# Utang: Credit & Debt Tracker — Track Debts and Credits

> Track Debts and Credits (iPhone/iPad app by MARK CAGUIOA.)

- Source: https://appshunter.io/ios/app/utang-credit-and-debt-tracker/id6758485224 (this page in markdown: same URL + `.md`)
- Developer: [MARK CAGUIOA](https://appshunter.io/developer/1610895269)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.0 · 56 MB
- Languages: American English
- Released: 2026-02-02
- Data updated: 2026-08-26
- User reviews in markdown: https://appshunter.io/ios/app/utang-credit-and-debt-tracker/id6758485224/reviews.md

## What is Utang?

Utang: Credit & Debt Tracker helps you stay on top of money you owe and money owed to you — all in one simple, organized app.

Whether you’re lending to friends, tracking personal loans, or managing small debts, Utang gives you clarity and control without complicated accounting.

Key Features:
- Track debts and credits separately
- Add people with contact details and notes
- Record payments and see remaining balances instantly
- Set payment reminders so you never forget
- View transaction history per person
- Clean and simple interface designed for everyday use
- Works fully offline. Your data stays on your device

Privacy First
Utang does not require cloud accounts. All data is stored locally on your device, giving you full control and peace of mind.

Perfect For
- Friends and family loans
- Personal debt tracking
- Small informal lending
- Anyone who wants clarity with money

Stop guessing. Start tracking.
Utang makes debt and credit simple.

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Utang Ad-Free Lifetime | $4.99 | one-time |



## Version history (last 5 releases)

### 1.2.5 — 2026-08-25

Thank you for using Utang! With this update, you can now edit payments and choose from new card summary view options. We’ve also fixed some bugs and made minor improvements for a smoother experience.

### 1.2.3 — 2026-08-06

Backup & Restore is here! Easily back up your data and restore it whenever you need. This update also includes bug fixes and performance improvements for a smoother experience.

### 1.1.3 — 2026-06-24

Thank you for using Utang! This update introduces a one-time in-app purchase that lets you permanently remove ads, along with minor bug fixes and performance improvements.

### 1.1.2 — 2026-06-24

Thank you for using Utang! This update introduces a one-time in-app purchase that lets you permanently remove ads, along with minor bug fixes and performance improvements.

### 1.0.2 — 2026-02-15

Utang: Credit & Debt Tracker helps you stay on top of money you owe and money owed to you — all in one simple, organized app.

Whether you’re lending to friends, tracking personal loans, or managing small debts, Utang gives you clarity and control without complicated accounting.

Key Features:
- Track debts and credits separately
- Add people with contact details and notes
- Record payments and see remaining balances instantly
- Set payment reminders so you never forget
- View transaction history per person
- Clean and simple interface designed for everyday use
- Works fully offline. Your data stays on your device

Privacy First
Utang does not require cloud accounts. All data is stored locally on your device, giving you full control and peace of mind.

Perfect For
- Friends and family loans
- Personal debt tracking
- Small informal lending
- Anyone who wants clarity with money

Stop guessing. Start tracking.
Utang makes debt and credit simple.

## Apps similar to Utang

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Loan Tracker: Manage Debt](https://appshunter.io/ios/app/loan-tracker-manage-debt/id6755829242) | — | Free | Finance |
| [Boop: Budget & Expense Tracker](https://appshunter.io/ios/app/boop-budget-and-expense-tracker/id6760663354) | — | Free | Finance |
| [Utang Free PH](https://appshunter.io/ios/app/utang-free-ph/id6768990224) | — | Free | Finance |
| [Tortol - Installments Tracker](https://appshunter.io/ios/app/tortol-installments-tracker/id6761039201) | — | Free | Finance |
| [Debts Monitor](https://appshunter.io/ios/app/debts-monitor/id639926542) | 3.7 (51) | Free | Finance |
| [MadaliCredit Score](https://appshunter.io/ios/app/madalicredit-score/id6762735288) | — | Free | Finance |

## More apps by MARK CAGUIOA

- [Budgetarian — Money Tracker](https://appshunter.io/ios/app/budgetarian-money-tracker/id1610895267)
- [EndingCard](https://appshunter.io/ios/app/endingcard/id1614413022)
- [Daily PCSO Lotto Results](https://appshunter.io/ios/app/daily-pcso-lotto-results/id6745058903)
- [Little Learners Cards](https://appshunter.io/ios/app/little-learners-cards/id6747954574)
- [Judit: Bills & Subscriptions](https://appshunter.io/ios/app/judit-bills-and-subscriptions/id6759475228)

All apps by MARK CAGUIOA: https://appshunter.io/developer/1610895269

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*