# Uplift - Buy Now, Pay Later — Shop interest free. Zero fees. > Buy now, pay later for travel with interest-free options and no fees. (iPhone/iPad app by Uplift Inc..) - Source: https://appshunter.io/ios/app/uplift-buy-now-pay-later/id1595621944 (this page in markdown: same URL + `.md`) - Developer: [Uplift Inc.](https://appshunter.io/developer/1438576508) - Category: Shopping, Finance - Price: Free - Rating: 4.74/5 from 3,689 App Store ratings · 120 written reviews indexed - Age rating: 17+ - Requires: iOS 16.0 · 91 MB - Languages: English - Released: 2022-11-15 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/uplift-buy-now-pay-later/id1595621944/reviews.md ## What is Uplift? Buy Now, Pay Later with the world's most popular travel brands. Shop now and pay over time with low, monthly installments. Uplift gives you a better way to pay for the things that matter most*! Here’s how it works: Already an Uplift customer? Great! Download and easily start managing all your thoughtful purchases and account information directly within the app today. Not an Uplift customer? No problem! Simply download and explore plenty of travel inspiration for your next adventure with tons of the worlds favorite travel brands. When you’re ready to book with one of our travel partners, simply select “Pay with Uplift” at checkout. We’ll help you split the total amount into bite-sized monthly payments. You can choose the plan that works best for your budget. You’re probably thinking that there must be a catch. Well, there isn’t! There are no fees or mystery charges. Simply follow your surprise-free monthly payment plan to pay off your purchases over time. What makes Uplift great? Let us count the ways: EASY UPLIFT ACCOUNT MANAGEMENT You can easily manage your Uplift loans, monthly payments, and account information directly in the My Uplift tab within the Uplift App. Update your payment information, AutoPay status, and more right from your mobile device. SIMPLE, SURPRISE-FREE PAYMENTS No fees. Ever. No prepayment penalties. No confusing math. Best of all, you don’t have to mastermind a pay-off strategy. Upfront, you’ll know exactly how much to pay and when, so you can pay off your tab easily. INTEREST-FREE OPTIONS AVAILABLE* Uplift gives you interest-free payment options when you shop with our travel partners. That gives you more time to make your money work for you and more freedom to enjoy your travel plans—without undue strain to your finances. Know that not all plans are interest-free and some plans include interest. Take the stress out of traveling and shopping, all in one place! Make doing the things you love a reality while using a smarter way to shop and pay. Problems with downloading or installing the app? See www.uplift.com/app-faq Still need help? Reach out! support@uplift.com Terms of Service: https://www.uplift.com/terms/ *Interest-free terms are only available when checking out for certain merchants and well qualified applicants. 0% APR offers available for qualified applicants. Based on a purchase price of $200 you could pay a down payment of $50 today, followed by 3 monthly payments of $50 at $0% APR. Minimum purchase may be required. Down payment may be required. Actual terms are based on your credit score and other factors and may vary. APRs range from 0% to 36%. Not everyone is eligible. Loans made through Uplift are offered by these lending partners: uplift.com/lenders. Terms of Use: www.uplift.com/terms Privacy Policy: www.uplift.com/privacy ## Key features - Buy Now, Pay Later for travel - Monthly installment payments - Interest-free options available - No fees or hidden charges - Easy account management - Travel inspiration ## What do users think of Uplift? Overall sentiment: negative **Pros** - ✨ Convenient payment plans - 💳 Flexible financing options - 🛒 Wide variety of merchants - ⏱️ Easy to use app - 🤝 Helpful customer service **Cons** - 🚫 Inability to verify user information - ❌ Declined purchases without explanation - ⚠️ Unreliable app functionality - 🕰️ Poor customer support response times - 🔒 Security concerns with virtual cards **Commonly reported bugs** - App crashes and freezes - Purchase power disappears without notice - Virtual card issues and inconsistencies - Incorrect state options in app - Login and sign-up problems **Most requested features** - Improve identity verification process - Provide more transparency on purchase power decisions - Enhance app stability and reliability - Offer 24/7 customer support - Integrate virtual card functionality seamlessly ## Recent user reviews (10 of 120) All indexed reviews: https://appshunter.io/ios/app/uplift-buy-now-pay-later/id1595621944/reviews.md ### 1/5 — Waste of time *2025-11-13, version 2.3.5* I can’t even get anywhere to set up an account. Tried to set up an account on Uplift, made me download a banking app to start the set up process. I could never a 6 digit code to start that process. Kinda seems like it’s one company fishing for information. Thankfully