# USALLIANCE FCU > Mobile banking app for account management, bill pay, check deposit, and credit score access. (iPhone/iPad app by USAlliance Federal Credit Union.) - Source: https://appshunter.io/ios/app/usalliance-fcu/id904369677 (this page in markdown: same URL + `.md`) - Developer: [USAlliance Federal Credit Union](https://appshunter.io/developer/535476219) - Category: Finance - Price: Free - Rating: 4.87/5 from 4,335 App Store ratings · 90 written reviews indexed - Age rating: 4+ - Requires: iOS 16.0 · 37 MB - Languages: English, French, Spanish - Released: 2014-08-14 - Data updated: 2026-08-28 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/usalliance-fcu/id904369677/reviews.md ## What is USALLIANCE FCU? Welcome to the USALLIANCE mobile app, where you can access your account information and our financial tools from the palm of your hand, no matter where you are! With the USALLIANCE app, you can: - Check account balances - View transaction history - Pay bills - Deposit checks - Access your free monthly credit score - And much more! USALLIANCE is a full-service not-for-profit financial institution federally insured by the NCUA, offering a full range of checking, savings, credit card, and loan products as well as various online banking services. At USALLIANCE, our focus remains on our members and providing them with the personalized service of a credit union with the capabilities and products of a big bank. We offer our members several significant products with unique benefits such as: - MyLife Checking Accounts featuring Early Pay with Direct Deposit, no fees or minimum balance requirements, and a free monthly credit score check that won't impact your score - High Dividend Savings Accounts with APY well above the national average - Checking accounts for teens and savings accounts for kids - A range of credit cards with low rates and outstanding rewards programs - Loan products for whatever you need, including auto, home, personal, and credit builder loans - Specialty loans for airplanes, boats, flight school, RVs, and more - Retirement investment products and services - Insurance services for anything you need to protect from vehicles to homes to your health Not a member, yet? Join USALLIANCE Financial today right on the app! ## Key features - Check account balances - View transaction history - Pay bills - Deposit checks - Access free monthly credit score - Apply for loans and credit cards ## What do users think of USALLIANCE FCU? Overall sentiment: negative **Pros** - 👍 User-friendly interface - 🚀 Convenient digital banking features - 💡 Useful credit score integration - 🔒 Secure login options **Cons** - 🐛 Frequent app crashes and connectivity issues - ⚠️ Confusing UI changes and missing features - 💰 Excessive fees and overdraft charges - 🔍 Difficult to reset passwords or access accounts **Commonly reported bugs** - Login screen freezes and invalid credential errors - Inability to link external bank accounts - Inconsistent app performance across devices - Delayed transaction updates and balance information **Most requested features** - Ability to customize account nicknames - Recurring transfer and bill pay options - Improved mobile check deposit process - Enhanced online banking experience ## Recent user reviews (10 of 90) All indexed reviews: https://appshunter.io/ios/app/usalliance-fcu/id904369677/reviews.md ### 5/5 — Good banking *2026-07-02, version 6.3.1* Best of the best ### 5/5 — Service *2026-06-24, version 6.3.1* I’m apart of this bank for many years, I was able to convince my family too join its a little old fashione but that’s ok.. I love the services they meet all my personal banking needs. FINALLY there Zelle…YES!!! ### 5/5 — My prayers for ALL USa employees 🙏🏽 *2026-06-03, version 6.3.1* I have been with the Credit Union for many years I don’t recall once being disrespected on the phone ever or in person. USA. Provides so many financial services Thank you each for your kind, respectful professional service. The economy/government is changing lives dramatically Matthew 6:9 ### 2/5 — Slow, slower *2026-05-26, version 6.2.0* I have noticed that the selection of a menu choice is very, very slow response or freeze the iOS app. ### 1/5 — Employees cannot handle simple tasks *2026-05-18, version 6.2.0* If you update your payment method in anyway, they will not do it correctly and they will bury you in fees that they expect you to pay for their negligence. Instead of giving me my money back, they moved it to some random account and have been holding my money hostage for over a week still waiting on it to be returned. I’m absolutely shocked I wasn’t billed a fee just to reach out to their customer