple.com/legal/internet-services/itunes/us/terms.htmlLOOKING FOR HELP?Visit https://support.uphold.com further assistance.

Uphold HQ Inc. NMLS ID No. 1269875,Registered Office: 80 East Sir Francis Drake Blvd.,Ste. 3E, Larkspur,CA 94939

## Key features

- Trade 360+ cryptocurrencies
- Access 27 national currencies
- Trade 4 precious metals
- Low fees and high liquidity
- Recurring buy orders
- Flexible limit orders
- Earn APY on balances

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Vault Monthly Subscription | $4.99 | per month |
| Vault Yearly Subscription | $49.99 | per year |


## Chart rankings

- #54 in Top Grossing · Finance (US App Store)

## What do users think of Uphold?

Overall sentiment: negative

**Pros**

- 🚀 Extremely remarkable and highly impressive cryptocurrency recovery technology solution
- 👍 Easy to use and convenient to keep digital assets
- 💎 Excellent trading platform and recovery service expertise
- 🔒 Secure and trustworthy platform

**Cons**

- 🐛 Terrible customer service and unresponsive support
- 🚫 Inability to withdraw or transfer funds easily
- 💰 High fees and hidden charges
- 🤯 Accounts randomly placed under review or closed

**Commonly reported bugs**

- Frequent platform outages and crashes during market volatility
- Issues with 2FA and account verification process
- Inconsistent pricing and order execution
- Accounts randomly locked or restricted without explanation

**Most requested features**

- Allow withdrawal of all cryptocurrencies to external wallets
- Improve customer support responsiveness and communication
- Reduce trading and withdrawal fees
- Provide more transparency around account reviews and restrictions

## Recent user reviews (10 of 1,297)

All indexed reviews: https://appshunter.io/ios/app/uphold-trade-crypto-and-stocks/id1101145849/reviews.md

### 2/5 — Booted out

*2026-08-26, version 6.103.0*

Gone 3 days without proper assistance to get back into account since the verification code isn’t being received. Keep having to open trickets to only receive the same bs . When the told to go yo upper left to open something there’s nothing there to do so. Instructions are not useful if pages are not set up to retrieve the correct info . Very frustrated to be locked out of my finances when I didn’t even set up a two way verification in the first place .

### 5/5 — JDV

*2026-08-24, version 6.103.0*

UPHOLD THE BEST 💯‼️✅

### 1/5 — App is glitched

*2026-08-23, version 6.102.0*

Constantly giving me a white screen and I have to force quit to get out and restart. Then it happens again. Complete rubbish.

### 1/5 — App keeps crashing

*2026-08-22, version 6.102.0*

App was fine til recent update. Keeps crashing to white screen and have to continue to force close the app and reopen the app. Crashes to white screen even after purchasing crypto. Please fix!

### 5/5 — Finally an all in one!

*2026-08-20, version 6.102.0*

Easy to set up and 
get back to working!

### 5/5 — Solanis

*2026-08-19, version 6.102.0*

Perfect

### 5/5 — Super Easy!!!

*2026-08-19, version 6.102.0*

I love the options and details provided

### 5/5 — Experiencia

*2026-08-19, version 6.102.0*

Bueno , no se leer mucho inglés pero aplicación la hecho muy simple y accesible.

### 1/5 — BUYER BEWARE

*2026-08-18, version 6.102.0*

Failed to deliver the promised service and unilaterally chose to terminate my subscription early and then would not provide a refund. Strongly suggest looking elsewhere for a safer and more reliable place to transact digital currencies. Be VERY CAREFUL with this one!

### 3/5 — Screen turns white

*2026-08-18, version 6.102.0*

Ever since iOS upate 26.1 after I switch in uphold my screen turns white until I force close app and relaunch it

## Frequently asked questions about Uphold

### What can I trade on Uphold?

Uphold allows you to trade over 360 different cryptocurrencies, 27 national currencies, and four precious metals: Gold, Silver, Platinum, and Palladium. This broad selection caters to diverse investment strategies and preferences.

### How does Uphold ensure the security of my funds?

The platform maintains 100%+ reserved funds, publishing assets and liabilities in real time to ensure your funds are always available for withdrawal. Additionally, it offers secure storage options for specific cryptocurrencies like BTC, XRP, SOLO, CORE, and HBAR.

### What are the fees associated with using Uphold?

Uphold offers low fees for trading assets, sourced from various exchanges to provide the best prices. Specific fee details can be found on their service fees page. There are no monthly fees for the platform itself.

### Can I earn interest on my balances with Uphold?

Yes, you can earn up to 3.75% APY on USD balances with FDIC-insured coverage up to $2.5 million through the Atomic Cash Sweep Program. You can also earn up to 3% APY on stablecoins and unlock other rewards.

### Is Uphold suitable for beginners?

Yes, Uphold is designed to be beginner-friendly with a simple and intuitive interface. It offers easy setup, allowing you to open a free account in minutes and deposit funds via various methods like credit/debit cards, banks, crypto networks, or Apple Pay.

## Version history (last 5 releases)

### 6.104.1 — 2026-08-28

Updates from Uphold

Uphold is the place to trade between cryptocurrencies and other assets.

Our recent updates include:

- Added clearer in-app messaging for transaction restrictions in New York
- Minor fixes and performance improvements

For support, visit: https://support.uphold.com

Thank you for choosing Uphold — stay tuned for more exciting updates!

### 6.103.0 — 2026-08-24

Updates from Uphold

Uphold is the place to trade between cryptocurrencies and other assets.

Our recent updates include:

- Minor fixes and performance improvements

For support, visit: https://support.uphold.com

Thank you for choosing Uphold — stay tuned for more exciting updates!

### 6.102.0 — 2026-08-14

Updates from Uphold

Uphold is the place to trade between cryptocurrencies and other assets.

Our recent updates include:

- Improved Markets to better surface top gainers and popular assets
- Minor fixes and performance improvements

For support, visit: https://support.uphold.com

Thank you for choosing Uphold — stay tuned for more exciting updates!

### 6.101.1 — 2026-08-08

Updates from Uphold

Uphold is the place to trade between cryptocurrencies and other assets.

Our recent updates include:

- Minor fixes and performance improvements

For support, visit: https://support.uphold.com

Thank you for choosing Uphold — stay tuned for more exciting updates!

### 6.100.1 — 2026-07-31

Updates from Uphold

Uphold is the place to trade between cryptocurrencies and other assets.

Our recent updates include:

- Minor fixes and performance improvements

For support, visit: https://support.uphold.com

Thank you for choosing Uphold — stay tuned for more exciting updates!

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## More apps by Uphold HQ Inc.

- [easyBitcoin](https://appshunter.io/ios/app/easybitcoin/id6746941684)

All apps by Uphold HQ Inc.: https://appshunter.io/developer/1101145848

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*
