# Upward: Save More Money — Tax Clarity for Freelancers > Freelancer tax estimation and deduction maximization tool. (iPhone/iPad app by Upward LLC.) - Source: https://appshunter.io/ios/app/upward-save-more-money/id1494340479 (this page in markdown: same URL + `.md`) - Developer: [Upward LLC](https://appshunter.io/developer/1494340478) - Category: Finance, Business - Price: Free with in-app purchases - Rating: 4.65/5 from 20 App Store ratings · 8 written reviews indexed - Age rating: 4+ - Requires: iOS 14.0 · 50 MB - Languages: English - Released: 2020-01-31 - Data updated: 2026-06-10 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/upward-save-more-money/id1494340479/reviews.md ## What is Upward? TAX CLARITY FOR MULTI-EARNERS * Save more income from freelancing, jobs, and investments * Get federal, state and local tax estimates and account for tax payments you've already made, including any paycheck withholdings TRACK YOUR TAXED INCOME * Get accurate tax estimates by including all types of income * Add income from self-employment, jobs, and investment income including interest, dividends, and capital gains/losses (including crypto) MAXIMIZE YOUR TAX DEDUCTIONS * Uncover write offs and save with a deductible retirement account * Apply special tax breaks for freelancers including Home Office and SEP IRA contributions * Upward automatically calculates the Self-Employment Tax and Qualified Business Income deductions, which are based on your self-employment income KNOW YOUR TAXES OWED * Understand when and how much to pay in federal and state (including local) taxes * We help you pay on time to avoid costly late payment penalties and ensure you don't give the government an interest-free loan CONNECT BANKS AND CREDIT CARDS * Ensure no transactions are missed and let us do the work * We'll import and categorize your transactions and predict which ones are tax-related (income, deductions, or tax payments you've made) SEARCH AND MARK TRANSACTIONS IN BULK * Organize your imported transactions in a flash * Mark transactions as income, deductions, tax payments or personal and see your tax estimates update in real-time FILTER TRANSACTIONS WITH EASE * Create custom list views that give every perspective possible * Filter by category, marked/unmarked status, and predicted tax relevance SET RULES AND GO ON AUTO-PILOT * We'll automatically mark incoming transactions for you * See your income, deductions and tax estimates updated when you return SET A SEP IRA GOAL AND SAVE MONEY * Decrease your tax bill while investing tax-free for retirement * See exactly how much you can save by deducting up to $66,000 in 2023 through a SEP IRA contribution BE MORE ACCURATE WITH TAX PLANNING * Know exactly how much to pay in as your results are updated * See if you've underpaid or overpaid at any point throughout the year We're a small, rapidly moving team and are always looking to improve our product for you. We're here to help and would love to receive your feedback, questions, or problems: support@upwardearner.com ## Key features - Tax estimates for multi-earners - Track self-employment, job, and investment income - Maximize tax deductions - SEP IRA contribution planning - Connect bank and credit card accounts - Automatic transaction categorization - Real-time tax payment reminders ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | All Access (Annual) | $99.99 | per year | | All Access (Monthly) | $9.99 | per month | ## Recent user reviews (8 of 8) All indexed reviews: https://appshunter.io/ios/app/upward-save-more-money/id1494340479/reviews.md ### 1/5 — Glitchy *2024-01-09* It’d be a great app if it didn’t keep crashing. ### 5/5 — Great app for freelancers *2021-06-24, version 1.3.1* Very well polished and thoughtful app for freelancers looking to organize their finances. Nice app! ### 3/5 — Free version is useless *2021-04-28, version 1.3.1* Love the app but using the free version is useless. Even if I’m okay manually entering everything, there is no way to export a report that shows anything. **Developer response:** Hi Km5! Thanks for your feedback. We're glad you love the app and understand you'd like access to your reports. You can always subscribe for a 7-day free All Access trial to generate your reports and cancel before the trial ends if the all access plan doesn't fit your needs. Feel free to reach out to us through the Settings / Send Feedback section of the app and we'll be happy to help you directly. ### 5/5 — Customer service is prompt *2021-03-03, version 1.3.1* There was an issue with the app charging me before the trial period was over as well as some technical issues. I was obviously upset. The owner emailed back right away to rectify the situation which I really appreciated. I’m not sure if the app will work for my purposes but I can definitely say the app developers are proactive and care about user experience. ### 5/5 — Amazing! *2020-12-14, version 1.2.3* I can’t believe how much time I will save with this app.. THANK YOU! I would give 10 stars if I could. ### 5/5 — Makes my life easier! *2020-10-13, version 1.2.3* Doing my taxes as a freelancer used to take ages, and cause me a lot of stress. Upward is easy to use, and gives me confidence that I’m not making a mistake. ### 5/5 — Invaluable for quarterly tax prep *2020-02-03, version 1.0* My accounting used to be a mess as a contractor (spreadsheet hell). This is a life saver with quarterly estimates and deduction tracking. Subscription well worth it!! ### 5/5 — Answers “what do I owe in taxes?” *2020-01-31, version 1.0* As a freelancer, it had been such a pain to figure out what I owed the government in taxes. Upward made that problem go away. It lets me categorize transactions as deductible expenses, see how much I can save through self-employment IRAs, combine all my account balances into a summary view, and set up rules to auto categorize my personal and business transactions accordingly. ## Frequently asked questions about Upward ### What is Upward? Upward is a finance app designed to help freelancers and multi-earners track their income, maximize tax deductions, and estimate their tax liabilities. It aims to provide tax clarity and help users avoid late payment penalties. ### How does Upward help with taxes? Upward calculates federal, state, and local tax estimates by accounting for all income types, including self-employment, jobs, and investments. It also identifies potential tax deductions and special tax breaks for freelancers. ### Can Upward connect to my bank accounts? Yes, Upward allows you to connect your bank and credit card accounts. It imports and categorizes your transactions, predicting which ones are tax-related for easier management. ### What are the subscription plans for Upward? Upward offers 'All Access' subscriptions, available monthly for $9.99 or annually for $99.99. Both plans include a 7-day free trial. ### Is Upward suitable for tracking cryptocurrency taxes? Yes, Upward can track investment income, including capital gains and losses from cryptocurrency, to help you get accurate tax estimates. ### How does Upward help with SEP IRA contributions? Upward allows you to set a SEP IRA goal and can calculate how much you can save by deducting contributions, potentially up to $66,000 in 2023, while investing tax-free for retirement. ### What devices does Upward support? Upward is available on iPhone, iPad, and iPod. It is rated for ages 4 and up. ### How often is Upward updated? The latest version of Upward, 2.1.1, was released on May 8, 2023. The developer, Upward LLC, is a small, rapidly moving team that frequently improves the product. ## Version history (last 3 releases) ### 2.1.1 — 2023-05-08 * Minor bug fixes ### 2.1.0 — 2023-03-30 What's new: * Entirely new design – a cleaner, more pleasant interface geared towards freelancers with multiple forms of income * Graphical interfaces that communicate your savings, income, deductions and taxes * State and local tax estimates * Tracking of taxes withheld (already paid) from paychecks (for freelancers who also have day jobs) * Bulk edit transactions – search and mark multiple transactions as write offs in a few taps * Track multiple types of income: self-employment, salaried wages, and investments (interest, dividends, and capital gains including crypto) * Simplified categorization of transactions – ones you import by connecting banks and credit cards or enter manually * Improved search and filtering of transactions * Detailed breakdowns of taxes owed on the federal, state and local level (see where your hard earned tax dollars are going) * Graphical progress of taxes paid, what you still owe, and when to pay * Brief, informative articles on common tax subjects – we exclude as much jargon as possible to keep it light * Sign in with Apple to more easily access your account * FaceID and Passcode to keep data on your device secure ### 1.3.1 — 2021-01-11 Feature enhancements ## Apps similar to Upward | App | Rating | Price | Category | | --- | --- | --- | --- | | [Income Tracks](https://appshunter.io/ios/app/income-tracks/id356842375) | 4.5 (8) | $4.99 | Finance | | [Upward: Gig Business App](https://appshunter.io/ios/app/upward-gig-business-app/id1597147355) | 5.0 (8) | Free | Finance | | [Ruby Money- Taxes, handled](https://appshunter.io/ios/app/ruby-money-taxes-handled/id1583645751) | 4.9 (71) | Free | Finance | | [Taxfyle: Income Tax Calculator](https://appshunter.io/ios/app/taxfyle-income-tax-calculator/id1530086893) | 4.5 (98) | Free | Finance | | [tap mortgage and loan](https://appshunter.io/ios/app/tap-mortgage-and-loan/id1384739011) | 4.9 (17) | Free | Finance | | [Benji: Self-Employed Taxes](https://appshunter.io/ios/app/benji-self-employed-taxes/id1584984281) | — | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*