# U.S. Mortgage Calculator — PITI Mortgage Calculator

> Calculate PITI mortgage payments, including principal, interest, taxes, and insurance. (iPhone/iPad app by Vasudeva Adiga.)

- Source: https://appshunter.io/ios/app/us-mortgage-calculator/id1261261912 (this page in markdown: same URL + `.md`)
- Developer: [Vasudeva Adiga](https://appshunter.io/developer/1261261911)
- Category: Finance
- Price: Free
- Rating: 4.60/5 from 330 App Store ratings · 23 written reviews indexed
- Age rating: 4+
- Requires: iOS 13.5 · 7 MB
- Languages: American English
- Released: 2017-07-22
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/us-mortgage-calculator/id1261261912/reviews.md

## What is U.S. Mortgage Calculator?

This free PITI mortgage calculator allows you to enter required data to help estimate your monthly (or bi-weekly) payment that includes the principal and interest components, property taxes, PMI, homeowner’s insurance and HOA fees. You can also optionally check how your extra payments can bring down the total interest outgo and accelerate mortgage payoff. The amortization calculator also calculates the total of all payments including the one-time expenses & down payment, extra payments, taxes, insurance and fees. You are also presented with a detailed mortgage payment schedule. You can choose to share this information via e-mail, SMS or any other messaging app. You can also save the results to your favorite note taking app.

Please visit the U.S. mortgage calculator website http://usmortgagecalculator.org/ for more information.

## Key features

- PITI mortgage payment estimation
- Principal and interest calculation
- Property tax and insurance inclusion
- PMI and HOA fee calculation
- Extra payment impact analysis
- Accelerated mortgage payoff
- Detailed amortization schedule

## Recent user reviews (10 of 23)

All indexed reviews: https://appshunter.io/ios/app/us-mortgage-calculator/id1261261912/reviews.md

### 5/5 — La mejor

*2024-02-18, version 3.8*

Está app es la mejor

### 5/5 — Very good

*2022-07-30*

Has both extra monthly payments and lump sum payments

### 1/5 — The ads are a bit much

*2022-04-28*

Really!

### 1/5 — Great app (Except)

*2022-02-27*

You can’t save any of the data, in case you need to add extra homes.

### 5/5 — Great App!

*2022-01-26*

I am a real estate agent and have used many different types of mortgage calculators and this one by far is proving to be my favorite. I like the data entry flexibility as well as the recording and the information how it to be shared.

### 1/5 — Only whole numbers for interest rate!

*2021-11-17*

You can’t get a more accurate number

### 5/5 — Easy to use

*2021-08-25*

I am a realtor and get asked about payments on different priced homes. This app is nice to share with clients so they have an idea before they go to their lender to get qualified.

### 5/5 — Great app

*2021-04-06*

I’m a realtor I use it to calculate mortgage payments for my clients I love it

### 5/5 — Great app

*2021-02-13*

Love the breakdown. Also love that I’m able to put my own start date.

### 5/5 — Would like to have a reset button for all the items

*2021-01-08*

I know I can enter my own numbers but I would like to have an option to reset all the numbers (percentages mainly) to the standard values.

## Frequently asked questions about U.S. Mortgage Calculator

### What does this mortgage calculator do?

This free calculator helps you estimate your monthly mortgage payments. It includes principal and interest, property taxes, PMI, homeowner's insurance, and HOA fees. You can also analyze the impact of extra payments on your total interest paid and payoff timeline.

### What are the key features of the U.S. Mortgage Calculator?

Key features include PITI (Principal, Interest, Taxes, Insurance) estimation, calculation of PMI and HOA fees, an amortization calculator, and the ability to see how extra payments can accelerate your mortgage payoff. It also provides a detailed payment schedule.

### Is this app free to use?

Yes, this application is completely free to use. There are no in-app purchases or advertisements, allowing for an uninterrupted experience while calculating your mortgage details.

### How can I use this app to understand my mortgage better?

You can input your loan details to get a clear estimate of your total monthly payment, including all associated costs. The amortization schedule and extra payment analysis features allow you to visualize your loan's progress and explore strategies for faster payoff.

### Can I share my mortgage calculations?

Yes, you can easily share your mortgage calculation results. The app allows you to send the information via email, SMS, or any other messaging application. You can also save the results to your preferred note-taking app for future reference.

## Version history (last 3 releases)

### 3.8 — 2020-08-12

- Bug Fixes

### 3.7 — 2020-07-25

- Upgraded to Swift 5
- Upgraded Charts library
- Upgraded RAMAnimatedTabBarController library
- Bug fixes

### 1.0 — 2017-07-22

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
