# Upper Peninsula State Bank > Mobile banking app for managing accounts, transfers, bill pay, and deposits. (iPhone/iPad app by Upper Peninsula State Bank.) - Source: https://appshunter.io/ios/app/upper-peninsula-state-bank/id583966329 (this page in markdown: same URL + `.md`) - Developer: [Upper Peninsula State Bank](https://appshunter.io/developer/583966332) - Category: Finance, Business - Price: Free - Rating: 4.50/5 from 122 App Store ratings · 52 written reviews indexed - Age rating: 4+ - Requires: iOS 16.0 · 36 MB - Languages: American English, Brazilian Portuguese, Chinese (Simplified, China), Mexican Spanish, Chinese (Traditional, Hong Kong SAR China) - Released: 2012-12-14 - Data updated: 2026-09-05 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/upper-peninsula-state-bank/id583966329/reviews.md ## What is Upper Peninsula State Bank? Enjoy the convenience of banking on the go with Upper Peninsula State Bank’s Mobile Banking App. It’s secure, free* and accessible from any mobile device. With this Mobile Banking App you can: • View account balances • See transaction history and view check images • Transfer funds between accounts • Make deposits • Pay bills using “My Bill Pay” • Locate our branches and ATMs • Contact us at the touch of a button You must be a user of Upper Peninsula State Bank’s Online Banking Service to use this app. Users will need to activate mobile access within their online profile by logging into Internet Banking and going to Mobile Preferences. *Connectivity and usage rates may apply. Contact your wireless service provider for more details. Not an Upper Peninsula State Bank customer yet? Check us out online at http://www.upstatebank.net and see why – “You’re going to like it here!” Contact us toll free at 1-888-865-2265 or locally at (906) 789-7000 if you have questions. ## Key features - View account balances - Transaction history and check images - Fund transfers - Mobile check deposit - Bill payment - Branch and ATM locator - Contact support ## What do users think of Upper Peninsula State Bank? Overall sentiment: mixed **Pros** - 👍 Easy to use and functional - 🚀 Works great and awesome - 👍 Very convenient and user-friendly - 👍 Remote banking made easy - 👍 Love the app - 👍 Good for basic banking needs - 👍 Works well on multiple devices - 👍 Straightforward and effective - 👍 Secure for online banking **Cons** - 🐛 Balance changes daily and unpredictably - 🐛 Transfers are clunky - 🐛 Mobile deposits are a pain - 🐛 Frequent password resets needed - 🐛 Lacks advanced features - 🐛 Bill pay external site issues on new devices - 🐛 App doesn't update on weekends - 🐛 Needs higher deposit limits - 🐛 Incompatible with Cash App **Commonly reported bugs** - Balance changes from day to day - Frequent need to call to reset password - Transfers are clunky - Mobile deposits are a pain compared to other banks - Bill payment external site does not work on a brand new iPad Pro - App doesn't update on the weekends - Needs to send SMS message every time to sign in - Mobile deposits statement on one line doesn't process **Most requested features** - Show current balance instead of a rolling 60-day calculation - Update software to show current balance - Allow transfer of funds and more with bill pay and transfers - One login for multiple business and personal accounts - Deposit checks in all accounts from the same screen without a separate app/login - Transfer money via Zelle - Connect remote accounts in other banks for transfers - Transfer money from personal to business accounts - Be compatible with Cash App - Higher deposit limits - Option to set paperless preferences ## Recent user reviews (10 of 52) All indexed reviews: https://appshunter.io/ios/app/upper-peninsula-state-bank/id583966329/reviews.md ### 5/5 — Love the app *2025-11-23, version 8.0.250800* Work awesome ### 5/5 — Works great *2025-10-29, version 8.0.250800* This app makes remote banking very easy to perform. I would highly recommend this app, I use it on 2 different apple devices; iPad & iPhone, and they both work without any issues. ### 5/5 — Checking account results *2025-10-20, version 8.0.250800* Very functional indeed, we enjoy all the options. ### 2/5 — Balance can change daily *2025-09-03, version 8.0.250800* The app is easy to access, the big complaint I have is that it changes from day to day. It looks like it just takes the last 60 days, and adds/subtracts the transactions in that time period. I’ve gone into the bank and showed the screenshots and print outs that I made . This makes it hard to plan if say, one partner makes a purchase and forgets to tell the other about it so we can put it in the register. The biggest value of online banking is being able to reconcile the checkbook, but when the balance changes it makes it hard, and we’ve overdrawn a few times because the balance is hundreds different from one day to the next. Two days ago there was a positive balance of $700+. Today my husband is taking an advance because we show -$300. Please update the software to show current balance instead of whatever it is you’ve got now. ### 5/5 — On line banking *2025-08-31, version 8.0.250800* Best thing since sliced bread! ### 5/5 — Good app *2025-05-03, version 8.0.51000* Works great!!!! ### 5/5 — Easy to use *2025-04-20, version 8.0.51000* Love the app ### 5/5 — Love the app *2025-04-02, version 8.0.51000* Work awesome ### 5/5 — Betz *2025-03-21, version 8.0.51000* I've been using the app since it first came out, compared to other banking apps utilize it works nicely for my needs. ### 3/5 — Meh *2025-03-14, version 8.0.51000* You can do basic things, but I frequently have to call to reset PW. Transfers are clunky. Can easily transfer to/from HELOC. Mobile deposits are a pain compared to other banks. ## Frequently asked questions about Upper Peninsula State Bank ### What can I do with the Upper Peninsula State Bank Mobile Banking App? The app allows you to view account balances, see transaction history and check images, transfer funds between accounts, make mobile deposits, pay bills using 'My Bill Pay', locate branches and ATMs, and contact the bank. ### Is the Upper Peninsula State Bank Mobile Banking App free to use? Yes, the app is free to download and use. However, connectivity and usage rates from your wireless service provider may apply. Contact your provider for more details. ### Who can use the Upper Peninsula State Bank Mobile Banking App? You must be an existing user of Upper Peninsula State Bank’s Online Banking Service to use this app. You will need to activate mobile access within your online profile by logging into Internet Banking and going to Mobile Preferences. ### How do I get started with the mobile banking app? First, ensure you are a user of Upper Peninsula State Bank’s Online Banking Service. Then, log into your Internet Banking profile, navigate to Mobile Preferences, and activate mobile access. After that, you can download and use the mobile app. ### What if I'm not a customer yet? If you are not yet a customer, you can visit http://www.upstatebank.net to learn more about Upper Peninsula State Bank. You can also contact them toll-free at 1-888-865-2265 or locally at (906) 789-7000 if you have questions. ## Version history (last 5 releases) ### 8.0.250800 — 2025-08-14 Feature enhancements and bug fixes ### 8.0.51000 — 2025-02-15 Feature enhancements and bug fixes ### 8.0.5904 — 2024-05-13 Feature enhancements and bug fixes ### 8.0.5808 — 2023-08-29 Enhancements and minor bug fixes ### 8.0.5724 — 2022-10-03 Enhancements and minor bug fixes ## Apps similar to Upper Peninsula State Bank | App | Rating | Price | Category | | --- | --- | --- | --- | | [U.P. 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User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-05.*