neither asked for personal information which I would never give out. Stay away and don’t waste your time. ### 1/5 — Do not use!!! *2025-09-11, version 2.3.3* Do not use this app it doesn’t actually work and when you go to make an account it doesn’t allow you to. Then it also doesn’t give you the options to pay with the flex. Then when contacting support it my issue never got resolved. ### 5/5 — Great Application *2025-09-10, version 2.3.3* I used it to pay for my cruise and flight. Everything was smooth. I just got back from my cruise. Thank you! ### 1/5 — Garbage *2025-08-07, version 2.3.3* Nothing ever gets processed everyone of my transaction for gas just say processing. Nothing but a scam is all this app is. ### 1/5 — Cannot sign into account *2025-07-23, version 2.3.3* Every time I want to sign into my account I have to call customer service. I won’t use again. ### 1/5 — Rude customer service *2025-06-24, version 2.3.3* I applied using Uplift for a hotel reservation for eight days due to a medical reason. They denied me and told me if I wanted the reason to email in so I did, and when they email me back, they still didn’t give me a reason. I told them I was frustrated and they emailed me again and said they had no guarantee that anybody would be approved. By law, don’t they have to give you a reason for denial? ### 1/5 — Run Credit report even when they advertise that they don’t. *2025-04-13, version 2.3.3* Run credit report after clearly stated they don’t. ### 2/5 — Log In Error *2025-04-11, version 2.3.3* Can’t log in. Won’t accept verification code ### 5/5 — Love it!!! *2025-03-16, version 2.3.3* Easy process, great payment plans and options! Thank you ### 1/5 — Do Not Use *2025-02-17* I’m currently in the process of using Uplift, Flexpay whatever they’re called, to pay off an airline ticket. I do not like having anything auto withdrawn from my account, I prefer to sit down and pay all of my bills manually. When you set up a payment plan with them, it automatically puts you on auto pay and you cannot change it unless you contact customer support who is NOT 24 hours. I think it’s a little weird that they don’t let you have full control of your own account. I will not be using Uplift to make a purchase ever again. ## Frequently asked questions about Uplift ### What is Uplift? Uplift is a service that allows you to pay for travel purchases over time with low, monthly installments. It offers a flexible way to finance your trips without the stress of immediate full payment. You can explore travel inspiration and manage your purchases directly within the app. ### How does Uplift work? When booking with a travel partner, select 'Pay with Uplift' at checkout. You can then split the total cost into bite-sized monthly payments, choosing a plan that fits your budget. There are no fees or mystery charges, and you'll know your payment schedule upfront. ### Are there any fees or interest with Uplift? Uplift offers interest-free payment options for certain merchants and qualified applicants. There are no fees, including prepayment penalties. While some plans may include interest, you will always know the exact terms upfront. APRs can range from 0% to 36%. ### Who is Uplift for? This app is designed for travelers who want to finance their trips with flexible payment plans. It's ideal for those who prefer to pay in monthly installments rather than a lump sum, especially when booking with participating travel brands. ### Can I manage my Uplift account in the app? Yes, if you are already an Uplift customer, you can download the app to easily manage your loans, monthly payments, and account information. You can update payment details and AutoPay status directly from your mobile device. ## Version history (last 5 releases) ### 2.3.6 — 2025-12-18 Uplift became Flex Pay. Please, download the Upgrade app. ### 2.3.5 — 2025-10-09 Minor bug fixes and updates. ### 2.3.4 — 2025-10-06 Minor bug fixes and updates. ### 2.3.3 — 2025-03-13 Minor bug fixes and updates. ### 2.3.2 — 2024-10-10 Minor bug fixes and updates. ## Apps similar to Uplift | App | Rating | Price | Category | | --- | --- | --- | --- | | [Afterpay: Pay over time](https://appshunter.io/ios/app/afterpay-pay-over-time/id1401019110) | 3.1 (384) | Free | Shopping | | [Zip - Buy Now, Pay Later](https://appshunter.io/ios/app/zip-buy-now-pay-later/id1425045070) | 4.9 (819,615) | Free | Shopping | | [Sezzle: Buy Now, Pay Later](https://appshunter.io/ios/app/sezzle-buy-now-pay-later/id1434922495) | 4.9 (287,722) | Free | Shopping | | [Affirm: Buy now, pay over time](https://appshunter.io/ios/app/affirm-buy-now-pay-over-time/id967040652) | 4.9 (1,713,963) | Free | Shopping | | [Four \| Buy Now, Pay Later](https://appshunter.io/ios/app/four-buy-now-pay-later/id1527063669) | 4.8 (107,662) | Free | Shopping | | [Amazon Shopping](https://appshunter.io/ios/app/amazon-shopping/id297606951) | 4.8 (8,376,447) | Free | Shopping | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*