# Uzum Bank online — Mikroqarz, kredit, o‘tkazma

> Online banking app for virtual cards, payments, transfers, and loans. (iPhone/iPad app by UZUM TECHNOLOGIES MChJ..)

- Source: https://appshunter.io/ios/app/uzum-bank-online/id1492307726 (this page in markdown: same URL + `.md`)
- Developer: [UZUM TECHNOLOGIES MChJ.](https://appshunter.io/developer/1626986785)
- Category: Finance, Business
- Price: Free
- Rating: 4.70/5 from 2,026 App Store ratings · 111 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 236 MB
- Languages: American English, Russian, Uzbek
- Released: 2019-12-20
- Data updated: 2026-08-28
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/uzum-bank-online/id1492307726/reviews.md

## What is Uzum Bank online?

Uzum Bank — Uzum ekotizimining onlayn banki.

Ilovani yuklab oling va shaxsingizni tasdiqlaganingizdan so‘ng darhol bepul Uzum virtual kartasini oling. U bilan hamma joyda to‘lov qilish mumkin, jumladan: bank ilovasida, do‘konlarda, muassasalarda, transportda va onlayn.

Uzum karta Visa asosida ishlaydi, so‘mda — O‘zbekiston hududida xaridlarni konvertatsiyasiz va ortiqcha to‘lovlarsiz amalga oshirish uchun qulay. Uni ilova orqali istalgan bank kartalaridan bepul to‘ldirish mumkin. Plastik kartani buyurtma qiling — bir necha kun ichida Uzum Marketning qulay tarqatish punktiga bepul yetkazib beramiz — va undan naqd pul yeching. Karta orqali chet eldagi xaridlarni ham to‘lash mumkin.

Xarajatlaringizni boshqaring va sarflaganingizni qisman qaytaring: barcha tranzaksiyalar va ularning tarixi doimo qo‘lingiz ostida. Mahsulotlar, xizmatlar va Toshkent metro va avtobuslarida yo‘l haqi uchun to‘lov qilganingizda — keshbek kartaga tushadi.

Kerak bo‘lganda maoshgacha pul oling. Undan muddatli to‘lov va mikroqarzlik xaridlar uchun foydalanish mumkin — Uzum kartaga 25 000 000 so‘mgacha, onlayn va bir necha daqiqada oling.
Kattaroq xarajatlar uchun qulay oylik to‘lov bilan 100 000 000 so‘mgacha kredit rasmiylashtiring. Arizani ilovada bering va bank ofisiga tashrif buyurmasdan pulni Uzum kartaga oling.
Turli xil vaziyatlar uchun ilovada OSAGO, sog‘liq va sayohat sug‘urtasini rasmiylashtirish mumkin. Sug‘urta narxini hisoblang va polisni bir necha daqiqada onlayn rasmiylashtiring, to‘lovni esa darhol yoki muddatli to‘lov asosida amalga oshiring. Barcha shartlar va sug‘urta summasi to‘lovdan oldin ma’lum bo‘ladi, rasmiylashtirilgandan so‘ng esa polis doimo qo‘l ostingizda — Uzum Bank ilovasida bo‘ladi.
Ilovada pul o‘tkazmalari mavjud: karta yoki telefon raqami orqali Uzcard va Humo kartalariga. Uzum kartalari o‘rtasidagi o‘tkazmalar har doim bepul. Xalqaro pul o‘tkazmalari uchun qulay kurs amal qiladi.

12 000 dan ortiq hamkorlarimiz tovar va xizmatlari uchun QR-kod orqali yoki karta bilan joyida to‘lang. Uzum to‘lovni so‘rang: Uzum karta bilan keshbek olish yoki 30 kunga foizsiz nasiya bilan to‘lov qilish uchun.

Mobil aloqa, internet, televideniya, metro va avtobus yo‘l haqi to‘lovlarini amalga oshirish mumkin. Shuningdek, kommunal xizmatlar — gaz, elektr, suv, chiqindi olib chiqish va boshqalar uchun to‘lang.

Hamma ishlaringizni bitta ilovada hal qiling. Kartalar, valyuta ayirboshlash va boshqa foydali xizmatlar doimo yoningizda. Batafsil uzumbank.uz saytida.

