# Upstate Federal Credit Union > Mobile banking app for secure account access, bill payment, and fund transfers. (iPhone/iPad app by Upstate Federal Credit Union.) - Source: https://appshunter.io/ios/app/upstate-federal-credit-union/id1128895282 (this page in markdown: same URL + `.md`) - Developer: [Upstate Federal Credit Union](https://appshunter.io/developer/1128895281) - Category: Finance - Price: Free - Rating: 4.70/5 from 68 App Store ratings · 14 written reviews indexed - Age rating: 4+ - Requires: iOS 16.0 · 236 MB - Languages: American English - Released: 2016-07-07 - Data updated: 2026-08-12 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/upstate-federal-credit-union/id1128895282/reviews.md ## What is Upstate Federal Credit Union? The UFCU Mobile App offers secure, convenient access to your accounts right from your phone. Whether you're checking balances, paying bills, depositing checks, or transferring funds, managing your money has never been easier. Download the UFCU app today, and bank local, even when you're on the go. ## Key features - Secure account access - Check balances - Bill payment - Mobile check deposit - Fund transfers ## Recent user reviews (10 of 14) All indexed reviews: https://appshunter.io/ios/app/upstate-federal-credit-union/id1128895282/reviews.md ### 1/5 — Zelle is Gone?? *2026-03-08* My Zelle usually is there but I guess since the update yall got rid of it?? ### 5/5 — Best CU Ever!!! *2026-02-19* Excellent member service ### 1/5 — Broke a perfectly good app *2026-02-15* Nothing works on this new app. ### 5/5 — Like to bank at Upstate Federal Credit Union *2026-02-04* Like to bank at upstate Federal Credit Union ### 1/5 — They said they’re updating but taking too long *2026-02-03* App went down for upgrades and was supposed to be back up February 3. Welp it didn’t come up. Pretty sad that you can’t get access to your money or pay bills. What a shame. You’d think with today’s technology it would take less than 4 days to upgrade a system. Contacted them and no ETA of when it’ll be working. I’ll be looking to bank elsewhere. ### 4/5 — Theft Protection *2025-09-05* Thank you? Went on vacation cruise. Told my primary bank tellers in advance before leaving. Had to pay for outrageous ATM fees because card would not work any other way. ### 5/5 — Chase and Staff *2025-08-07* Best Bank there is. Chase and staff go above to help with any problems we have had. Always helping with our loans and questions we have. Would not want to bank anywhere else. Randy Woodson. ### 2/5 — unfortunately what you’d expect of a small local bank *2024-08-23* Horrible app. UI is atrocious, it’s down half the time but will throw the same message that it would with a wrong password. You’re a banking institution, splurge on decent and functioning app design ### 4/5 — Ummm the app never works *2024-07-06* Trying to transfer money from one, say a savings to checking can’t do that, say your just trying to get into the app to see your paycheck, can’t do that, the app is always broken and bugs it’s a terrible experience for anyone that is having the same issues. ### 2/5 — Deposits checks *2024-01-16* I have kept trying to deposit my check since last week with no luck, I have been baking with ufcu since years and recently move to another state, I can’t do the drive to be able to deposit check, I have try and try and yet no luck to deposit on the app ## Frequently asked questions about Upstate Federal Credit Union ### Is Upstate Federal Credit Union app secure? Yes, the UFCU Mobile App offers secure access to your accounts. It is designed with security features to protect your financial information while you bank on the go. ### What devices does the Upstate Federal Credit Union app support? The UFCU Mobile App is available for iPhone, iPad, and iPod. It is designed to provide a seamless banking experience across these Apple devices. ### How often is the Upstate Federal Credit Union app updated? The app was last updated on March 16, 2026, indicating regular maintenance and updates. Users can expect ongoing improvements and security patches. ### What is the age rating for the Upstate Federal Credit Union app? The UFCU Mobile App has an age rating of 4+. This means it is suitable for users of all ages, with no age restrictions for downloading or using its core features. ### Can I deposit checks using the Upstate Federal Credit Union app? Yes, the UFCU Mobile App allows you to deposit checks directly from your phone. This feature provides a convenient way to manage your deposits without visiting a branch. ### What are the main banking functions available on the Upstate Federal Credit Union app? The app allows you to check account balances, pay bills, deposit checks, and transfer funds. These core functions provide comprehensive mobile banking capabilities. ### Does the Upstate Federal Credit Union app have ads? Yes, the app is listed as having ads. While the app is free to download and use, users may encounter advertisements within the application. ## Version history (last 5 releases) ### 4022.0.0 — 2026-08-10 Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience. ### 4021.1.3 — 2026-06-09 Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience. ### 4021.0.2 — 2026-05-04 Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience. ### 4020.2.0 — 2026-04-07 Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience. ### 4020.1.1 — 2026-03-16 Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience. ## Apps similar to Upstate Federal Credit Union | App | Rating | Price | Category | | --- | --- | --- | --- | | [MySCU Mobile](https://appshunter.io/ios/app/myscu-mobile/id890559859) | 4.9 (7,579) | Free | Finance | | [Dogwood Branch](https://appshunter.io/ios/app/dogwood-branch/id1490474333) | 4.8 (1,334) | Free | Finance | | [The Commercial Bank SC](https://appshunter.io/ios/app/the-commercial-bank-sc/id1611610884) | 4.6 (139) | Free | Finance | | [Spero Financial \| Mobile](https://appshunter.io/ios/app/spero-financial-mobile/id672367072) | 4.8 (937) | Free | Finance | | [U.P. 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