# Utah First Digital Banking

> Aggregates financial accounts, manages transactions, and facilitates payments. (iPhone/iPad app by Utah First Federal Credit Union.)

- Source: https://appshunter.io/ios/app/utah-first-digital-banking/id1476621398 (this page in markdown: same URL + `.md`)
- Developer: [Utah First Federal Credit Union](https://appshunter.io/developer/546176895)
- Category: Finance
- Price: Free
- Rating: 4.80/5 from 4,229 App Store ratings · 62 written reviews indexed
- Age rating: 4+
- Requires: iOS 18.4 · 172 MB
- Languages: American English, European Spanish
- Released: 2020-07-05
- Data updated: 2026-09-01
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/utah-first-digital-banking/id1476621398/reviews.md

## What is Utah First Digital Banking?

Utah First Digital Banking is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances.

Here’s what else you can do with Utah First Digital Banking:

-Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks.
-Set up alerts so you know when your balance drops below a certain amount.
-Make payments, whether you’re paying a company or a friend.
-Transfer money between your accounts.
-Deposit checks in a snap by taking a picture of the front and back.
-Reorder your debit card or turn it off if you’ve misplaced it.
-View and save your monthly statements.
-Find branches and ATMs near you.

Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. 

Download the app, launch it, and login with "first time user" option or use your existing username and password.

## Key features

- Aggregate financial accounts
- Organize transactions with tags and notes
- Set balance alerts
- Make payments and transfer money
- Mobile check deposit
- Debit card management
- View monthly statements
- Find branches and ATMs

## What do users think of Utah First Digital Banking?

Overall sentiment: neutral

**Pros**

- 👍 Easy to use
- 🚀 Up-to-date account information
- 👍 Solid app and customer service
- 👍 Helpful staff
- 👍 Convenient online banking
- 👍 Friendly and helpful branch
- 👍 Overall pleasing app experience

**Cons**

- 🐛 App crashes when trying to deposit checks
- 🐛 App closes when clicking on anything
- 🐛 App does not update transactions in real-time
- 🐛 Mobile deposit is very picky with images and checks
- 🐛 App lacks key features like Zelle and digital card
- 🐛 New app update removed useful functionality

**Commonly reported bugs**

- App crashes when trying to deposit checks
- App closes when clicking on anything
- App does not update transactions in real-time

**Most requested features**

- Add auto-pay feature for credit cards
- Allow previous iOS versions to use the app
- Improve mobile deposit experience
- Bring back old app layout and functionality

## Recent user reviews (10 of 62)

All indexed reviews: https://appshunter.io/ios/app/utah-first-digital-banking/id1476621398/reviews.md

### 3/5 — Great app but..

*2026-08-22, version 3.37.0*

I love the app! Great for using and stuff but the problem that keeps happening is my gas station purchases don’t show till two or three days later

### 1/5 — DOES NOT WORK!

*2026-08-15, version 3.36.0*

I just updated the app because it wouldn’t let me open it without getting the update… but after I did it just gives me a blank screen and I can’t see any information. This is a serious issue and has caused problems with some of my payments. This absolutely needs to be fixed.

### 4/5 — Banking app issues but support is amazing

*2026-07-24, version 3.36.0*

The banking app can be kind of poor in the sense that some transactions are delayed a couple days from showing on my app or sometimes they disappear and reappear but their customer service is amazing, on a Holiday where the bank and chat was closed someone was still able to help me and fix my issue on a banking holiday.

### 4/5 — Staff vs bill pay program

*2026-07-15, version 3.35.1*

Staff are consistently friendly and capable! 
Bill Pay : I use this to pay all my bills. Both repeat bills and one-off bills. I love the ease of paying my bills this way .
HOWEVER: little did I know that there is not a “digital “ check or  footprint to easily access when one needs to verify payment !! So  when the IRS wants verification …. Good luck ! You have to send your entire months transaction page. I think if you pay a bill with BILL PAY there should be a way to get a copy of sent/paid bill with vendors name and date!!!
It’s all great until you have to verify payment.

### 5/5 — Amazing service & digital tools!

*2026-06-10, version 3.35.0*

Near flawless mobile app paired with stellar customer service.  I’ve recommended it to my whole family.

### 1/5 — Need update

*2026-06-05, version 3.28.0*

I’m getting a message that I need to update the app. I can’t. It just goes in a circle, telling me to update and then taking me back to the app saying I need to update. What’s the use in this app if I can’t use it? I’m so frustrated!!!!

### 5/5 — Clean and functional

*2026-06-05, version 3.34.1*

Great app

### 1/5 — Worst app I’ve ever used.

*2026-05-29, version 3.28.0*

It told me I needed to update but my iOS isn’t current enough so now I’m locked out of my account and I can’t download an older version. This is outrageous and unacceptable. Total garbage!!

### 1/5 — Worst banking app

*2026-05-29, version 3.34.1*

The fact they have this up and running is amazing because half of the time my transactions delay or don’t show up for multiple days. It won’t even update my balance today

### 4/5 — ATM

*2026-05-01, version 3.33.0*

Invest in ATM devices that allow  patrons to make a cash deposit after hours !! My goodness ?!!?!  Every other competitor allows such but you guys whack us with UN- necessary  NSF courtesy fees !!!

## Frequently asked questions about Utah First Digital Banking

### What does Utah First Digital Banking do?

This app acts as your personal financial advocate, allowing you to aggregate all your financial accounts, including those from other banks and credit unions, into a single, easy-to-manage view. It provides tools to track transactions, make payments, transfer money, and deposit checks.

### What are the key features of this banking app?

Key features include aggregating accounts from multiple institutions, organizing transactions with tags and photos, setting balance alerts, making payments, transferring funds, depositing checks via photo, managing debit cards, viewing statements, and locating branches/ATMs.

### Is Utah First Digital Banking free to use?

The application itself is free to download and use. While the description doesn't explicitly mention in-app purchases, it is listed as having 'free with in-app purchases' monetization, suggesting some features or services might have associated costs.

### What devices is Utah First Digital Banking compatible with?

The app is designed for mobile devices and supports secure login options like a 4-digit passcode and fingerprint or face reader on compatible devices, indicating it's available for smartphones and tablets.

### How can I use this app to manage my money?

You can use this app to get a consolidated view of all your finances, track spending by adding notes and tags to transactions, receive alerts for low balances, pay bills, transfer money between your accounts, and deposit checks remotely.

## Version history (last 5 releases)

### 3.37.0 — 2026-08-19

Version 3.37.0
• Bug fixes and performance improvements

### 3.36.0 — 2026-07-16

Version 3.36.0
• Bug fixes and performance improvements

### 3.35.1 — 2026-06-13

Version 3.35.1
• Bug fixes and performance improvements

### 3.35.0 — 2026-06-10

Version 3.35.0
• Bug fixes and performance improvements

### 3.34.1 — 2026-05-22

Version 3.34.1
• Bug fixes and performance improvements

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*
