# UW Credit Union > Mobile banking app for account management, payments, transfers, and card control. (iPhone/iPad app by UW Credit Union.) - Source: https://appshunter.io/ios/app/uw-credit-union/id700740815 (this page in markdown: same URL + `.md`) - Developer: [UW Credit Union](https://appshunter.io/developer/700740818) - Category: Finance - Price: Free - Rating: 4.70/5 from 6,058 App Store ratings · 203 written reviews indexed - Age rating: 4+ - Requires: iOS 16.0 · 44 MB - Languages: American English - Released: 2013-10-08 - Data updated: 2026-08-27 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/uw-credit-union/id700740815/reviews.md ## What is UW Credit Union? Quick, easy and secure banking from almost anywhere. View your accounts, send money, pay bills, deposit checks and sooo much more. Enjoy the full UW Credit Union online banking experience in the palm of your hand. EASY ACCOUNT MANAGEMENT [+] Use Quick View to see account balances – no log in needed [+] Nickname and favorite accounts to personalize your profile [+] See all your UWCU accounts, including checking, savings, mortgages, loans and credit cards [+] View account details, balances, recent activity and account statements SECURE CARD CONTROL [+] Lock and unlock your debit and credit cards [+] Cancel a card, request a new card, change your PIN and more [+] Request a credit limit increase on your UWCU credit card [+] Dispute a transaction or stop a payment [+] Track and redeem your credit card rewards FAST PAYMENTS & TRANSFERS [+] Send and receive money with friends and family using Zelle® [+] Set up one-time and recurring bill payments [+] Transfer money between your accounts, including accounts at other financial institutions [+] Deposit checks instantly simply by taking a photo with your device [+] Send domestic and global wire transfers SMART MONEY MANAGEMENT TOOLS [+] See your credit score in app, updated daily [+] Set goals, monitor and track your spending [+] Create categories and labels for transactions [+] Review spending reports and account history [+] Pending items let you know of upcoming activity ADDED SECURITY FEATURES [+] Two-factor authentication offers an extra layer of protection [+] Set up real-time notifications and balance alerts to monitor accounts [+] Easy access to your full credit report for free [+] Submit your travel plans for smarter transaction monitoring EVEN MORE BELLS & WHISTLES [+] Find your nearest UWCU branch or surcharge-free ATM [+] Send secure messages to our financial specialists anytime [+] Get personalized lending offers with no impact to your credit score DISCLOSURES [+] Federally insured by NCUA [+] Equal housing lender [+] Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. [+] Message and data rates may apply. ## Key features - Quick account balance view - Send and receive money with Zelle - Bill payment and transfers - Mobile check deposit - Card lock/unlock - Credit score tracking - Spending analysis ## What do users think of UW Credit Union? Overall sentiment: neutral **Pros** - 🚀 Excellent mobile banking experience - 👍 Easy to use and intuitive app - 🔒 Secure and reliable - 💳 Convenient features like mobile deposit and Zelle - 📊 Helpful budgeting and account management tools **Cons** - 🐛 Frequent app crashes and freezes - ⏱️ Slow loading times and performance issues - 🔍 Difficulty finding certain features or settings - 🔒 Login and authentication problems - 📤 Mobile deposit not working consistently **Commonly reported bugs** - App crashes on launch - Inability to log in or access accounts - Mobile deposit feature not functioning - Sync issues between devices **Most requested features** - Dark mode option - Customizable transaction history and reporting - Improved widget and account visibility - Better integration with other financial apps ## Recent user reviews (10 of 203) All indexed reviews: https://appshunter.io/ios/app/uw-credit-union/id700740815/reviews.md ### 1/5 — Can’t enter auth code *2026-08-14, version 6.0.48* When I try to log in it accepts my user and password, but when it asks for my auth code, I swipe away to get it and when I swipe back the app displays only the UWCU logo and is completely locked up. ### 1/5 — Error *2026-08-08, version 5.2.7* Why can’t I login back into my account ### 5/5 — Two Factor Authentication Not Working on iPhone *2026-08-05, version 5.2.7* Love the app, however awhile back my two factor stopped working correctly. I use 1Password which has two factor integration and normally when logging in I can just hit paste in the authentication box. But for some reason it won’t paste and I have to open 1Password to manually copy. This feature works on my iPad and I’ve tried resetting authentication without any luck. It works for a couple days and then stops. Anyway hopefully just a bug but otherwise it’s a great app. ### 1/5 — It does not work *2026-07-24, version 5.2.7* The app is broken and does not work. I’m sick and tired of trying to login every month and having to call in. You need to fix it or remove it from the App Store and allow us to login online. This is unacceptable. ### 1/5 — Where is the log out button *2026-07-10, version 5.2.7* I have searched everywhere and cannot figure out how to log out. Frustrating ### 5/5 — Happy customer *2026-07-03, version 5.2.7* I love UWCredit Union ### 1/5 — App *2026-07-01, version 5.2.7* The App Is Really Wonky! Hard To Access Certain Things, ### 1/5 — Mobile check deposit feature faulty and unreliable *2026-06-25, version 5.2.7* The mobile check deposit feature has been really buggy the last few months. Lets me take a picture of the front of the check, and then deletes the picture when I try to go to the next step like I never took the picture. What gives? Very frustrating when you rely on the convenience of mobile deposit and cannot anticipate whether it will work that day or not. Please fix! ### 5/5 — It was good *2026-06-15, version 5.2.7* I LIKE MONNEY!!!!!!!!! ### 1/5 — Mobile check deposit faulty and unreliable *2026-05-31, version 5.2.7* The mobile check deposit feature has been really buggy the last few months. Lets me take a picture of the front of the check, and then deletes the picture when I try to go to the next step. What gives?? ## Frequently asked questions about UW Credit Union ### What can I do with the UW Credit Union app? The app allows you to manage your UW Credit Union accounts from your mobile device. You can view balances, transfer funds between accounts, pay bills, deposit checks remotely, and control your debit and credit cards by locking or unlocking them. It also provides tools for tracking your spending and monitoring your credit score. ### Is the UW Credit Union app secure? Yes, the app is designed with security in mind. It features two-factor authentication for an extra layer of protection, real-time notifications for account activity, and the ability to lock and unlock your cards instantly. You can also submit travel plans for smarter transaction monitoring. ### How do I deposit a check using the app? Depositing a check is simple. You can use the app's mobile check deposit feature by taking a photo of the front and back of your endorsed check with your device. The funds will be credited to your account quickly and easily. ### Can I send money to friends and family with this app? Yes, the app integrates with Zelle®, allowing you to send and receive money with friends and family directly from your account. This feature makes it easy to split bills or send payments to people you know. ### Is there a cost to use the UW Credit Union mobile app? The UW Credit Union mobile app is free to download and use for its members. While the app itself is free, standard message and data rates from your mobile carrier may apply. ## Version history (last 5 releases) ### 6.0.48 — 2026-08-10 We continue to make improvements to our app. You'll see some updates to the sign-in screens, but your username and password haven't changed. Thanks for banking with UW Credit Union! ### 5.2.7 — 2026-05-28 We made more improvements to keep our app running smoothly. Thanks for banking with UW Credit Union! ### 5.2.6 — 2026-02-23 We made more improvements to keep our app running smoothly. Thanks for banking with UW Credit Union! ### 5.2.2 — 2026-02-10 We made more improvements to keep our app running smoothly. Thanks for banking with UW Credit Union! ### 5.1.5 — 2026-01-22 We made more improvements to keep our app running smoothly. 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User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*