service line for them to do absolutely nothing still. This company is not worth a headache. Just don’t waste your time. ### 5/5 — Member Experience *2026-05-06, version 6.2.0* Am very satisfied with US Alliance service in the fee years since they took over! I have had great interactions and experience when I contact them by phone, all my questions and concerns are address at every touch point! Thank you US Alliance Staff for meeting my expectations! Keep up the great work👌 ### 5/5 — Customer service *2026-04-29, version 6.2.0* The customer service at the portchester branch is outstanding. You really feel like one is part of a group that cares. The manager and tellers are so nice. I do think your on line banking may need a little adjusting. You’re holding checks until they are cashed . Deduct the money immediately. Overall great service ### 5/5 — member *2026-04-18, version 6.2.0* i hv been a member since 1977 and wouldnt change a thing … i am so happy with the protection of my accounts, live customer service and ease of using the app … thank you USAFCU ❤️ ### 5/5 — Extremely helpful *2026-02-04, version 6.2.0* At a tragic time in my family the advice and help I was given was so appreciated. Always professional and thorough! Thank you is not even enough to say.‼️ ### 1/5 — They make it impossible to pay your HELOC *2025-11-17, version 6.2.0* The make it so you can’t pay if you’re a week late on a payment, then they call you asking you pay. They deserve to be insulted for being this incompetent. What a dysfunctional institution. Avoid. ## Frequently asked questions about USALLIANCE FCU ### What can I do with the USALLIANCE mobile app? The app allows you to access your account information, check balances, view transaction history, pay bills, and deposit checks. You can also access your free monthly credit score and explore various financial products like checking accounts, savings accounts, credit cards, and loans. ### Is the USALLIANCE app free to use? Yes, the USALLIANCE mobile app is free to download and use for its members. There are no fees associated with accessing your accounts or using the core banking features. ### Can I open new accounts or apply for loans through the app? Yes, you can join USALLIANCE Financial and apply for various products directly through the app. This includes checking and savings accounts, credit cards, and different types of loans. ### What financial products does USALLIANCE offer? USALLIANCE offers a full range of financial products including checking accounts with early pay, high dividend savings accounts, teen and kids accounts, credit cards with rewards, auto, home, personal, and credit builder loans, specialty loans, retirement investments, and insurance services. ### Is this app available on both iOS and Android? While the description doesn't explicitly state compatibility, mobile banking apps are typically available on both major platforms, iOS and Android. Users can usually find it by searching the respective app stores. ## Version history (last 5 releases) ### 6.3.1 — 2026-06-01 Bug fixes and enhancements. ### 6.2.0 — 2024-09-26 Updated remote deposit feature ### 6.1.2 — 2023-08-11 Marketing Image update ### 6.1.1 — 2023-07-18 Brand new, upgraded app! Bug fixes, performance improvements, and a UX revamp to create a smoother, more cohesive user experience. ### 5.7 — 2023-01-10 Enhancements to Mobile deposits ## Apps similar to USALLIANCE FCU | App | Rating | Price | Category | | --- | --- | --- | --- | | [H-E-B Debit](https://appshunter.io/ios/app/h-e-b-debit/id1514744431) | 4.9 (8,112) | Free | Finance | | [Dora – Mobile Checking](https://appshunter.io/ios/app/dora-mobile-checking/id1528758595) | 3.6 (67) | Free | Finance | | [CoinZoom Buy, Spend, Send BTC](https://appshunter.io/ios/app/coinzoom-buy-spend-send-btc/id1575983875) | 4.7 (804) | Free | Finance | | [Old Glory Bank](https://appshunter.io/ios/app/old-glory-bank/id1661831916) | 4.8 (1,688) | Free | Finance | | [Bask Bank Mobile](https://appshunter.io/ios/app/bask-bank-mobile/id1472610579) | 4.7 (2,735) | Free | Finance | | [FSNB Mobile Banking](https://appshunter.io/ios/app/fsnb-mobile-banking/id471338414) | 3.7 (184) | Free | Finance | ## Related topics [us alliance credit union](https://appshunter.io/ios/topics/us-alliance-credit-union) · [nspire fcu](https://appshunter.io/ios/topics/nspire-fcu) · [jmafcu](https://appshunter.io/ios/topics/jmafcu) · [orion financial](https://appshunter.io/ios/topics/orion-financial) · [alliance credit union](https://appshunter.io/ios/topics/alliance-credit-union) · [readysave 529](https://appshunter.io/ios/topics/readysave-529) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*