© 2019–2026, “Uzum Bank” AJ, O‘zbekiston Respublikasi MB litsenziyasi №88

## Key features

- Free virtual card
- Online payments
- Money transfers
- Cashback rewards
- Installment purchases
- Microloans
- Bill payments

## What do users think of Uzum Bank online?

Overall sentiment: negative

**Pros**

- 🚀 Convenient and fast
- 💡 Useful features
- 👍 Good app overall

**Cons**

- 🐛 Frequent crashes and bugs
- 🔒 Security and privacy concerns
- ⚠️ Poor customer support
- 🤔 Confusing UI changes

**Commonly reported bugs**

- App not opening or loading properly
- Payment and transfer issues
- Unreliable notifications and alerts

**Most requested features**

- Bring back previous version's UI
- Add option to disable mandatory Uzum card
- Improve payment processing and stability
- Restore missing features like currency exchange

## Recent user reviews (10 of 111)

All indexed reviews: https://appshunter.io/ios/app/uzum-bank-online/id1492307726/reviews.md

### 5/5 — Неужели убрали комиссию

*2026-08-04*

Спасибо всей команде.Приложение работает стабильно,шустро

### 5/5 — Спасибо

*2026-08-04*

Выручает часто.

**Developer response:** Мы очень рады, что приложение вам нравится 💜

### 5/5 — Лучшее!

*2026-07-10*

Очень удобное и главное функциональное приложение.

**Developer response:** Здравствуйте! Спасибо Вам за отзыв, при наличии вопросов просим обращаться по чату, следите за обновлениями, скоро будет ещё лучше!

### 1/5 — Не скачивается

*2026-06-28*

Как решать проблему

**Developer response:** Если у вас возникнут трудности с использованием услуг Uzum Bank, пожалуйста, свяжитесь с нами. Вы можете сделать это через чат в мобильном приложении Uzum Bank.

### 5/5 — Uzum rahbariyatiga katta rahmat!

*2026-05-07*

Har doim eng zarur paytda yordam beradi, rahmat.

### 5/5 — Uzumbank

*2026-03-31*

Быстро и надежно

### 1/5 — Проблема оплаты

*2026-03-24*

Появилась проблема, что при переходе с маркета или с тезкора в банк, для оплаты картой узум окошко оплаты не открывается. Открывается просто главный экран узум банка. Проблеме уже месяца три не меньше, уже несколько раз удаляла приложения и заново скачивала, помогает лишь временно. Невозможно достучаться до вашей поддержки, спрашивают по миллион раз повторить ситуацию заново, про этом не помогая ни на шаг. И как они могут запрашивать скриншоты или запись экрана, если очевидно что я в узум банке не могу записать экран.

### 1/5 — Qotib qolyabdi

*2026-02-11, version 2.34.0*

Uzum marketdan narsa zakaz qolmoqchi edim. Uzum bank kechadan beri ishlamayabdi.

### 1/5 — Ужасное беспомощное приложение

*2026-02-07*

Смысл а нем если не за что не можешь оплатить? Не за интернет, не за комуналку. Я пишу в поддержку игнор и в оконцовке звоню и заблокирован…. Зачем я открывал эту карту? А вот х его знает

### 1/5 — Musor

*2026-01-22*

Scam, total scam believe me, they didn’t return my money in a month that i sent myself through their ATM

## Frequently asked questions about Uzum Bank online

### What does the Uzum Bank online app do?

The Uzum Bank online app is an online banking platform that allows users to manage their finances. You can get a free virtual card, make payments for goods and services, transfer money to other cards, and access loan and installment options.

### What are the key features of the Uzum Bank app?

Key features include obtaining a free virtual Uzum card, making payments in stores and online, transferring money commission-free, earning cashback on purchases, and applying for microloans and installment plans up to 25,000,000 UZS.

### Is the Uzum Bank app free to use?

Yes, the Uzum Bank online app is free to download and use. Users can obtain a free virtual Uzum card, and many services like topping up the card from other bank cards and transferring money between Uzum cards are also free.

### What can I pay for using the Uzum Bank app?

You can pay for a wide range of services including mobile communication, internet, television, transportation (Tashkent metro and buses), and utility bills such as gas, electricity, water, and waste removal. You can also pay over 6,000 partners via QR code.

