# U.S. Bank Mobile Banking — Personal Finance and Invest > Comprehensive mobile banking, personal finance, and investment management app. (iPhone/iPad app by U.S. Bancorp.) - Source: https://appshunter.io/ios/app/us-bank-mobile-banking/id458734623 (this page in markdown: same URL + `.md`) - Developer: [U.S. Bancorp](https://appshunter.io/developer/458734630) - Category: Finance, Business - Price: Free - Rating: 4.80/5 from 2,106,744 App Store ratings · 9,570 written reviews indexed - Age rating: 4+ - Requires: iOS 16.0 · 298 MB - Languages: American English, European Spanish - Released: 2011-09-30 - Data updated: 2026-09-01 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/us-bank-mobile-banking/id458734623/reviews.md ## What is U.S. Bank Mobile Banking? The award-winning (1) U.S. Bank Mobile App lets you manage your accounts, monitor cash flow, send money and much more, all in one app. Security at your fingertips • Log in with your credentials or enroll in digital services. • Be alerted to duplicate charges, suspicious activity, and low balances. Manage accounts and cards • View accounts & balances in one spot: checking, savings, credit cards, loans, and more. • Securely access credit scores. • Set travel notifications, lock & unlock cards, and more. • Add cards to mobile wallet. • Select your language preference to English or Spanish. Manage and move money easily • Send & request money with friends and family using Zelle®(2.) • Quickly deposit checks, now with increased limits. • Pay & manage bills in one spot. • Make transfers between U.S. Bank accounts. • See how your cash flow is trending with a daily look comparing your income and spending. • Track your cash flow, monitor your credit score and more with plan and track. Get personalized insights • Review monthly spending in key categories, like Food & Dining. • Get recommendations from U.S. Bank Smart Assistant® on how to save and grow your money based on your spending history. Explore products • Apply for new accounts, credit cards, loans, small business accounts, & more. • Get help when you need it. • Explore the Help Center for answers to commonly asked questions. • View banking demos on Digital Explorer. • Schedule an appointment with a banker or get real-time support with Cobrowse. • Locate branches & ATMs near you. Manage your investments with U.S. Bancorp Advisors, an affiliate of U.S. Bank • View U.S. Bancorp Advisors account balances, holdings, gain/loss information, transaction history, and more. • Check the status of open orders. • Trade stocks, mutual funds and options. • Get stock quotes, company news and charts. • Keep up to date on market news and market movers. • Make transfers between U.S. Bank accounts & U.S. Bancorp Advisors accounts. 1. Industry benchmarking firm Keynova Group ranked U.S. Bank #1 for mobile app in its Q3 2021 Mobile Banker Scorecard. 2. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. To send or receive money with Zelle®, both parties must have an eligible checking or savings account. Terms and conditions apply 3. U.S. Bank and U.S. Bancorp Advisors is committed to protecting your privacy and security. Learn more by visiting U.S. Bank Consumer Privacy Pledge, the U.S. Bancorp Advisors Privacy Pledge, and the Online Privacy and Security Policy. The Digital Security Guarantee | Mobile and online security | U.S. Bank (usbank.com) protects customers from fraud loss. For more information about U.S. Bank Mobile Banking, please visit usbank.com/mobile or call us toll-free at 800-685-5035. Investment and insurance products and services including annuities are: ● Not a Deposit ● Not FDIC Insured ● May Lose Value ● Not Bank Guaranteed ● Not Insured by any Federal Government Agency For U.S. Bank: Equal Housing Lender. Credit products offered by U.S. Bank National Association and subject to normal credit approval. Deposit products are offered by U.S. Bank National Association. Member FDIC. U.S. Bank is not responsible for and does not guarantee the products, services, or performance of U.S. Bancorp Advisors. For U.S. Bancorp Advisors: Brokerage and investment advisory products and services offered by U.S. Bancorp Advisors LLC, member FINRA and SIPC, an investment adviser and a brokerage subsidiary of U.S. Bancorp and affiliate of U.S. Bank. Insurance services are offered by USBA Insurance Services, a dba of U.S. Bancorp Advisors LLC, having a California domicile and principal place of business at 800 N. Brand Blvd., 16th Floor, Glendale, CA 91203. CA Insurance License #6011694. Products may not be available in all states. US Bancorp 800 Nicollet Mall Minneapolis, MN-55402-7000 ## Key features - Manage accounts and cards - Send and request money with Zelle® - Deposit checks with increased limits - Pay and manage bills - Track cash flow and credit score - Apply for new accounts and loans - Manage investments ## Chart rankings - #34 in Top Free · Finance (US App Store) ## What do users think of U.S. Bank Mobile Banking? Overall sentiment: neutral **Pros** - 👍 Convenient mobile banking - 🚀 Easy to use app - 💳 Great bank overall - 🤝 Friendly and helpful customer service - 🏦 Seamless transition from previous bank - 🔒 Secure banking experience **Cons** - 🐛 Frequent app crashes and bugs - 🤔 Confusing app updates and changes - 💳 Issues with credit card rewards redemption - 🔍 Difficulty finding account information - 🕰️ Slow transaction processing and app response times - 🚫 Restricted money transfer options **Commonly reported bugs** - Mobile deposit issues leading to declined checks - Inconsistent app performance and login problems - Disappearing pending transactions - Inability to redeem credit card rewards through the app **Most requested features** - Improve mobile check deposit process - Add option to view all scheduled bill payments - Enhance Zelle integration and functionality - Provide better visibility into account balances and pending transactions - Improve app navigation and user interface ## Recent user reviews (10 of 9,570) All indexed reviews: https://appshunter.io/ios/app/us-bank-mobile-banking/id458734623/reviews.md ### 5/5 — Great! *2026-08-24, version 3.0.8295* Great app ### 5/5 — Works well for internal transfer of funds *2026-08-24, version 3.0.8295* Worked well today! ### 5/5 — App *2026-08-24, version 3.0.8295* Easy to use. ### 4/5 — Love this application *2026-08-24, version 3.0.8295* Outstanding application and staff to back it up like the whole system and people I spoke with easily understand and always go above and beyond my expectations. Thank you for your time today and everyone involved. ### 5/5 — Easy Breezy *2026-08-24, version 3.0.8295* So convenient ### 4/5 — Love it *2026-08-24, version 3.0.8295* Love everything about the US mobile app except when I deposit a check for anywhere from 2000 to 10,000 it wants to hold it for a week or two, even though I’ve got well more than enough in my account to cover it.. other than that love everything about it ### 5/5 — Easy to read and utilize *2026-08-24, version 3.0.8295* The U. S. Bank is is very easy to read and utilize for my every day needs! Thanks. ### 5/5 — Very easy to use *2026-08-24, version 3.0.8295* I have had US bank for 12 years now and used this app for at least 6 years. It’s neatly designed and user friendly, even with my mortgage plan. I’m happy with my experience. ### 5/5 — Love the app!! *2026-08-24, version 3.0.8295* Solid app!!👍 ### 5/5 — Works great plus Quick and Easy to use ! *2026-08-24, version 3.0.8295* Quick and easy to view account of balance. Easy to deposit and easy to set up bill pay. ## Frequently asked questions about U.S. Bank Mobile Banking ### What can I do with the U.S. Bank Mobile App? The app allows you to manage your accounts, monitor cash flow, send money, deposit checks, pay bills, and track your spending. You can also view your credit score, apply for new products, and manage your investments. ### Is the U.S. Bank Mobile App free to use? The app itself is free to download and use. However, some services or transactions within the app may have associated fees or require specific account types. ### What are the key features for managing money? Key features include viewing all your accounts (checking, savings, credit cards, loans) in one place, sending and requesting money with Zelle®, depositing checks, paying and managing bills, and making transfers between accounts. You can also track your cash flow and spending trends. ### Can I manage investments through this app? Yes, you can manage your U.S. Bancorp Advisors investments directly through the app. This includes viewing account balances, holdings, transaction history, checking order status, and trading stocks, mutual funds, and options. ### What security features are available? The app offers security at your fingertips with login credentials or digital service enrollment. You can receive alerts for duplicate charges, suspicious activity, and low balances. It also supports adding cards to your mobile wallet and locking/unlocking cards. ## Version history (last 5 releases) ### 3.0.8331 — 2026-08-27 Updates and enhancements made with you in mind. Experience faster, more seamless mobile check deposits with improved image quality and smarter account recognition. Get a clearer view of