# USFCU

> Personal finance aggregator for managing multiple bank and credit union accounts. (iPhone/iPad app by United Southeast Federal Credit Union.)

- Source: https://appshunter.io/ios/app/usfcu/id1487696542 (this page in markdown: same URL + `.md`)
- Developer: [United Southeast Federal Credit Union](https://appshunter.io/developer/684416659)
- Category: Finance
- Price: Free
- Rating: 4.80/5 from 1,266 App Store ratings · 17 written reviews indexed
- Age rating: 4+
- Requires: iOS 18.4 · 153 MB
- Languages: American English, European Spanish
- Released: 2019-12-15
- Data updated: 2026-09-08
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/usfcu/id1487696542/reviews.md

## What is USFCU?

USFCU is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances.

Here’s what else you can do with USFCU :

Keep your transactions organized by allowing you to add tags, notes, and photos of receipts and checks.
Set up alerts so you know when your balance drops below a certain amount
Transfer money between your accounts
Deposit checks in a snap by taking a picture of the front and back
Reorder your debit card or turn it off if you’ve misplaced it
Access your Bill Pay account
Find branches and ATMs near you
Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. 

To use the USFCU Mobile app, you must be enrolled as a United Southeast Federal Credit  @ccessUS user. If you currently use @ccessUS, simply download the app, launch it, and login with the same @ccessUS credentials.

## Key features

- Aggregate financial accounts
- Organize transactions with tags and notes
- Set balance alerts
- Transfer money between accounts
- Mobile check deposit
- Debit card management
- Bill Pay access

## What do users think of USFCU?

Overall sentiment: neutral

**Pros**

- 👍 Easy to use
- 💡 Helpful customer service
- 🚀 Top quality app

**Cons**

- 🐛 Inconsistent account balance updates
- 🐛 Inability to view credit card transactions
- 🐛 Compatibility issues with newer OS versions

**Commonly reported bugs**

- Error loading account information
- Transactions disappearing and reappearing

**Most requested features**

- Ability to view transaction history and date range
- Improved account balance tracking and consistency

## Recent user reviews (10 of 17)

All indexed reviews: https://appshunter.io/ios/app/usfcu/id1487696542/reviews.md

### 4/5 — Works most of the time..

*2026-02-04, version 3.30.0*

The app is easy to use, not much to it.  The only complaint(s) I have is that at least once a week it won’t update the amount in your account and a little error symbol pops up and it will be like that all day.  Also say you check it in the morning and it says you have $300 then you check it in the afternoon and it says you have $500 because transactions just disappear, then you check it the next morning and it says you have $300 again.  It’s weird and if you don’t know what you have in your account, you could really screw yourself.  It did it to us the whole weekend this past weekend.  Said we had XXX amount and then it was like you actually have $900 more than you just saw and it sat at that $900 for 3 days before updating back to the original amount.  Had I not kept up with my account and I spent that while out of town, I would have been well overdrawn.  It’s kind of stupid and frustrating, but oh well, no app is perfect.

### 4/5 — Great except

*2026-01-29, version 3.30.0*

I cannot see my credit card transactions. It gives me the runaround to try to view them and then I do get to them. It is not up-to-date current ones.

### 5/5 — Top Quality

*2026-01-02, version 3.30.0*

Extremely well made. Everything looks nice and works well.

### 1/5 — Can’t use old or new app now

*2025-12-31, version 3.17.0*

I get notice the app I have has expired get new version at App Store I did and tried to open and got message it requires 18,4 version or more my iPhone doesn’t support 18,4 I’m not going to purchase a new phone every time developer decides to fix bugs or make things better now I can’t use the old app or the new one. I’ll just call and have someone check my balance 4 times a day every day.

### 1/5 — Can’t use old or new app now

*2025-12-29*

I get notice the app I have has expired get new version at App Store I did and tried to open and got message it  requires 18,4 version or more my iPhone doesn’t support 18,4  I’m not going to purchase a new phone every time developer decides to fix bugs or make things better  now I can’t use the old app or the new one. I’ll just call and have someone check my balance 4 times a day every day.

### 5/5 — Confidence and comfort

*2025-08-13, version 3.25.1*

If banking could be a best friend, USFCU would be it.  We’ve been treated like family since day one for many many years.

### 5/5 — Customer Service

*2025-01-16, version 3.19.0*

This app is very helpful. Even when I’m out of town I can send messages and get updates from their customer service people. They answer in a timely manner. The whole team goes out of their way to make sure my banking needs are meant.

### 5/5 — Wonderful customer Service!

*2022-12-09, version 2.47.1*

Laura is outstanding!  She helped me this afternoon add hours back to my life!  She is sweet, kind and very patient!  Kiddos Laura!!!

Tammy Seicegood

### 1/5 — Useless

*2022-04-16, version 2.40.0*

Transactions ???? Can’t see them.  Can’t give a date range.

### 5/5 — Best mobile app

*2021-04-22, version 2.29.0*

Best mobile app ever!

## Frequently asked questions about USFCU

### What does the USFCU app do?

The USFCU app acts as a personal financial advocate, allowing you to aggregate all your financial accounts, including those from other banks and credit unions, into a single, easy-to-manage view. It provides tools to organize transactions, set alerts, transfer funds, deposit checks, manage debit cards, and access Bill Pay.

### What are the key features of the USFCU app?

Key features include aggregating accounts from multiple institutions, organizing transactions with tags and notes, setting balance alerts, transferring money between accounts, depositing checks via photo, managing debit cards (reordering or turning off), accessing Bill Pay, and finding nearby branches and ATMs. It also offers robust security with passcode and biometric login options.

### Is the USFCU app free to use?

The app is free to download and use. However, it does display advertisements. To use the USFCU Mobile app, you must be enrolled as a United Southeast Federal Credit @ccessUS user.

### What devices is the USFCU app compatible with?

The app is designed for mobile devices. It supports security features like fingerprint or face reader on supported devices, indicating compatibility with modern smartphones and tablets that have these capabilities. You need to be an enrolled @ccessUS user to log in.

### How can I use the USFCU app to manage my finances better?

You can use the app to gain a comprehensive overview of your finances by linking all your accounts. Organizing transactions with tags and notes helps track spending, while balance alerts prevent overdrafts. Features like mobile check deposit and debit card management streamline everyday banking tasks.

## Version history (last 5 releases)

### 3.30.0 — 2025-12-13

Version 3.30.0
• Bug fixes and performance improvements

### 3.29.0 — 2025-11-15

Version 3.29.0
• Bug fixes and performance improvements

### 3.28.0 — 2025-10-22

Version 3.28.0
• Bug fixes and performance improvements

### 3.27.0 — 2025-09-10

Version 3.27.0
• Bug fixes and performance improvements

### 3.26.1 — 2025-08-21

Version 3.26.1
• Bug fixes and performance improvements

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## Related topics

[usf federal credit union](https://appshunter.io/ios/topics/usf-federal-credit-union)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-08.*
