# UT Federal Credit Union — Bank safely &securely anywhere > Mobile banking app for managing credit union accounts, payments, and financial health. (iPhone/iPad app by UT Federal Credit Union.) - Source: https://appshunter.io/ios/app/ut-federal-credit-union/id449931213 (this page in markdown: same URL + `.md`) - Developer: [UT Federal Credit Union](https://appshunter.io/developer/449931216) - Category: Finance - Price: Free - Rating: 4.80/5 from 1,815 App Store ratings · 86 written reviews indexed - Age rating: 4+ - Requires: iOS 16.0 · 24 MB - Languages: American English, French (France), European Spanish - Released: 2011-07-20 - Data updated: 2026-08-28 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/ut-federal-credit-union/id449931213/reviews.md ## What is UT Federal Credit Union? Manage your UT Federal Credit Union accounts securely and conveniently from anywhere, using the UTFCU Mobile App. Whether you want to check your account balance, make a deposit, view your account info, or make and edit payments – you can do it all from your mobile device. Features include: - MOBILE DEPOSIT: It’s a snap. Skip a branch visit and deposit checks anywhere, anytime. - ALERTS: Receive text, email or push notifications of activity to help protect yourself from fraud. - CREDIT SCORE (POWERED BY SAVVY MONEY): View your credit score and a detailed credit analysis to stay on top of your financial health. - BILL PAY: Pay bills directly from your UTFCU account. - TRANSFERS: Transfer funds between your UTFCU accounts, or transfer to another financial institution. - eSTATEMENTS: Go paperless to reduce clutter and be more sustainable. - REWARD POINTS: Eligible cardholders can view points earned and access the rewards redemption website. - FINANCIAL TOOLS: Set budgets, track spending and see your net worth, even across accounts at other financial institutions. - OPEN ACCOUNTS or APPLY FOR LOANS: Apply quickly, directly from your dashboard. - SECURE LIVE CHAT: Chat online during regular business hours or send a secure message. - EN ESPAÑOL: Easily toggle between English and Spanish versions. ## Key features - Mobile check deposit - Account alerts for fraud protection - Credit score and analysis - Bill pay and fund transfers - Digital statements - Financial budgeting tools - Secure live chat support ## What do users think of UT Federal Credit Union? Overall sentiment: positive **Pros** - 👍 Easy to use - 🚀 Convenient banking - 💡 Helpful features - 🔒 Secure banking - 👍 User-friendly interface - 👍 Great customer service **Cons** - 🐛 Occasional login issues - 🐛 Slow loading times - 🔒 Frequent security checks - 🔍 Disorganized menu **Commonly reported bugs** - Unexpected error messages - Frequent app crashes - Incompatibility with newer devices **Most requested features** - Mobile check deposit from photo library - Branch locator feature - Improved check payment tracking ## Recent user reviews (10 of 86) All indexed reviews: https://appshunter.io/ios/app/ut-federal-credit-union/id449931213/reviews.md ### 2/5 — Inconvenient App *2025-07-20, version 7.1.0* I cannot see my business account along with my personal account. I have to log out of one to get into another. It’s annoying. ### 5/5 — Love This App *2024-04-30, version 7.1.0* I Love It Make It Easy To Use Abs Transfer Money From Account To Account With No Problem Also Easy As 123 ### 3/5 — Happy with application other than the log in process has gotten unbearably slow *2023-10-22, version 7.0.1* This app provides me with all of the abilities that I currently want to be able to accomplish. ### 5/5 — Review *2023-05-18, version 7.0.1* Just takes a little getting use too but seems to be updating faster I like knowing what is available. ### 5/5 — Great Credit Union with the best employees!! *2023-04-28, version 6.0.5724* Excellent App supported by a personable, knowledgeable, professional employees…who have excellent customer service skills. Kudos to UTFCU for a job well done! ### 5/5 — User friendly *2023-04-22, version 6.0.5724* This app is easy to use. I like it! ### 5/5 — Very user friendly *2023-04-18, version 6.0.5724* Highly recommended ### 4/5 — Better than most *2023-03-30, version 6.0.5724* Good friendly people. Honest. ### 5/5 — Great service, user friendly app, highly recommend *2023-03-22, version 6.0.5724* App features are inclusive and easy to use. I am able to do all my banking and checking online and never need to go into a physical location ### 5/5 — Great *2023-02-18, version 6.0.5724* Work’s really well about all the time,recently had a fraudulent charge to my account squared away very quickly , you guys are great. ## Frequently asked questions about UT Federal Credit Union ### What can I do with the UT Federal Credit Union app? The app allows you to manage your UT Federal Credit Union accounts securely from anywhere. You can check balances, deposit checks, view account information, make and edit payments, transfer funds between accounts or to other institutions, and access financial tools like budgeting and credit score analysis. ### Is the UT Federal Credit Union app free to use? Yes, the UT Federal Credit Union app is free to download and use. There are no charges associated with using the app's core banking and financial management features. ### How does the app help protect me from fraud? The app offers an 'Alerts' feature that allows you to receive text, email, or push notifications about your account activity. This helps you stay informed and quickly identify any unauthorized transactions, thus protecting you from fraud. ### Can I manage my finances beyond just my credit union accounts? Yes, the app includes 'Financial Tools' that enable you to set budgets, track spending, and see your net worth. This functionality extends to accounts held at other financial institutions, providing a comprehensive view of your overall financial health. ### What are the key financial management features available? Key financial management features include the ability to view your credit score and receive a detailed credit analysis powered by Savvy Money. Additionally, you can utilize budgeting tools, track your spending, and monitor your net worth across all your accounts. ## Version history (last 5 releases) ### 7.2.0 — 2026-01-21 Minor updates in new version ### 7.1.0 — 2024-03-22 This version will include Apple Pay and a few performance improvements. ### 7.0.1 — 2023-05-09 CARD CONTROLS Activate a card, report as lost/stolen and request replacement cards. CREDIT SCORE (POWERED BY SAVVY MONEY) View your credit score and a detailed credit analysis to stay on top of your financial health. ADVANCED ALERTS: Stay informed of your account activity with instant alerts deliverable by email, text, or push notification. ENHANCED SECURITY We added convenience while also using the latest security analysis and methods to protect your account. LIVE CHAT Talk to us in real-time from within digital banking. EN ESPAÑOL Easily toggle between English and Spanish versions SAVINGS GOALS Set a goal to save for a new home, college education and more. CUSTOMIZABLE DASHBOARD Arrange your home page to manage your finances the way you want. FINANCIAL WELLNESS New and improved tools for tracking and visualizing your money across all of your financial institutions. ### 6.0.5724 — 2022-09-30 Performance enhancements ### 6.0.5722 — 2022-08-09 Performance enhancements ## Apps similar to UT Federal Credit Union | App | Rating | Price | Category | | --- | --- | --- | --- | | [Home Federal Bank of Tennessee](https://appshunter.io/ios/app/home-federal-bank-of-tennessee/id1095418745) | 4.8 (2,338) | Free | Finance | | [ORNL Federal Credit Union](https://appshunter.io/ios/app/ornl-federal-credit-union/id522257090) | 4.9 (21,990) | Free | Finance | | [UTFCU Mobile](https://appshunter.io/ios/app/utfcu-mobile/id1423748884) | 5.0 (3) | Free | Finance | | [United Teletech Financial](https://appshunter.io/ios/app/united-teletech-financial/id963916988) | 4.7 (1,195) | Free | Finance | | [Alcoa Tenn FCU](https://appshunter.io/ios/app/alcoa-tenn-fcu/id1287227566) | 3.2 (9) | Free | Finance | | [Knoxville TVA Employees CU](https://appshunter.io/ios/app/knoxville-tva-employees-cu/id807588395) | 4.8 (27,643) | Free | Finance | ## Related topics [utfcu mobile](https://appshunter.io/ios/topics/utfcu-mobile) · [utfcu](https://appshunter.io/ios/topics/utfcu) · [cftc ut](https://appshunter.io/ios/topics/cftc-ut) · [ornl federal credit union](https://appshunter.io/ios/topics/ornl-federal-credit-union) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*