your Smartly Savings account with updates that make your earnings and benefits easier to understand. ### 3.0.8295 — 2026-07-27 Updates and enhancements made with you in mind. Experience faster, more seamless mobile check deposits with improved image quality and smarter account recognition. Get a clearer view of your Smartly Savings account with updates that make your earnings and benefits easier to understand. ### 3.0.8241 — 2026-07-01 Updates and enhancements made with you in mind. See savings insights such as activity, trends, interest earnings and benefits more clearly with our enhanced savings dashboard. Seamlessly fund your account with direct deposit for a faster, familiar, and hassle-free way to get started. Set up your business deposit account faster with a simpler, more streamlined application experience from start to finish. ### 3.0.8240 — 2026-06-26 Updates and enhancements made with you in mind. See savings insights such as activity, trends, interest earnings and benefits more clearly with our enhanced savings dashboard. Seamlessly fund your account with direct deposit for a faster, familiar, and hassle-free way to get started. Set up your business deposit account faster with a simpler, more streamlined application experience from start to finish. ### 3.0.8159 — 2026-05-21 Updates and enhancements made with you in mind. Experience our enhanced budgeting tool designed to simplify planning, monitor spending, and stay on track month over month. Cash-back deals are now also available to U.S. Bank business card holders – activate an offer, use your card for your purchase and receive cash back in your account. ## Apps similar to U.S. Bank Mobile Banking | App | Rating | Price | Category | | --- | --- | --- | --- | | [Ally: Bank, Auto & Invest](https://appshunter.io/ios/app/ally-bank-auto-and-invest/id514374715) | 4.7 (112,030) | Free | Finance | | [Capital One Mobile](https://appshunter.io/ios/app/capital-one-mobile/id407558537) | 4.8 (10,976,170) | Free | Finance | | [SoFi: Bank, Invest & Crypto](https://appshunter.io/ios/app/sofi-bank-invest-and-crypto/id1191985736) | 4.7 (385,474) | Free | Finance | | [Chime® – Mobile Banking](https://appshunter.io/ios/app/chime-mobile-banking/id836215269) | 4.8 (1,558,421) | Free | Finance | | [PayPal - Pay, Send, Save](https://appshunter.io/ios/app/paypal-pay-send-save/id283646709) | 4.8 (6,298,457) | Free | Finance | | [PNC Mobile Banking](https://appshunter.io/ios/app/pnc-mobile-banking/id303113127) | 4.8 (2,014,843) | Free | Finance | ## More apps by U.S. Bancorp - [Harley-Davidson® Visa® Card](https://appshunter.io/ios/app/harley-davidson-visa-card/id555099916) - [On-Site Electronic Deposit](https://appshunter.io/ios/app/on-site-electronic-deposit/id583155609) - [U.S. Bancorp Investments](https://appshunter.io/ios/app/us-bancorp-investments/id737912219) - [U.S. Bank ReliaCard](https://appshunter.io/ios/app/us-bank-reliacard/id888820183) - [Mobile SinglePoint](https://appshunter.io/ios/app/mobile-singlepoint/id895515609) All apps by U.S. Bancorp: https://appshunter.io/developer/458734630 ## Related topics [ohio bank](https://appshunter.io/ios/topics/ohio-bank) · [banking invest](https://appshunter.io/ios/topics/banking-invest) · [banking student](https://appshunter.io/ios/topics/banking-student) · [save money banking](https://appshunter.io/ios/topics/save-money-banking) · [first bank convenien](https://appshunter.io/ios/topics/first-bank-convenien) · [savings account bank](https://appshunter.io/ios/topics/savings-account-bank) · [stock investing banking](https://appshunter.io/ios/topics/stock-investing-banking) · [online banking checking](https://appshunter.io/ios/topics/online-banking-checking) · [rate bank](https://appshunter.io/ios/topics/rate-bank) · [prepaid bank online](https://appshunter.io/ios/topics/prepaid-bank-online) · [personal finance banking](https://appshunter.io/ios/topics/personal-finance-banking) · [us bank](https://appshunter.io/ios/topics/us-bank) · [us bank business](https://appshunter.io/ios/topics/us-bank-business) · [free bank account international](https://appshunter.io/ios/topics/free-bank-account-international) · [usbank app](https://appshunter.io/ios/topics/usbank-app) · [usbank mobile banking](https://appshunter.io/ios/topics/usbank-mobile-banking) · [acisb mobile](https://appshunter.io/ios/topics/acisb-mobile) · [us bank paycard](https://appshunter.io/ios/topics/us-bank-paycard) · [fintech envelope](https://appshunter.io/ios/topics/fintech-envelope) · [us bank focus mobile app](https://appshunter.io/ios/topics/us-bank-focus-mobile-app) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*