# Upwardli — Build your credit score fast > Build credit and get approved for financial products as a newcomer. (iPhone/iPad app by Upward Financial Inc..) - Source: https://appshunter.io/ios/app/upwardli/id1586372881 (this page in markdown: same URL + `.md`) - Developer: [Upward Financial Inc.](https://appshunter.io/developer/1586372883) - Category: Finance - Price: Free - Rating: 2.79/5 from 14 App Store ratings · 8 written reviews indexed - Age rating: 4+ - Requires: iOS 13.0 · 18 MB - Languages: English - Released: 2021-11-24 - Data updated: 2026-06-05 - Monetization: ad-supported - User reviews in markdown: https://appshunter.io/ios/app/upwardli/id1586372881/reviews.md ## What is Upwardli? Upwardli is your passport to financial progress Financial services intimidate, confuse and exclude newcomers. We think that’s unfair. We built Upwardli to make it easy for you build your credit and get approved for the best credit cards and other financial accounts for your unique journey. - Worried about getting rejected? We use technology to find the best services for you and then get you instantly pre-approved. - Want to build your credit fast? We give you a personalized credit action plan that shows you exactly what steps to take to grow your credit score quickly and safely. - Want to get a better deal? We teach you how to get the best offers by showing you your options and explaining key terms in plain language, not fine print. Unlike other solutions, we are built for your unique journey as immigrant, international student, visa-holder or newcomer to U.S. financial services. No more worries! A better financial life is now in reach. --- Testimonials: Aris P., Recruiter (from Philippines, now in Texas): "It isn't easy to set up financial services here. Everything I read online is vague. Upwardii helped me by recommending the best Bank, Credit Card and Money Transfer that apply to me. Salamat Upwardli! You bring hope to immigrants like me!" Srivats S., Tech Marketer (from India, now in Seattle) "Finding the best bank accounts for my needs was high-stress when I was new to the US. What I didn’t know back then has cost me! I wish I’d had recommendations I could trust to find the best option for me. Upwardli solves this!" ## Key features - Personalized credit action plans - Instant pre-approvals for financial services - Guidance on best credit card and bank options - Explanation of key financial terms - Tailored for immigrants and visa holders ## Recent user reviews (8 of 8) All indexed reviews: https://appshunter.io/ios/app/upwardli/id1586372881/reviews.md ### 1/5 — Blank *2025-03-08, version 1.1.20230414* When I sign in to the app all I get is a blank screen nothing else just a blank white screen ### 1/5 — App *2023-09-08* The app is not working properly ### 1/5 — Unfortunately in real life it is a useless product. *2023-05-18, version 1.1.20230414* The idea is good, but unfortunately in real life it is a useless product. For example. This product allows you to track in the credit bureaus your credit history if you have an ITIN but no SSN. But when you try to verify with an ITIN they ask you for additional documents, here is a list: Using an ITIN requires two steps. First, provide one of the following: Permanent Labor Certification w/ USCIS application or authorization Employment Authorization Document (EAD) U.S. Work or Student VISA I-765 Form And here is the main difficulty. What if I don't have any of these documents? At the same time I have ITIN and credit cards. And I know a lot of people who are in a similar situation. So, as I wrote, the idea is good, but in real life does not work. ### 1/5 — App not working *2023-04-09, version 1.1.20220622* App made my credit go down. I thought I was gone be able to make it go back up once I start using the app to build my credit but everything I click on doesn’t work. It’s a useless app. You cannot click on anything!!!! ### 1/5 — App doesn’t do anything *2023-03-18, version 1.1.20220622* Waist of my information usage 👎🏾👎🏾👎🏾 ### 1/5 — No features. No services *2022-12-28, version 1.1.20220622* App seems pointless no features. Idk if the app is being built or somebody just stop while making it. Seems pointless ### 1/5 — Broken *2022-05-05, version 1.1.20220105* Possibly a dead app. All login options are broken ### 5/5 — Full Send *2022-01-10, version 1.1.20220105* I would strongly recommend this app. New and multiple tools that help either build or rebuild your credit (& educate you along the way). The owners are super genuine people that are invested in their product, which honestly goes further than almost anything else a company could do. ## Frequently asked questions about Upwardli ### What is Upwardli? Upwardli is a finance app designed to help newcomers to U.S. financial services build their credit score and get approved for financial products like credit cards and bank accounts. ### Who is Upwardli for? Upwardli is specifically built for immigrants, international students, visa holders, and other newcomers to the U.S. financial system. ### How does Upwardli help build credit? Upwardli provides a personalized credit action plan that outlines the specific steps users need to take to quickly and safely grow their credit score. ### Can Upwardli help me get approved for credit cards? Yes, Upwardli uses technology to find the best financial services for your unique journey and helps you get instantly pre-approved for them. ### Does Upwardli have ads? Yes, Upwardli contains advertisements to support its services. ### What devices does Upwardli support? Upwardli is available on iPhone, iPad, and iPod devices. ### How often is Upwardli updated? The latest version of Upwardli is 1.1.20230414, and it was last updated on April 24, 2023. ### What is the user rating for Upwardli? Upwardli has a rating of 2.8 stars from 14 ratings. ## Version history (last 4 releases) ### 1.1.20230414 — 2023-04-24 misc. bug fixes and stability enhancements ### 1.1.20220622 — 2022-06-23 Credit Insights! Get a free credit monthly credit report and view the factors that contribute to your overall score. ### 1.1.20220105 — 2022-01-06 New Year, New Features! In this release, we: - Enhanced our financial service categories - Made our personalized credit action plan more robust - Fixed bugs that were impacting the user experience ### 1.0 — 2021-11-24 No release notes. ## Apps similar to Upwardli | App | Rating | Price | Category | | --- | --- | --- | --- | | [Intuit Credit Karma](https://appshunter.io/ios/app/intuit-credit-karma/id519817714) | 4.8 (7,633,813) | Free | Finance | | [Experian®](https://appshunter.io/ios/app/experian/id1087101090) | 4.8 (2,650,751) | Free | Finance | | [Possible: Fast Cash & Credit](https://appshunter.io/ios/app/possible-fast-cash-and-credit/id1380384597) | 4.8 (130,346) | Free | Finance | | [Cleo AI: Cash Advance & Budget](https://appshunter.io/ios/app/cleo-ai-cash-advance-and-budget/id1447274646) | 4.7 (233,175) | Free | Finance | | [Kikoff – Build Credit Quickly](https://appshunter.io/ios/app/kikoff-build-credit-quickly/id1525159784) | 4.9 (247,679) | Free | Finance | | [Mine (formerly Fizz): MoneyGPT](https://appshunter.io/ios/app/mine-formerly-fizz-moneygpt/id1629069157) | 4.8 (12,186) | Free | Finance | ## Related topics [upwardli](https://appshunter.io/ios/topics/upwardli) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-05.*