# Utkarsh UPI — user reviews

> 6 indexed App Store user reviews of Utkarsh UPI by Utkarsh Small Finance Bank Ltd.

- Source: https://appshunter.io/ios/app/utkarsh-upi/id1575341725/reviews
- App overview in markdown: https://appshunter.io/ios/app/utkarsh-upi/id1575341725.md

## Most critical reviews (6 lowest-rated)

### 1/5 — Worst Bank

*2025-11-26*

My bank account was frozen twice in 6 months. I got my KYC done 6 months ago. After 6 months it was frozen again for KYC. I have made three rounds till now. The bank people are not having any effect. I am not able to make any payment for the last 20 days. Address verification has also been done. After that they are saying to submit the latest Aadhar card. Every time they are giving some new requirement. My most earnest request is that please do not get an account opened in Utkarsh Small Finance Bank..Sector 15 branch Gurgaon.

### 1/5 — Third grade app

*2025-08-18*

It’s worst to worst, fully time wast, in digital era if you use any utkarsh bank app - fully foolishness. Every second day we receive message for stop working for updating system

### 1/5 — Registration not taking place

*2024-12-28*

This is new bank. Their software not up to date. They are on trial. And now I fear for the safety of my money

### 1/5 — App crashes in iPhone

*2023-08-12*

In new registration process the app crashes and closes unable to use app in iPhone.
Kindly review and update the app

**Developer response:** Dear Sir, We regret the inconvenience caused. Please reach out to our Customer Care Centre on 1800 123 9878 or email us on customercare@utkarsh.bank for further information. We will be happy to resolve your issue at the earliest. Have a good day.

### 1/5 — Worst experience on I phone

*2022-08-02*

Unable to open application in I phone

**Developer response:** Dear Sir / Madam, We regret the inconvenience caused. Please reach out to our Customer Care Centre on 1800 123 9878 or email us on customercare@utkarsh.bank for further information. We will be happy to resolve your issue at the earliest. Have a good day.

### 5/5 — Best UPI App

*2025-09-26*

This is a good neat and clean App for UPI and UPI lite payments are super fast. Highly recommended

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-24.*