# USEFCU Mobile — US Employees OC FCU

> Mobile banking app for checking balances, transferring funds, and remote deposits. (iPhone/iPad app by US Employees OC Federal Credit Union.)

- Source: https://appshunter.io/ios/app/usefcu-mobile/id1606024846 (this page in markdown: same URL + `.md`)
- Developer: [US Employees OC Federal Credit Union](https://appshunter.io/developer/551152658)
- Category: Finance
- Price: Free
- Rating: 4.83/5 from 864 App Store ratings · 15 written reviews indexed
- Age rating: 4+
- Requires: iOS 14.0 · 90 MB
- Languages: English, Spanish
- Released: 2022-01-24
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/usefcu-mobile/id1606024846/reviews.md

## What is USEFCU Mobile?

Bank anywhere at any time with mobile banking from USEFCU. Check balances, transfer funds, remote deposit, and more!

## Key features

- Check account balances
- Transfer funds
- Remote check deposit
- Bank anytime, anywhere

## What do users think of USEFCU Mobile?

Overall sentiment: negative

**Pros**

- 👍 Great online bank
- 👍 Useful and saves time

**Cons**

- 🐛 Alerts disappearing
- 🐛 Glitching and freezing
- 🐛 Can't find or do anything needed
- 🐛 Can't make mobile deposits
- 🐛 Slow to load
- 🐛 Loss of features

**Commonly reported bugs**

- Alerts disappearing
- Can't make mobile deposits
- Can't access online statements
- Slow to load
- Glitching and freezing

**Most requested features**

- Mobile deposit option
- Online statements access
- Improved user-friendliness

## Recent user reviews (10 of 15)

All indexed reviews: https://appshunter.io/ios/app/usefcu-mobile/id1606024846/reviews.md

### 1/5 — Alert Issue

*2024-10-05*

The app is fine mostly, but recently I’ve noticed my alerts keep disappearing. I ran out of funds in one account and accumulated overdraft fees because I assumed the alert I set would notify me. When I checked it was gone, so I set up a new one - I checked just now and that new alert is gone, I had to set it up again.

### 5/5 — Great online bank!

*2024-07-09*

Fast and helpful to use! Great job with updates!

### 5/5 — Muy útil

*2024-01-25*

Me ahorra mucho tiempo en ir al banco

### 5/5 — When it works

*2022-09-03*

When it works it is great.

### 5/5 — New update

*2022-08-19*

The new update is garbage. Now I can’t even get into the app.

### 1/5 — Worst app ever

*2022-05-19*

This app is constantly glitching and freezing. Do better.

### 5/5 — Can’t deposit checks

*2022-03-15*

Why’d you bother.

### 1/5 — App is trash

*2022-03-11*

This is app is garbage. Can’t find or do anything I need through it. No statements, no mobile deposit, etc. Contemplating switching banks due to the inconvenience.

### 2/5 — Can’t make mobile deposits

*2022-02-13*

After three weeks I still can’t make mobile deposits. The app is not extremely user friendly and while I have multiple debit cards the app says I have none. I do not like the new app. Not at all. 
I live hundreds of miles away ajd need mobile deposit and the other features to be available to me. This is my main credit union and I don’t want to change but if I can’t perform mobile deposits I may have to.

### 1/5 — New App

*2022-02-11*

Please get it together on this new app!  You have really inconvenienced my life!  I guess I’ll have to revert to snail mail to pay my bills

## Frequently asked questions about USEFCU Mobile

### What can I do with the USEFCU Mobile app?

The app allows you to bank from anywhere at any time. You can check your account balances, transfer funds between your accounts, and make remote deposits of checks.

### Is the USEFCU Mobile app free to use?

Yes, the application is available for free. There are no charges to download or use the core banking features provided by the app.

### What are the main features of this banking app?

Key features include the ability to check your account balances in real-time, easily transfer funds between different accounts, and deposit checks remotely without visiting a branch.

### Who is this app designed for?

This app is specifically designed for members of US Employees OC FCU. It provides them with a convenient way to access their banking services on their mobile devices.

## Version history (last 5 releases)

### 25.07.18 — 2025-07-23

- Performance enhancements and bug fixes.

### 25.04.17 — 2025-04-22

- Performance enhancements and bug fixes.

### 24.12.16 — 2024-12-17

- Bug fixes.
- Updates for transfer management.

### 24.11.27 — 2024-12-03

- Performance enhancements and bug fixes.

### 24.09.13 — 2024-09-18

- Performance enhancements and bug fixes.

## Apps similar to USEFCU Mobile

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Discovery FCU Mobile](https://appshunter.io/ios/app/discovery-fcu-mobile/id964932172) | 4.9 (563) | Free | Finance |
| [Quail Creek Bank Mobile](https://appshunter.io/ios/app/quail-creek-bank-mobile/id452328748) | 4.9 (1,422) | Free | Finance |
| [MidFirst Bank Mobile](https://appshunter.io/ios/app/midfirst-bank-mobile/id526401871) | 4.8 (45,866) | Free | Finance |
| [Harbor Insurance Company](https://appshunter.io/ios/app/harbor-insurance-company/id1602563721) | 5.0 (1) | Free | Finance |
| [Oklahoma Educators CU Mobile](https://appshunter.io/ios/app/oklahoma-educators-cu-mobile/id1450671290) | 5.0 (5) | Free | Finance |
| [McClain Bank Anywhere](https://appshunter.io/ios/app/mcclain-bank-anywhere/id1565174137) | 4.9 (979) | Free | Finance |

## More apps by US Employees OC Federal Credit Union

- [USEFCU CardLink](https://appshunter.io/ios/app/usefcu-cardlink/id1597775365)
- [USEFCU](https://appshunter.io/ios/app/usefcu/id6745406073)

All apps by US Employees OC Federal Credit Union: https://appshunter.io/developer/551152658

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*