### How can I get a physical Uzum card?

You can order a plastic Uzum card through the app. It will be delivered for free to a convenient Uzum Market pickup point within a few days, after which you can withdraw cash using it.

## Version history (last 5 releases)

### 2.47.1 — 2026-08-25

Ilovani qulayroq qildik va ko'proq imkoniyatlarni qo'shdik. Uzum kartadan foydalaning, xaridlar uchun keshbek oling, foyda bilan pul jamg'aring va mablag'laringizni boshqaring.

Сделали приложение удобнее и добавили больше возможностей. Пользуйтесь картой Uzum, получайте кешбэк за покупки, копите с выгодой и управляйте своими финансами.

We’ve made the app even better with new features and improvements. Use your Uzum card, earn cashback, grow your savings, and manage your finances – all in one place.

### 2.47.0 — 2026-08-19

Ilovani qulayroq qildik va ko'proq imkoniyatlarni qo'shdik. Uzum kartadan foydalaning, xaridlar uchun keshbek oling, foyda bilan pul jamg'aring va mablag'laringizni boshqaring.

Сделали приложение удобнее и добавили больше возможностей. Пользуйтесь картой Uzum, получайте кешбэк за покупки, копите с выгодой и управляйте своими финансами.

We’ve made the app even better with new features and improvements. Use your Uzum card, earn cashback, grow your savings, and manage your finances – all in one place.

### 2.46.0 — 2026-08-04

Теперь ваши страховки хранятся в профиле. Так они всегда будут под рукой. Оформляйте КАСКО, ОСАГО и страховку для путешествий и находите их в разделе «Мои страховки», когда понадобятся.

Endi sug'urtalaringiz profilda saqlanadi va doimo qo'l ostida turadi. KASKO, OSAGO va sayohatlar uchun sug'urta rasmiylashtiring hamda kerak bo'lganda "Sug'urtalarim" bo'limida toping. 

Your insurance policies now live in your profile, so they’re always within reach. Get KASKO, OSAGO, or travel insurance, and find them anytime in My Insurance.

### 2.45.2 — 2026-07-27

Делаем лето ярче — платите картой Uzum в аквапарках, игровых центрах и ресторанах и получайте кешбэк до 10%. Больше новых акций — в разделе «Кешбэк и привилегии».

Yozni yorqinroq qilamiz — akvaparklar, o'yingohlar va restoranlarda Uzum karta bilan to'lab, 10% gacha keshbek oling. Yanada ko'proq yangi aksiyalar — “Keshbek va imtiyozlar” bo'limida.

Make this summer even better with your Uzum Card. Pay at water parks, entertainment centres, and restaurants to earn up to 10% cashback. Find more offers in Cashback & Perks.

### 2.45.0 — 2026-07-21

Делаем лето ярче — платите картой Uzum в аквапарках, игровых центрах и ресторанах и получайте кешбэк до 10%. Больше новых акций — в разделе «Кешбэк и привилегии».

Yozni yorqinroq qilamiz — akvaparklar, o'yingohlar va restoranlarda Uzum karta bilan to'lab, 10% gacha keshbek oling. Yanada ko'proq yangi aksiyalar — “Keshbek va imtiyozlar” bo'limida.

Make this summer even better with your Uzum Card. Pay at water parks, entertainment centres, and restaurants to earn up to 10% cashback. Find more offers in Cashback & Perks.

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## More apps by UZUM TECHNOLOGIES MChJ.

- [Uzum Nasiya: muddatli to'lov](https://appshunter.io/ios/app/uzum-nasiya-muddatli-tolov/id1579281935)
- [Uzum Nasiya Business](https://appshunter.io/ios/app/uzum-nasiya-business/id1634143199)
- [Uzum Market:Online Marketplace](https://appshunter.io/ios/app/uzum-marketonline-marketplace/id1640483056)
- [Uzum Tezkor－Ovqat, mahsulotlar](https://appshunter.io/ios/app/uzum-tezkorovqat-mahsulotlar/id1665523197)
- [Uzum Sellers](https://appshunter.io/ios/app/uzum-sellers/id6450532985)

All apps by UZUM TECHNOLOGIES MChJ.: https://appshunter.io/developer/1626986785

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*