# USX FCU CardTrac

> Debit card transaction alerts and usage controls for enhanced security. (iPhone/iPad app by USX Federal Credit Union.)

- Source: https://appshunter.io/ios/app/usx-fcu-cardtrac/id1523545570 (this page in markdown: same URL + `.md`)
- Developer: [USX Federal Credit Union](https://appshunter.io/developer/576005565)
- Category: Finance
- Price: Free
- Rating: 4.00/5 from 5 App Store ratings
- Age rating: 4+
- Requires: iOS 14.0 · 124 MB
- Languages: English
- Released: 2020-12-01
- Data updated: 2026-06-01
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/usx-fcu-cardtrac/id1523545570/reviews.md

## What is USX FCU CardTrac?

Protects your debit cards by sending transaction alerts and enabling you to define when, where and how your cards are used. Download to your smartphone, then set your preferences to monitor and manage your cards.
Alerts Enable Safe, Secure Card Usage
Real-time alerts for PIN and signature transactions keep you informed of your card usage to quickly detect unauthorized or fraudulent activity.
Location-Based Controls and Alerts
Restrict transactions to merchants near your location (using your phone’s GPS) or by region using city, state, country or zip code on an interactive map.
Usage Controls and Alerts
Set spending limits to decline transactions above your thresholds. Monitor activity by category such as gas stations and restaurants, and by type: in-store purchases, e-commerce transactions and ATM transactions.
Card On/Off Setting
When “on” transactions are allowed per settings. When “off,” purchases or withdrawals.

## Key features

- Real-time transaction alerts
- Location-based transaction controls
- Spending limit settings
- Transaction category monitoring
- Card on/off functionality


## Frequently asked questions about USX FCU CardTrac

### How does USX FCU CardTrac protect my debit card?

USX FCU CardTrac protects your debit card by sending real-time transaction alerts and allowing you to set specific usage controls. You can define where and how your card is used, including location-based restrictions and spending limits, to quickly detect and prevent unauthorized activity.

### Can I turn my debit card on and off with USX FCU CardTrac?

Yes, USX FCU CardTrac features a Card On/Off setting. When your card is 'on,' transactions are allowed according to your defined preferences. When set to 'off,' purchases or withdrawals are blocked, providing an immediate way to secure your account.

### What kind of transaction alerts does USX FCU CardTrac provide?

USX FCU CardTrac provides real-time alerts for both PIN and signature transactions. These alerts keep you informed about your card usage, enabling you to quickly identify and report any unauthorized or potentially fraudulent activity.

### Does USX FCU CardTrac offer location-based controls for my debit card?

Yes, USX FCU CardTrac offers robust location-based controls. You can restrict transactions to merchants near your phone's GPS location or by specific regions, such as city, state, country, or zip code, using an interactive map.

### Can I set spending limits with USX FCU CardTrac?

Yes, you can set spending limits within USX FCU CardTrac. These limits help you manage your budget and prevent transactions that exceed your defined thresholds, contributing to safer card usage.

### What devices are supported by USX FCU CardTrac?

USX FCU CardTrac is supported on iPhone and iPod devices. The app is designed to provide these security features on Apple mobile devices.

### How often is USX FCU CardTrac updated?

The latest version of USX FCU CardTrac is 6.2.1, which was last updated on September 8, 2025. This indicates a commitment to regular updates and improvements for the application.

### Does USX FCU CardTrac have ads?

No, USX FCU CardTrac does not contain advertisements. The app is free to download and use without any ad interruptions.

## Version history (last 5 releases)

### 6.2.1 — 2025-09-08

• Security and performance improvements
• Bug fixes

### 6.0.12 — 2024-07-10

Minor bug fixes and securities enhancement.

### 6.0.8 — 2023-08-28

This update will provide minor enhancements to both the user interface and user experience as well as increased security enhancements.

### 3.9.2 — 2021-02-04

We are continually releasing new updates to further improve the user experience. Please be sure to turn on automatic updates to get the most out of your app experience. 
 
In the latest release we’ve:
•	Updated the Add Card user experience
•	Addressed other minor code bugs

### 3.9.1 — 2020-12-02

No release notes.

## Apps similar to USX FCU CardTrac

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Hiawatha Card Control](https://appshunter.io/ios/app/hiawatha-card-control/id1560915165) | — | Free | Finance |
| [Four Points FCU Card Controls](https://appshunter.io/ios/app/four-points-fcu-card-controls/id1586826593) | 5.0 (1) | Free | Finance |
| [MVP Valet](https://appshunter.io/ios/app/mvp-valet/id1565841057) | — | Free | Finance |
| [Celco Card Control](https://appshunter.io/ios/app/celco-card-control/id1497196577) | 5.0 (1) | Free | Finance |
| [MPSCU Cards](https://appshunter.io/ios/app/mpscu-cards/id1510818785) | 1.0 (3) | Free | Finance |
| [Solutions FCU CardControl](https://appshunter.io/ios/app/solutions-fcu-cardcontrol/id1565382695) | 5.0 (3) | Free | Finance |

## More apps by USX Federal Credit Union

- [USX FCU Mobile](https://appshunter.io/ios/app/usx-fcu-mobile/id6443610940)

All apps by USX Federal Credit Union: https://appshunter.io/developer/576005565

## Related topics

[usx fcu cardtrac](https://appshunter.io/ios/topics/usx-fcu-cardtrac) · [usx fcu mobile](https://appshunter.io/ios/topics/usx-fcu-mobile) · [usx federal credit union](https://appshunter.io/ios/topics/usx-federal-credit-union)

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-01.*